Global Peer-to-peer Lending Market 2016-2020 - Product Image

Global Peer-to-peer Lending Market 2016-2020

  • ID: 3802163
  • Report
  • Region: Global
  • 69 pages
  • TechNavio
OFF
1h Free Analyst Time

Speak directly to the analyst to clarify any post sales queries you may have.

1 of 5

FEATURED COMPANIES

  • Borrowers First
  • CircleBack Lending
  • Daric
  • Funding Circle
  • Lending Club
  • Pave
  • MORE
About P2P lending

It is a method of debt financing where different individuals can lend and borrow money using an online platform, which eliminates any involvement of middlemen. The loans provided by the lender helps the lender to generate income in the form of interest. On the other hand, the borrowers have easy access to financing, which might be difficult for them to procure if they approach a standard financial intermediary. The amount of interest charged for P2P loans is comparatively lower than the traditional prime loans to compensate the lenders for bearing the risk of non-payment from the borrowers. Investors fund only a portion of the loan and spread the amount of the loan across many buyers.

The analysts forecast the global P2P lending market to grow at a CAGR of 53.06% during the period 2016-2020.

Covered in this report
The report covers the present scenario and the growth prospects of the global P2P lending market for 2016-2020. To calculate the market size, the analyst considers the lending amount through P2P platforms in the Americas, Asia Pacific (APAC), and Europe, the Middle East, and Africa (EMEA).

The market is divided into the following segments based on geography:
- Americas
- APAC
- EMEA

The report, Global Peer-to-Peer (P2P) Lending Market 2016-2020, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the market landscape and its growth prospects over the coming years. The report also includes a discussion of the key vendors operating in this market.

Key vendors
- CircleBack Lending
- Lending Club
- Peerform
- Prosper
- Upstart

Other prominent vendors
- Borrowers First
- Daric
- Funding Circle
- Pave
- SoFi

Market drivers
- Increase in global lending of MSMEs
- For a full, detailed list, view the full report

Market challenges
- Unbalanced global economic recovery
- For a full, detailed list, view the full report

Market trends
- Tie-ups with different banking and financial institutions
- For a full, detailed list, view the full report

Key questions answered in this report
- What will the market size be in 2020 and what will the growth rate be?
- What are the key market trends?
- What is driving this market?
- What are the challenges to market growth?
- Who are the key vendors in this market space?
- What are the market opportunities and threats faced by the key vendors?
- What are the strengths and weaknesses of the key vendors?

You can request one free hour of our analyst’s time when you purchase this market report. Details are provided within the report.
READ MORE
Note: Product cover images may vary from those shown
2 of 5

FEATURED COMPANIES

  • Borrowers First
  • CircleBack Lending
  • Daric
  • Funding Circle
  • Lending Club
  • Pave
  • MORE
PART 01: Executive summary
  • Highlights
PART 02: Scope of the report
  • Market overview
PART 03: Market research methodology
  • Research methodology
  • Economic indicators
PART 04: Introduction
  • Key market highlights
  • P2P lending overview
  • Advantages of P2P lending
  • Steps involved in a P2P lending platform
  • Risks associated with P2P lending
PART 05: Market landscape
  • Market overview
  • Market size and forecast
  • Five forces analysis
PART 06: Geographical segmentation
  • Geographical segmentation
  • Americas
  • EMEA
  • APAC
PART 07: Market drivers
  • Increase in global lending of MSMEs
  • Enhancement of inventory management
  • Borrowers having faster access to credit
PART 08: Impact of drivers

PART 09: Market challenges
  • Difficulty in evaluating long-term viability due to increased competition from banks and other lenders
  • Unbalanced global economic recovery
  • Increasing regulatory risks
PART 10: Impact of drivers and challenges

PART 11: Market trends
  • Tie-ups with different banking and financial institutions
  • Big data and artificial intelligence
  • Rise in growth of small business lending
PART 12: Vendor landscape
  • Competitive landscape
  • Other prominent vendors
PART 13: Key vendor analysis
  • CircleBack Lending
  • Lending Club
  • Peerform
  • Prosper
  • Upstart
PART 14: Appendix
  • List of abbreviations
PART 15: About the Author

List of Exhibits
Exhibit 01: Countries covered for market analysis
Exhibit 02: Advantages of P2P lending for the borrowers
Exhibit 03: Advantages of P2P lending for the lenders
Exhibit 04: Steps involved in a P2P lending platform in the US
Exhibit 05: Risks associated with P2P lending for investors
Exhibit 06: Key takeaways 2015-2020
Exhibit 07: Global P2P lending market 2015-2020 ($ billions)
Exhibit 08: Five forces analysis
Exhibit 09: Geographical segmentation 2015
Exhibit 10: Geographical segmentation 2020
Exhibit 11: P2P lending market in Americas 2015-2020 ($ billions)
Exhibit 12: P2P lending market in EMEA 2015-2020 ($ billions)
Exhibit 13: Strategies to rebuild the ROE
Exhibit 14: Examples of P2P lending platforms that are open to non-resident investors
Exhibit 15: P2P lending market in APAC 2015-2020 ($ billions)
Exhibit 16: Advantages of business supporting large corporates and MSMEs
Exhibit 17: MSME financing plans through technology innovations
Exhibit 18: Impact of drivers
Exhibit 19: Rules for banks and non-bank credit providers by the Federal laws
Exhibit 20: Impact of drivers and challenges
Exhibit 21: Borrowers first 2015
Exhibit 22: Daric 2015
Exhibit 23: Funding Circle 2015
Exhibit 24: Pave 2015
Exhibit 25: SoFi 2015
Exhibit 26: Product portfolio
Exhibit 27: Recent developments
Exhibit 28: CircleBack Lending: Key takeaways
Exhibit 29: Product portfolio
Exhibit 30: Recent developments
Exhibit 31: Lending Club: Key takeaways
Exhibit 32: Product portfolio
Exhibit 33: Peerform: Key takeaways
Exhibit 34: Product portfolio
Exhibit 35: Recent developments
Exhibit 36: Prosper: Key takeaways
Exhibit 37: Recent developments
Exhibit 38: Upstart: Key takeaways
Note: Product cover images may vary from those shown
3 of 5

Loading
LOADING...

4 of 5

FEATURED COMPANIES

  • Borrowers First
  • CircleBack Lending
  • Daric
  • Funding Circle
  • Lending Club
  • Pave
  • MORE
New Report Released: – Global Peer-To-Peer (P2P) Lending Market 2016-2020

The author of the report recognizes the following companies as the key players in the global peer-to-peer (P2P) lending market: CircleBack Lending, Lending Club, Peerform, Prosper, and Upstart.

Other Prominent Vendors in the market are: Borrowers First, Daric, Funding Circle, Pave, and SoFi.

Commenting on the report, an analyst from the research team said: “One of the key trends for market growth will be rise in growth of small business lending. We expect more P2P lending and crowd funding with government support, which would help investors to make small investments in private companies. The European Commission is evaluating soft-law measures that could help promote P2P lending and crowdfunding across Europe. The commission is investigating how government funding could be aligned to support P2P lending and crowdfunding platforms and investment opportunities during the forecast period.”

According to the report, one of the key drivers for market growth will be increase in global lending of MSMEs. Research and development in product structuring are vital in addressing the credit gaps in the MSME’s financing. Innovations such as equipment lease finance can help meet the requirement for term debt obligations. Similarly, receivable financing, bills discounting, and P2P lending can substitute prerequisites of working capital financing, thus tending to the special needs of MSMEs. Local vendors in the emerging market have the best monitoring capability and knowledge of MSMEs, allowing structuring of working capital finance, channel finance, and cash credits that can meet the needs of the enterprise or firms, thereby empowering huge economies of scale.

Further, the report states that one of the challenges against the market growth will be increasing regulatory risks. If we look at the present market, the P2P lending platforms are subject to regulations that are for certain consumer banking and other financial institutions. The consumer credit that is provided by the banking and financial institutions are subjected to a number of laws. These laws regulate the credit life-cycle that includes underwriting, payment terms, agreements and disclosures, advertisements and solicitations, and debt collection practices. There are also other laws like privacy and data security and anti-money laundering laws that regulate the relationship between the customers or borrowers and the banking and financial institutions.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market and vendor landscape in addition to a SWOT analysis of the key vendors.
Note: Product cover images may vary from those shown
5 of 5
- CircleBack Lending
- Lending Club
- Peerform
- Prosper
- Upstart
- Borrowers First
- Daric
- Funding Circle
- Pave
- SoFi
Note: Product cover images may vary from those shown
6 of 5
Note: Product cover images may vary from those shown
Order Online - visit: https://www.researchandmarkets.com/reports/3802163
Adroll
adroll