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Digitizing the Business Cash Cycle: Advancements and Partnerships

  • ID: 4088993
  • Report
  • Region: Global
  • 16 Pages
  • Mercator Advisory Group
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There is More Technology Flexibility than Ever Before to Digitize Business Cash Cycle Processes


  • ACI
  • Bottomline Technologies
  • Demica
  • Infor
  • SAP Ariba
  • Taulia
  • MORE

Businesses around the globe are slowly but surely transforming from operations with expensive and business-limiting manual processes to digitally connected enterprises. Banks and technology vendors are helping them to achieve this by providing the latest-generation technologies. This "digitalization" is not occurring at the speed at which technology is advancing, for a number of reasons. However, with a growth environment expected and inevitable rising rates, along with competitive pressures related to the interconnected world, working capital effectiveness will become a primary focus and drive faster adoption of business cash cycle technology, from procurement through financial reconciliation.

In a new research report, Digitizing the Business Cash Cycle: Advancements and Partnerships, the author discusses the latest technology solutions supporting the procure-to-pay space and methods for connecting the various tools continually being added. Procurement, e-invoicing, payments, and alternative financing are being digitized and integrated for optimal performance in managing working capital. The report explains why this is a critical need as companies move further into the era of a high-tech, global economy.

"As we have consistently advised during the past years, effective working capital management is a key to financial performance and company decision flexibility moving forward. This holds true in both slow-growth developed economies as well as developing economies, where high growth can mask control issues that are later uncovered as industries and systems mature," commented Steve Murphy, Director of Commercial and Enterprise Payments Advisory Service and author of the report. "Industry-leading solution-providers are recognizing that providing a product with end-to-end capabilities requiring fewer client company resources to launch and support can increase customer stickiness."

Highlights of the report include:

  • A discussion of the reasons that working capital efficiency is paramount in a potentially higher-growth era with changing fiscal and monetary policies
  • Drivers of the increasing visibility and adoption of digital processes
  • A review of the technology domains that are being digitally connected across the business cash cycle
  • A view of the vendor landscape with its often evolving solution providers
  • A discussion of how digital transformation occurs
Note: Product cover images may vary from those shown
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  • ACI
  • Bottomline Technologies
  • Demica
  • Infor
  • SAP Ariba
  • Taulia
  • MORE

1. Executive Summary

2. Introduction

3. Monetary Policy Alone Has Not Spurred Growth

  • Uneven GDP
  • Companies Treading Water

4. End-to-End Process Automation

  • Current Delivery Approaches
  • Business Cash Cycle Technology Domains
  • e-Invoicing
  • Reconciliation

5. Landscape

  • Cross-over and Partnerships
  • Digital Dominoes

6. Conclusions

  • Endnotes

List of Figures

Figure 1: Economic Growth Is Uneven and Projections Remain Tepid in Developed Markets
Figure 2: Working Capital Efficiency Has Not Been a High Priority
Figure 3: Digital Connections Can Link Work Processes Throughout the Business Cycle
Figure 4: Corporate Investment in Digitizing the Business Cash Cycle Is on the Rise
Figure 5: Market Penetration of E-Invoicing in Europe in 2016€
Figure 6: Cash Cycle Technology Vendor Landscape
Figure 7: The Digital Domino Effect

Note: Product cover images may vary from those shown
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  • ACI
  • Basware
  • Bill.com
  • Bottomline Technologies
  • Broadridge
  • Coupa
  • Demica
  • Esker
  • GCSF
  • Infor
  • Orbian
  • Prime Revenue
  • SAP Ariba
  • SciQuest
  • SunGard
  • Taulia
  • Tieto
  • Tradeshift
  • Transcepta
  • Traxpay
  • Tungsten
  • Zycus
Note: Product cover images may vary from those shown