Romania Banking Sector Report 2017/2018

  • ID: 4377913
  • Report
  • Region: Romania
  • 71 pages
  • EMIS, An ISI Emerging Markets Group Company
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Private Deposits In Romania Soared At A Compound Annual Growth Rate (CAGR) Of 7.5% Between 2011 And 2016, Whereas Total Loans And Commitments Increased At A CAGR Of 3.8% Over The Same Period.

FEATURED COMPANIES

  • Banca Transilvania
  • Raiffeisen Bank
  • UniCredit Bank SA
  • MORE
This report provides a complete and detailed analysis of the banking sector for Romania. We present in-depth business intelligence in a standard format across countries and regions, providing a balanced mix between analysis and data.

What this report allows you to do:
  • Understand the key elements at play in the banking sector in Romania
  • Access forecasts for growth in the sector
  • View key data on assets, liquidity and profitability in the sector in Romania
  • Crystallise the forces both driving and restraining this sector in Romania
  • Build a complete perspective on the trends around deposits, loans and interest rates in Romania
  • Ascertain Romania’s position in the global sector
  • Assess market share by bank
  • Understand the competitive landscape and who the major players are
  • View M&A activity and major deals
  • Gain an understanding of the regulatory environment for the sector in Romania
  • Build a clear picture of trends and issues for sub-sectors (consumer finance, mortgage lending and deposits).
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FEATURED COMPANIES

  • Banca Transilvania
  • Raiffeisen Bank
  • UniCredit Bank SA
  • MORE
01 EXECUTIVE SUMMARY
Sector in Numbers 2016
Sector Overview
Sector Snapshot
Sector Outlook
Driving Forces
Restraining Forces
02 SECTOR IN FOCUS
Main Economic Indicators
Main Sector Indicators
Financial System Structure
Banking System Structure
Risk Management
Solvency and Leverage of Credit Institutions
Profitability of Credit Institutions
Interbank Operations
EU Positioning
Foreign Direct Investment
Employment & Wages
03 COMPETITIVE LANDSCAPE
Highlights
Market Fragmentation
Foreign Institutions‘ Market Penetration
Top M&A Deals
M&A Activity 2015-2016
04 COMPANIES IN FOCUS
Banca Comerciala Romana SA
BRD – Groupe Société Générale
Banca Transilvania
UniCredit Bank SA
Raiffeisen Bank
05 REGULATORY ENVIRONMENT
Key Bodies
Governmental Policies
Supra-National Law
06 DEPOSIT ACTIVITY
Highlights
Deposit Rates Development
Deposits Development
07 LENDING ACTIVITY
Highlights
Lending Rates Development
Loans and Commitments
Loans Structure
Credit Risk
08 CONSUMER FINANCING
Non-Banking Financial Institutions
Household Lending
Corporate Lending
09 RETAIL CHANNELS
Payment Statistics
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FEATURED COMPANIES

  • Banca Transilvania
  • Raiffeisen Bank
  • UniCredit Bank SA
  • MORE
As in any developed or emerging market, financial intermediation in Romania represents an important generator of wealth and stability for the whole economy. With net assets of credit institutions amounting to 51.9% of the GDP, the financial sector still remains somewhat underdeveloped. After the 2008 crisis, net assets soared by 57% to RON 394bn in 2016, compared with RON 251bn in 2007. However, they expanded at a slower pace than Romania’s GDP.

Foreign ownershipof credit institutions grew from 83% of total net assets in 2011 to 91.3% in 2016. Private deposits soared at a compound annual growth rate (CAGR) of 7.5% between 2011 and 2016, whereas total loans and commitments increased at a CAGR of 3.8% over the same period. Thus, with its loans-to-deposit ratio at 83.2% in 2016, the banking sector remains liquid and stable. The share of the banking sector in total employment decreased from 1.9% in 2011 to 1.5% in 2016 as a result of the financial crisis and the decrease in the number of credit institutions from 41 in 2011 to 37 in 2016.
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Banca Comerciala Romana SA
BRD – Groupe Société Générale
Banca Transilvania
UniCredit Bank SA
Raiffeisen Bank
Note: Product cover images may vary from those shown
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