Psd2 Data Access: Security Specs Create "Fuzzy Period" for Developers - Product Image

Psd2 Data Access: Security Specs Create "Fuzzy Period" for Developers

  • ID: 4382878
  • Report
  • 4 pages
  • Ovum
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Introduction:

Implementation of the open API aspects of PSD2 is at risk of becoming fragmented to the point where the benefits of API access to accounts will be lessened by the efforts by different groups across Europe attempting to bring some order to the differing approaches to managing PSD2 access requirements.

Highlights:

The EC wants changes to the draft Regulatory Technical Standards for access to accounts, pushing full implementation of PSD2 back to at least April 2019, creating a "fuzzy period" when the directive will be in force but the standards will not.

Features and benefits:
  • The report looks at the implications for the banking industry of this latest delay.
  • Learn how different approaches to API access are springing up across Europe.
Key Questions answered:
  • What is at the heart of the row about dedicated versus direct access?
  • What are the other obstructions to reaping the full benefits of open banking?
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Publisher's view
  • Summary
  • Revised RTS timetable creates a "fuzzy period"
Appendix
  • Further reading
  • Author
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