1.0 Executive Summary
E1. Rationale
E2. Modern Mobile money Outlook
E3. Why Modernise?
E4. Operators versus Rest: Plying Consumer Delicacies, Servicing Gaps, Vulnerabilities, & More.
E5. Parametric Evaluation of Modernity from a Mobile Money Business.
E6. There’s A Proof
E7. Protentions 2030: A sneak into Future Possibilities, Market Inclinations, and Forecasts w/ Cautionary
2.0 Market Leadership & Opportunity Analysis W/ Recommendations across Mobile Payments, Banking, Commerce, & Retail 2017 to 2030
2.1. Journey Hitherto: Period Y2012 to Y2016
2.1A. Analysis #1: Banks accept the threat posed by mobile operators.
2.1B. Payment Market Spread Y2012 to Y2016
2.1C. Retail & Commerce Market Spread Y2012 to Y2016
2.2. Mobile Payment Service Distribution (4Q 2016)
2.2A. Government 2 Person (G2P)
2.2B. Informal Payroll
2.2C. Micro-finance & Credit
2.2D. Cross-Border Remittance
2.2E. Savings & Deposits
2.2F. Utilities & Billing
2.2G. Peer 2 Peer (P2P)
2.2H. Public Transport Payments
2.3. Way Forward 2021
2.3A. Analysis #2: Modern roadmap for ‘unknown’ opportunities
2.3B. Operators versus Banks Possible scenarios
2.3B.1. Infusion of Retail, Payments, & Commerce 1 - Bank concept
2.3B.2. So. . . Is banking going to be just namesake?
2.3C. Way Forward 2021 > North America
2.3C.1. USA & Canada - Part 1 Retail & commerce beyond 2016
2.4. Using “Stringent Reputations” to Your Advantage
2.4A. Country Case > Singapore
2.4A.1. 45% Singapore Small Businesses don’t have access to Bank Loan.
2.5. Way Forward 2021 > Europe
2.6. Way Forward 2021 > Africa & Middle East
2.7. Way Forward 2021 > Latin America
2.8. Modern Cases for Inspiration & Strategy.
2.8A. Case Study #1 Branch A “mobile micro-financing” startup.
2.8B. Case Study #2 T-Mobile
2.8B.1. Why it failed? Analysis # 3
2.8C. Case Study #3 Airtel Airtel’s ‘FBN Padi4Life’
2.8D. Case Study #4 Tigo Kiiray
2.5. Way Forward 2021 for Banks
2.5A. Possible Seamless “Transition” Strategies
2.5B. Solution #1 From state of < turbulence 2 profusion >
2.5C. Solution #2 Compatibility issue of < systems & it overhaul >
2.5D. Solution #3 Basel III law & domestic legal framework issue
3.0 Goal-oriented, Multi-Roadmap Modern Business Frameworks, Niche Navigation, and Executions. 2017 & Beyond
3.1. Introducing “Goal-oriented, Multi-roadmap” Modern Frameworks
3.1A. Parallel Model Short to mid-term framework
3.1A.1. a.k.a. The “Challenger” Model
3.1B. Perpendicular Model Mid to long term framework
3.1C. Skew Model Purely ‘goal aligned’ framework
3.1C.1. a.k.a. “Multi Roadmap” Model
3.2. Enabling a Modern Portfolio
Figure 3 1: Modern Mobile Money Roadmap for MNOs
3.3. The Niche Science Guest expert contribution # 1
Pilot P1. Niche-as-a-gateway (N-A-A-G)
Pilot P2. “Poorly”, A Billion Dollar Business Model Available for purchase - an exclusive TeleResearch Labs’ patent.
Pilot P3. (MM) Modern Insurance Business Model
3.4. North America
3.4A. 300 Words on North America Market (4Q 2016) Guest expert contribution # 2
3.5. Why Modernise?
Survey 3-1: The Cult of ‘Made in America’
Survey 3 2: Those ‘Organic Offerings’ are Good for Nothing!
3.6. Security Threat The no. of ransomware attacks quintupled to 5000 attacks per day
3.7. Analysis #4 Security solutions available in North America
3.8. US Payment Market Litmus Test How reliable/ realistic solutions adopted by the big - 3 are?
3.9. US “Retail/ Commerce” Market Litmus Test How top contenders are maneuvering the security threat?
3.10. Analysis #5 Over 80% banks are relying on solutions offered by one company!
3.11. Modern Payments & Commerce in Retail In - use setups, processes, & methodologies
3.11A.1. Preparation & Execution (2016 & Beyond)
3.11A.2. Traditional Commerce Online/ mobile commerce
3.11A.3. Offline Commerce Offline wallets, micro ATMs, alt “in-store”/ “open air” buying, etc
3.11A.4. Contextual Commerce Non - disruptive, virtual @ source (instant buying), & more
3.11A.5. Key in-use Setups W. exclusive process & methodology details
3.12. Modern “Prepaid” Commerce
3.13. Analysis #6 Payments - on - the - move
3.14. Modern Payment Innovation
3.14A.1. “On-Visit” Payments
3.14A.2. Pay-In-Part Model a . k . a . EMI MODEL
3.14A.3. Modern “Post-Pay” Model
3.14A.4. Modern Subscriptions Members only payments, rewards, etc.
3.14A.5. “Escrow-Tach” Retail
3.14A.6. Virtual Payments
3.14A.7. Cryptocurrencies
3.14A.8. Modern Automated Payments
3.14A.9. Enterprise Payments Small/ Mid/ Large enterprise payments
3.14A.10. Bundled Payments Employee salary, etc.
3.14A.10A. “Thin Bundle” Payments High margin payments [resellership, royalty, IPR payments, etc.]
3.14A.10B. “Thick Bundle” Payments Low margin/ bulk payments
3.14A.11. Business 2 Business Payments Inward/ outward, 3rd party payments
3.14A.12. Cross-Border Payments Inter-regional/ Forex, travel payments, etc
3.14A.13. Instant Payouts Instant/ real-time payments
3.14A.14. Business 2 Customer Payments B2C refunds, referral payments, etc.
3.14A.15. Tweaked Payments Device compatible, interoperable, hybrid/ multi-platform tweaking
3.14A.16. Offline (+) Online a.k.a. JUGAD 4 Payments
3.15. Ultra Modern Payments
3.15A.1. AI (Artificial Intelligence) Payments
3.15A.2. VR (Virtual Reality) Payments
3.15A.3. Robotic Payments
3.16. Asia Pacific
3.16A. Analysis #7 B2B logistics & startups
3.16B. Performance Review: Banks & FinTechs
3.16C. Case Study #5 Soneri Bank, Pakistan
3.16D. Case Study #6 Xero & PayPal, New Zealand
3.16E. Case Study #7 Federal Bank, Kerala, India
Table 3 1: Fedmobile Key Features
3.16F. Case Study #8 NAB Bank & Visa, Australia
3.16G. Analysis #8. Blockchain polynomy beyond 2016
3.17. Africa & Middle East
3.17A. Africa Market Statistics
Table 3-1: Africa FinTech Directory
3.17B. Middle East Statistics
3.18. 300 Words on African Market Setup Guest expert contribution # 5
3.18A. Case Study #9 SID Instant
3.18B. Case Study #10 GeoPay
3.18C. Case Study #11 SureSwipe
3.18D. Case Study #12 SureRemit
3.18E. Case Study #13 Peers Exchange
3.18F. Case Study #14 SimbaPay
3.18G. Case Study #15 mVisa
3.18H. African Banks & FinTechs
3.18H.1. Case Study #16 Equity Bank: Kenya, Rwanda, and Tanzania
Table 3 2: Mobile Money Transfer Services in Kenya, December 2016
3.18H.2. Case Study #17 First National Bank as “MVNO ”, South Africa.
Table 3 3: FNB Connect Pricing at Launch
3.18H.3. Case Study #18 Wells Fargo, Africa
3.18I. Humanising Digital Technology
3.18I.1. Case Study #19 Virtual banking, UAE
3.19. 300 Words on Latin American (MM) Market Guest expert contribution #6
3.20. 300 Words on European (MM) Market Guest expert contribution #7
3.20B. Case Study #20 O 2, UK/ Germany
3.20C. Case Study #21 BACB, UK
3.20D. Case Study #22 Lloyds Bank, UK
3.20E. Case Study #23 Unilend, France
3.21. 300 Words on the Asia Pacific “Modern (MM) Market” Guest expert contribution #8
3.22. Cluster Analysis Visualising 2021 [w/ recommendations]
3.22A. Channelisation-A-Tool
3.23. Analysis #9 Micropayments service & (its) future
3.24. Analysis #10 Cryptocurrencies
3.25. Vertical Business Use Cases
3.25A. Tele & IT 3.25B. Public Transport
3.25C. Retail 3.25D Education
3.25E. Energy and Utility
3.25F. Media and Entertainment
3.25G. Hospitality and Tourism
3.25H. Events
3.25I. SCM and Logistics
3.26. More Vertical Cases
3.26A. Case Study #24 SK Planet’s Syrup
3.26B. Case Study #25 M-Akiba Treasury bonds
3.26C. Case Study #26 Italy mobile money market
3.27. Analysis #11 Mobile money ‘offline vs. online”
4.0 Hypergrowth 2.0.: Modern - Mobile Finance (M - MFS), Advanced Business Conglomeration, & Niche Navigation for Enhanced Market Share & Revenues. 2017 & Beyond
4.1 Hell Bent for Leather? Hypergrowth may better suit you
4.2. Contenders Mobile Operators, Banks, FinTechs & Others
4.3. Analysis #12 What can conglomerations bring to the table?
4.4. Hypergrowth Models Business model innovation
4.4A. Hypergrowth Model #1 @Payments > India > Asia Pacific
4.4A.1. Objective Direct Carrier Billing
4.4A.2. Niche Anchors
4.4A.3. Business Model Transformation Skew Model
4.4A.4. Analysis #13 Conglomeration/ result analysis
4.4B. Hypergrowth Model #2 @Lending & investments > Canada > North America
4.4B.1. Objective Fast cloud (loan) processing
4.4B.2. Niche Anchors
4.4B.3. Business Model Transformation Skew + Perpendicular model
4.4B.4. Analysis #14 Conglomeration / result analysis
4.4C. Hypergrowth Model #3 @Payments> Estonia > Europe
4.4C.1. Objective Direct Carrier Billing
4.4C.2. Niche Anchors < NA: In - App payments; post - paid payments>
4.4C.4. Business Model Transformation Skew + Perpendicular model
4.4C.4. Analysis #15 Conglomeration / result analysis
4.4D. Selling - off to Millennials Guest expert contribution # 9
4.4E. Hypergrowth Model #4 @Payments > Indonesia > Asia pacific
4.4E.1. Objective Rapid adoption of POS in Indonesia
4.4E.2. Niche Anchors
4.4E.3. Business Model Transformation Skew + Perpendicular model
4.4E.4. Analysis #16 Conglomeration / result analysis
4.4F. Hypergrowth Model #5 @Payments > Czech Republic> Europe
4.4F.1. Objective Diversifying & monetising m - POS in Czech Republic 4.4F.2. Niche Anchors
4.4F.3. Business Model Transformation Skew + Perpendicular model
4.4F.4. Analysis #17 Conglomeration / result analysis
4.4G. Future of M-Pesa in South Africa Guest expert contribution # 10 [w / recommendations]
4.4H. Hypergrowth Model #6 @ Lending & investments > UK >Europe
4.4I.1. Objective Additional revenue via increased end use
4.4I.2. Niche Anchors < NA: Personal finance manager >
4.4I.3. Business Model Transformation Skew + Perpendicular model
4.4I.4. Analysis #18 Conglomeration / result analysis
4.4J. Hypergrowth Model #7 @Lending & investments > Germany > Europe 4.4J.1. Objective Manoeuvring excess regulation & compliance 4.4J.2. Business Model Transformation Skew + Perpendicular model
4.4J.3. Niche Anchors < NA: 1 - Click loan; fast consumer on-boarding & adoption >
4.4J.4. Analysis #19 Conglomeration / result analysis
4.5. Hypergrowth Models Business model innovation
4.5A. Hypergrowth Model #8 @Payments @Lending & investments > Netherlands > Europe
4.5A.1. Objective Fraud/ risk control & enhanced customer servicing
4.5A.2. Business Model Transformation Perpendicular model @work
4.5A.3. Niche Anchors
4.5A.4. Analysis #20 Conglomeration / result analysis
4.5B. Hypergrowth Model #9 @Payments @Lending & investments > Kuwait & Egypt > Middle East
4.5B.1. Objective Fast payments & consumer on-boarding, & support
4.5B.2. Business Model Transformation Parallel & perpendicular models
4.5B.3. Niche Anchors
4.5B.4. Analysis #21 Conglomeration / result analysis
4.5C. Hypergrowth Model #10 @Oman > Middle East
4.5C.1. Objective Digital bank transformation
4.5C.2. Business Model Transformation Parallel & perpendicular models 4.5C.3. Niche Anchors
4.5C.4. Analysis #22 Conglomeration / result analysis
4.5D. Hypergrowth Model #11 @Card payments > Bangladesh > Asia Pacific
4.5D.1. Objective Becoming a pioneer in digital/ card payments
4.5D.2. Business Model Transformation Parallel & perpendicular models
4.5D.3. Niche Anchors
4.5D.4. Analysis #23 Conglomeration / result analysis
4.5E. Hypergrowth Model #12 @Payments > UK > Europe
4.5E.1. Objective Cross border & social payments w/ zero leakage
4.5E.2. Business Model Transformation Perpendicular model
4.5E.3. Niche Anchors
4.5E.4. Analysis #24 Conglomeration / result analysis
4.5F. Hypergrowth Model #13 @Payments Thailand > Asia Pacific
4.5F.1. Objective Demonetisation & digital / cash-less upgrade for country
4.5F.2. Business Model Transformation Perpendicular model
4.5F.3. Niche Anchors
4.5F.4. Analysis #25 Conglomeration / result analysis
4.5G. Hypergrowth Model #14 @Payments > Australia > Asia Pacific
4.5G.1. Objective Innovation, customer service, & new product opportunities
4.5G.2. Business Model Transformation Skew model
4.5G.3. Niche Anchors
4.5G.4. Analysis #26 Conglomeration / result analysis
PILOT #4. Hypergrowth Model #15 Blockchain commercialisation
PILOT #4A. Objective Blockchain monetisation in a marketplace
PILOT #4B. Case #27: Korean Exchange Bank South Korea > Asia Pacific
PILOT #4C. Niches Anchors
PILOT #4D. Analysis #27 Pilot result analysis
4.5H. Hypergrowth Model #16 @Payments > Nigeria > Africa
4.5H.1. Objective A cheaper, real time, & everywhere ready ‘P2P - PoS’ solution
4.5H.2. Business Model Transformation Perpendicular model
4.5H.3. Niche Anchors 4.5H.4. Analysis #28 Conglomeration / result analysis
4.5I. Hypergrowth Model #17 @Lending & investments > UK > Europe
4.5I.1. Objective Core banking transformation via cloud
4.5I.2. Business Model Transformation Parallel model
4.5I.3. Niche Anchors
4.5I.4. Analysis #29 Conglomeration / result analysis
4.5J. Hypergrowth Model #18 @Payments > India > Asia Pacific
4.5J.1. Objective Retail & merchant banking transformation
4.5J.2. Business Model Transformation Parallel + perpendicular model 4.5J.3. Niche Anchors
4.5J.4. Analysis #30 Conglomeration / result analysis
4.5K. Hypergrowth Model #19 @Payments > Romania > Europe
4.5K.1. Objective SEPA compliance + fast payment/ “digital ID” authentication
4.5K.2. Business Model Transformation Perpendicular + skew model
4.5K.3. Niche Anchors
4.5K.4. Analysis #31 Conglomeration / result analysis
4.6 Hypergrowth Models -Business model innovation
4.6A. Hypergrowth Model #20 @Payments > UK > Europe
4.6A.1. Objective Fast & convenient “realty” payments
4.6A.2. Niche Anchors
4.6B. Hypergrowth Model #21 @Payments > US > North America
4.6B.1. Objective Easy messaging / messenger payments
4.6B.2. Niche Anchors
4.6C. Hypergrowth Model #22 @Payments > USA > North America
4.6C.1. Objective Ride comparison + shopping on the move
4.6C.2. Business Model Transformation Perpendicular
4.6C.3. Niche Anchors
4.6D. Hypergrowth Model #23 @Payments > Spain > Europe
4.6D.1. Objective Enabling small merchants accept “card-less payments”
4.6D.2. Business Model Transformation Perpendicular
4.6D.3. Niche Anchors
4.6E. Hypergrowth Model #24 @Payments > UK > Europe
4.6E.1. Objective Fast on boarding, cross - border compliance and real time fraud control
4.6E.2. Business Model Transformation Perpendicular
4.6E.3. Niche Anchors
4.6F. What’s common between ASOS - A fashion slate; Expedia - A travel agency; Cathay Pacific - An international airline; Freelancer - A job site; and Digital World International?
4.6G. Hypergrowth Model #25 @Payments > Argentina > Latin America
4.6G.1. Objective Greater market- share via portfolio diversification & revenues
4.6G.2. Business Model Transformation Parallel, perpendicular
4.6G.3. Niche Anchors
4.6G.4. Analysis #32 Conglomeration / result analysis
4.6H. Case Study #28 Trustly in year 2017 & beyond
4.6I. Hypergrowth Model #26 @Payments > Argentina > Latin America
4.6I.1. Objective Catching & stopping fraud at the earliest
4.6I.2. Business Model Transformation Parallel, perpendicular
4.6I.3. Niche Anchors
4.6I. Analysis #33 - Coexistence of mobile wallets & credit cards
4.6J. m - MFS Insurance A short walk to ‘modern execution & monetisation’
4.6K. Hypergrowth Model #27 @Insurance > UK > Europe
4.6K.1. Objective Subscription based + low cost/ risk, cloud collateral management
4.6K.2. Business Model Transformation Parallel, perpendicular
4.6K.3. Niche Anchors
4.6K.4. Analysis #34 -Hybrid solution for “complex compliance & collateral margin requirements”
4.7. International Remittance Initiatives for Migrants
4.8. Gen-X Entry of FinTech Players as “MMOs” (2017 & Beyond) Guest expert contribution #13
4.9. MNO - Lead (MM) Credit Cards
4.9A. Case Study #29 -Rogers Bank credit card
4.9B. Case Study #30 - Indosat mobile money ATM card
4.10. Modern Mobile Money Curiosities 2017 & beyond
4.10A. Proposed Evolutionary Modern (Mm) Businesses
4.10B. Transition Strategies (2017 & Beyond) - From basic to advanced (MM) offerings
4.10C. Applying ‘MVP’ To Push Mobile Money Services
4.10D. The T-Mobile Way of M-Payment adoption?
4.11. (New) Customer Onboarding
4.12. Driving Customer Loyalty Via Early Adoption, & Retention Tactics
5.0. Live Projects: “Selected” Modern Mobile Money Profiles to Suit Your Market Positioning & Investments
5.1 North America
5.1A. Acorns
5.1B. Affirm
5.1C. Allied Payment Network
5.1D. Apple Pay
5.1E. Billguard
5.1F. Billmatrix
5.1G. Ceretel’s Prepaid Card Program
5.1H. Clearxchange
5.1I. Credit Karma
5.1J. Credit Sesame
5.1K. Doxo
5.1L. Dwolla
5.1M. Ezuza
5.1N. Google Wallet
5.1O. Moneystream
5.1P. Moven
5.1Q. Movil Cash
5.1R. Paynearme
5.1S. Paypal
5.1T. Payso
5.1U. Payzapp
5.1V. Popmoney
5.1W. Prism
5.1X. Regalii
5.1Y. Rentmoola
5.1Z. Ripple
5.1.AA. Sofi
5.1.AB. Square Cash
5.1.AC. Venmo
5.1.AD. Wirex
5.2 Asia Pacific
5.2A. Alipay
5.2B. Billpay
5.2C. Citrus
5.2D. Direcpay
5.2E. Freecharge
5.2F. Hello Paisa
5.2G. Instamojo
5.2H. Mobiquity Money
5.2I. Moneyview
5.2J. M-Paisa Roshan Afghanistan
5.2K. Oxigen Wallet
5.2L. Paytm
5.2M. Payzippy
5.2N. Ruplee
5.2O. Mobomoney
5.2P. Tenpay
5.2Q. Upaisa
5.2R. Wolaidai
5.2S. Mpay
5.2T. Ola Money
5.3 Africa
5.3A. Bitpesa
5.3B. BK-Money
5.3C. Irembo
5.3D. Mobicash
5.4 Europe
5.4A. Astropay
5.4B. Atom Bank
5.4C. Azimo
5.4D. Icushy
5.4E. Monese
5.4F. Moneyswap
5.4G. Mopay
5.4H. Movilway
5.4I. Mpeso
5.4J. Osper
5.4K. Paypoint
5.4L. PayU
5.4M. Sign2Pay
5.4N. Transferwise
5.4O. Weeleo
5.4P. Yoyo Wallet
5.5 Middle East
5.5A. Zain Wallet
5.5B. Zain Cash
5.5C. Asiahawala
5.5D. SABB Mobile
5.5E. Superwallet
5.5F. Ooredoo Mobile Money (OMM)
5.6 Latin America
5.6A. Allpago
5.6B. Billetera Movil (Bancolombia)
5.6C. Banwire
5.6D. Braspag
5.6E. Conec Mobile Wallet
5.6F. Conekta
5.6G. Daviplata
5.6H. Haitipay
5.6I. Maxipago!
5.6J. Mercadopago
5.6K. Miplata
5.6L. Mobile Money Guyana
5.6M. Pagseguro
5.6N. Tu Dinero Movil, Peru
6.0 Global Mobile Money Demand Estimates: Opportunity Analysis, & Forecasts. 2018 & Beyond
6.1 Mobile Money Market 2019-2025
6.2 Mobile Banking Market 2019-2025
6.3 M-Payment Market 2019-2025
6.3A. M-Payment Users
6.3B. M-Payment Revenue
6.3C. NFC Mobile Payment Market 2019-2025
6.3D. NFC-Enabled Cellphones’ Shipment
6.4 Mobile P2P Payments
7.0 Mobile Money X-Tra Miles: Conclusions, Recommendations, & Protentions. 2021 & Beyond
7.1 Dark Horses - All Operators, Banks, & FinTechs Should be Afraid of!
7.2. Case Study #31 Amberoon
7.3. Mobile Money Evils
7.4. Conclusions
7.5. Recommendations
Annexure A. Compliance Cheat Sheet Worldwide compliance handbook
Annexure B. Big Investments
Annexure C. World Niche Complex
List of Tables
Table 4-1: International Remittance Initiatives for Migrants
Table 6-1: P2P Payments Market By Region (In US$ Billion), 2019-2025
List of Graphs
Graph 4-1: Mobile Money Demand Curve
List of Figures
Figure 3-2: Worldwide Modern Niche Complex
Figure 5-1: Dwolla Fisync System for Faster Payment
Figure 5-2: Instamojo Payment Process
Figure 5-3: Mobiquity Architecture
Figure 5-4: Development of Tenpay Overtime
Figure 6-1: Global Mobile Money Users (In Million), 2019-2025
Figure 6-2: Mobile Money Users by Region (In Million), 2019-2025
Figure 6-3: North America Mobile Money Users (In Million), 2019-2025
Figure 6-4: Latin America Mobile Money Users (In Million), 2019-2025
Figure 6-5: Europe Mobile Money Users (In Million), 2019-2025
Figure 6-6: Asia Pacific Mobile Money Users (In Million), 2019-2025
Figure 6-7: Africa Mobile Money Users (In Million), 2019-2025
Figure 6-8: Middle East Mobile Money Users (In Million), 2019-2025
Figure 6-9: Global Mobile Banking Users (In Million), 2019-2025
Figure 6-10: Mobile Banking Users by Region (In Million), 2019-2025
Figure 6-11: North America Mobile Banking Users (In Million), 2019-2025
Figure 6-12: Latin America Mobile Banking Users (In Million), 2019-2025
Figure 6-13: Europe Mobile Banking Users (In Million), 2019-2025
Figure 6-14: Asia Pacific Mobile Banking Users (In Million), 2019-2025
Figure 6-15: Africa Mobile Banking Users (In Million), 2019-2025
Figure 6-16: Middle East Mobile Banking Users (In Million), 2019-2025
Figure 6-17: Global M-Payment Users (In Million), 2019-2025
Figure 6-18: M-Payment Users by Region (In Million), 2019-2025
Figure 6-19: North America M-Payment Users (In Million), 2019-2025
Figure 6-20: Latin America M-Payment Users (In Million), 2019-2025
Figure 6-21: Europe M-Payment Users (In Million), 2019-2025
Figure 6-22: Asia Pacific M-Payment Users (In Million), 2019-2025
Figure 6-23: Africa M-Payment Users (In Million), 2019-2025
Figure 6-24: Middle East M-Payment Users (In Million), 2019-2025
Figure 6-25: Global M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-26: M-Payment Revenue by Region (In US$ Billion), 2019-2025
Figure 6-27: North America M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-28: Latin America M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-29: Europe M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-30: Asia Pacific M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-31: Africa M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-32: Middle East M-Payment Revenue (In US$ Billion), 2019-2025
Figure 6-33: Global NFC M-Payment Market (In US$ Billion), 2019-2025
Figure 6-34: Global NFC-Enabled Cellphones’ Shipment (In Million), 2019-2025
Figure 6-35: Global P2P Payments Market (In US$ Billion), 2019-2025
Figure 6-36: P2P Payments Market By Region (In US$ Billion), 2019-2025
