Usage-based Insurance Market Research Report by Package Type, Technology, State - Cumulative Impact of COVID-19, Russia Ukraine Conflict, and High Inflation - United States Forecast 2023-2030- Product Image

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Usage-based Insurance Market Research Report by Package Type, Technology, State - Cumulative Impact of COVID-19, Russia Ukraine Conflict, and High Inflation - United States Forecast 2023-2030

Report
144 Pages
January 2023
Region: United States
360iResearch™
ID: 5124471

UP TO €862EUR$895USD£762GBP OFF until Mar 31^st 2023

The United States Usage-based Insurance Market size was estimated at USD 11.17 billion in 2022, USD 13.51 billion in 2023 and is projected to grow at a CAGR of 18.89% to reach USD 44.63 billion by 2030.

Cumulative Impact of COVID-19:

COVID-19 is an unprecedented global public health emergency that affected almost every industry, and the long-term impacts are projected to reflect on the growth of various end-use industries during the forecast period. This ongoing research amplifies the research framework to ensure the inclusion of underlying COVID-19 issues and potential paths forward. The report delivers insights on COVID-19, considering the changes in consumer behavior and demand, purchasing patterns, re-routing of the supply chain, dynamics of current market forces, and the significant interventions of governments. The dedicated section in the report uncovers a detailed analysis of the impact of COVID-19 and its subsequent variant outbreaks on demand, supply, price, and vendor uptake and provides recommendations for sustainable outcomes. The updated study provides insights, analysis, estimations, and forecasts, considering the COVID-19 impact on the United States Usage-based Insurance Market.

Cumulative Impact of Russia-Ukraine Conflict:

The publisher continuously monitors and update reports considering unceasing political and economic uncertainty due to the Russia-Ukraine Conflict. Negative impacts are globally foreseen, especially across Eastern Europe, European Union, Eastern & Central Asia, and the United States. This contention has severely affected people’s lives and livelihoods and represents far-reaching disruptions in trade dynamics. The potential effects of ongoing war and uncertainty in Eastern Europe are expected to have an adverse impact on Ukraine and reverberate harsh long-term effects on Russia. The report uncovers the implications for demand-supply balances, pressure on pricing variants, impact on import/export and trading, and short-term recommendations to the United States Usage-based Insurance Market considering the current update on the conflict and its global responses.

Cumulative Impact of High Inflation:

The high inflation in developed economies globally has resulted in an overall price surge over the past two years. The cumulatively eroding overall purchasing power is expected to impact developing economies significantly and is considered helpful in numerous ways. The report uncovers the effect of high inflation on the long-term performance of the global economy and provides details on fiscal policies measuring and reducing its short-term impacts on demand/supply, cash flow, and currency exchange. The United States Usage-based Insurance Market report delivers the high inflation expectation considering the related impact from cost-push and demand-pull inflation.

Market Statistics:

The report provides market sizing and forecasts across 7 major currencies - USD, EUR, JPY, GBP, AUD, CAD, and CHF; multiple currency support helps organization leaders to make better decisions. In this report, the years 2018 and 2021 are considered as historical years, 2022 as the base year, 2023 as the estimated year, and years from 2024 to 2030 are considered as the forecast period.

Market Segmentation & Coverage:

The report on the United States Usage-based Insurance Market identifies key attributes about the customer to define the potential market and identify different needs across the industry. Understanding the potential customer group's economies and geographies can help gain business acumen for better strategic decision-making. The market coverage across different industry verticals reveals the hidden truth about the players' strategies in different verticals and helps the organization decide target audience. This report gives you the composite view of sub-markets coupled with comprehensive industry coverage and provides you with the right way of accounting factors such as norms & regulations, culture, to make right coverage strategy for your market plan. This research report categorizes the United States Usage-based Insurance Market in order to forecast the revenues and analyze the trends in each of the following sub-markets:

Based on Package Type, the market is studied across Manage-How-You-Drive, Pay-As-You-Drive, and Pay-How-You-Drive.
Based on Technology, the market is studied across Black Box, Embedded System, OBD-II, and Smartphone.
Based on State, the market is studied across California, Florida, Illinois, New York, Ohio, Pennsylvania, and Texas.

FPNV Positioning Matrix:

The FPNV Positioning Matrix evaluates and categorizes vendors in the United States Usage-based Insurance Market. based on Business Strategy (Business Growth, Industry Coverage, Financial Viability, and Channel Support) and Product Satisfaction (Value for Money, Ease of Use, Product Features, and Customer Support) and placed into four quadrants (F: Forefront, P: Pathfinder, N: Niche, and V: Vital). The United States Usage-based Insurance Market FPNV Positioning Matrix representation/visualization further aids businesses in better decision-making and understanding the competitive landscape.

Market Share Analysis:

The Market Share Analysis offers the analysis of vendors considering their contribution to the overall market, providing the idea of revenue generation into the overall market compared to other vendors in the space. This provides insights on vendors performance in terms of revenue generation and customer base compared to others. The United States Usage-based Insurance Market Share Analysis offers an idea of the size and competitiveness of the vendors for the base year. The outcome reveals the market characteristics in terms of accumulation, fragmentation, dominance, and amalgamation traits.

Competitive Scenario:

The Competitive Scenario provides an outlook analysis of the various strategies for business growth adopted by the vendors. The news in this section covers valuable insights at various stages while keeping up with the business and engaging stakeholders in the economic debate. The United States Usage-based Insurance Market Competitive Scenario represents press releases or news of the companies categorized into Merger & Acquisition, Agreement, Collaboration, & Partnership, New Product Launch & Enhancement, Investment & Funding, and Award, Recognition, & Expansion. All the news collected helps vendors understand the gaps in the marketplace and competitor’s strengths and weaknesses, providing insights to enhance products and services.

Company Usability Profiles:

The report profoundly explores the recent significant developments by the leading vendors and innovation profiles in the United States Usage-based Insurance Market, including Allianz SE, Allstate Corporation, Amica Mutual Insurance Company, Assicurazioni Generali SpA, AXA SA, Cambridge Mobile Telematics, Liberty Mutual Group, Mapfre, Metromile Inc., Modus Group, LLC, Nationwide Mutual Insurance Company, Octo Group S.p.A., Progressive Corporation, Sierra Wireless, The Floow Limited, UnipolSai Assicurazioni S.P.A., and ZUBIE, Inc..

The report provides insights on the following pointers:

1. Market Penetration: Provides comprehensive information on the market offered by the key players
2. Market Development: Provides in-depth information about lucrative emerging markets and analyzes penetration across mature segments of the markets
3. Market Diversification: Provides detailed information about new product launches, untapped geographies, recent developments, and investments
4. Market Trends: Provides comprehensive understanding of the Cumulative Impact of COVID-19, the Russia-Ukraine Conflict, and the High Inflation
5. Competitive Assessment & Intelligence: Provides an exhaustive assessment of market shares, strategies, products, certification, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players
6. Product Development & Innovation: Provides intelligent insights on future technologies, R&D activities, and breakthrough product developments

The report answers questions such as:

1. What is the market size and forecast of the United States Usage-based Insurance Market?
2. What are the inhibiting factors and impact of COVID-19 shaping the United States Usage-based Insurance Market during the forecast period?
3. Which are the products/segments/applications/areas to invest in over the forecast period in the United States Usage-based Insurance Market?
4. What is the competitive strategic window for opportunities in the United States Usage-based Insurance Market?
5. What are the technology trends and regulatory frameworks in the United States Usage-based Insurance Market?
6. What is the market share of the leading vendors in the United States Usage-based Insurance Market?
7. What modes and strategic moves are considered suitable for entering the United States Usage-based Insurance Market?

Frequently Asked Questions about the U.S. Usage-based Insurance Market

What is the estimated value of the U.S. Usage-based Insurance Market?

The U.S. Usage-based Insurance Market was estimated to be valued at $11.17 Billion in 2022.

What is the growth rate of the U.S. Usage-based Insurance Market?

The growth rate of the U.S. Usage-based Insurance Market is 18.8%, with an estimated value of $44.63 Billion by 2030.

What is the forecasted size of the U.S. Usage-based Insurance Market?

The U.S. Usage-based Insurance Market is estimated to be worth $44.63 Billion by 2030.

Who are the key companies in the U.S. Usage-based Insurance Market?

Key companies in the U.S. Usage-based Insurance Market include Allianz SE, Allstate Corporation, Amica Mutual Insurance Company, Assicurazioni Generali SpA, AXA SA, Cambridge Mobile Telematics, Liberty Mutual Group, Mapfre and Modus Group, LLC.

Report Attribute	Details
No. of Pages	144
Published	January 2023
Forecast Period	2022 - 2030
Estimated Market Value ( USD ) in 2022	$ 11.17 Billion
Forecasted Market Value ( USD ) by 2030	$ 44.63 Billion
Compound Annual Growth Rate	18.8%
Regions Covered	United States
No. of Companies Mentioned	17

1. Preface
1.1. Objectives of the Study
1.2. Market Segmentation & Coverage
1.3. Years Considered for the Study
1.4. Currency & Pricing
1.5. Language
1.6. Limitations
1.7. Assumptions
1.8. Stakeholders

2. Research Methodology
2.1. Define: Research Objective
2.2. Determine: Research Design
2.3. Prepare: Research Instrument
2.4. Collect: Data Source
2.5. Analyze: Data Interpretation
2.6. Formulate: Data Verification
2.7. Publish: Research Report
2.8. Repeat: Report Update

3. Executive Summary

4. Market Overview

5. Market Insights
5.1. Market Dynamics
5.1.1. Drivers
5.1.1.1. Adoption over benefit of lower insurance premium compared to regular insurance
5.1.1.2. Growing connected car services and on-road vehicles
5.1.2. Restraints
5.1.2.1. Issues related to surcharges and accuracy
5.1.3. Opportunities
5.1.3.1. Evolving technology such as smartphone-based UBI & hybrid-based UBI
5.1.4. Challenges
5.1.4.1. Data security and privacy issues
5.2. Cumulative Impact of COVID-19
5.3. Cumulative Impact of Russia-Ukraine Conflict
5.4. Cumulative Impact of High Inflation
5.5. Porter’s Five Forces Analysis
5.5.1. Threat of New Entrants
5.5.2. Threat of Substitutes
5.5.3. Threat of Substitutes
5.5.4. Threat of Substitutes
5.5.5. Industry Rivalry
5.6. Value Chain & Critical Path Analysis
5.7. Regulatory Framework
5.8. Client Customization

6. Usage-based Insurance Market, by Package Type
6.1. Introduction
6.2. Manage-How-You-Drive
6.3. Pay-As-You-Drive
6.4. Pay-How-You-Drive

7. Usage-based Insurance Market, by Technology
7.1. Introduction
7.2. Black Box
7.3. Embedded System
7.4. OBD-II
7.5. Smartphone

8. California Usage-based Insurance Market
8.1. Introduction

9. Florida Usage-based Insurance Market
9.1. Introduction

10. Illinois Usage-based Insurance Market
10.1. Introduction

11. New York Usage-based Insurance Market
11.1. Introduction

12. Ohio Usage-based Insurance Market
12.1. Introduction

13. Pennsylvania Usage-based Insurance Market
13.1. Introduction

14. Texas Usage-based Insurance Market
14.1. Introduction

15. Competitive Landscape
15.1. FPNV Positioning Matrix
15.1.1. Quadrants
15.1.2. Business Strategy
15.1.3. Product Satisfaction
15.2. Market Ranking Analysis, By Key Player
15.3. Market Share Analysis, By Key Player
15.4. Product Portfolio Analysis, By Key Player
15.5. Competitive Scenario
15.5.1. Merger & Acquisition
15.5.2. Agreement, Collaboration, & Partnership
15.5.3. New Product Launch & Enhancement
15.5.4. Investment & Funding
15.5.5. Award, Recognition, & Expansion

16. Company Usability Profiles
16.1. Allianz SE
16.2. Allstate Corporation
16.3. Amica Mutual Insurance Company
16.4. Assicurazioni Generali SpA
16.5. AXA SA
16.6. Cambridge Mobile Telematics
16.7. Liberty Mutual Group
16.8. Mapfre
16.9. Metromile Inc.
16.10. Modus Group, LLC
16.11. Nationwide Mutual Insurance Company
16.12. Octo Group S.p.A.
16.13. Progressive Corporation
16.14. Sierra Wireless
16.15. The Floow Limited
16.16. UnipolSai Assicurazioni S.P.A.
16.17. ZUBIE, Inc.

17. Appendix
17.1. Discussion Guide
17.2. License & Pricing

List of Figures
FIGURE 1. UNITED STATES USAGE-BASED INSURANCE MARKET: RESEARCH PROCESS
FIGURE 2. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, 2022 VS 2030
FIGURE 3. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 4. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2022 VS 2030 (%)
FIGURE 5. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2022 VS 2023 VS 2030 (USD MILLION)
FIGURE 6. UNITED STATES USAGE-BASED INSURANCE MARKET COMPETITIVE STRATEGIC WINDOW, BY STATE, 2030
FIGURE 7. UNITED STATES USAGE-BASED INSURANCE MARKET DYNAMICS
FIGURE 8. UNITED STATES USAGE-BASED INSURANCE MARKET PORTER’S FIVE FORCES ANALYSIS
FIGURE 9. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2022 VS 2030 (%)
FIGURE 10. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2022 VS 2023 VS 2030 (USD MILLION)
FIGURE 11. UNITED STATES USAGE-BASED INSURANCE MARKET COMPETITIVE STRATEGIC WINDOW, BY PACKAGE TYPE, 2030
FIGURE 12. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY MANAGE-HOW-YOU-DRIVE, 2018-2030 (USD MILLION)
FIGURE 13. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PAY-AS-YOU-DRIVE, 2018-2030 (USD MILLION)
FIGURE 14. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PAY-HOW-YOU-DRIVE, 2018-2030 (USD MILLION)
FIGURE 15. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2022 VS 2030 (%)
FIGURE 16. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2022 VS 2023 VS 2030 (USD MILLION)
FIGURE 17. UNITED STATES USAGE-BASED INSURANCE MARKET COMPETITIVE STRATEGIC WINDOW, BY TECHNOLOGY, 2030
FIGURE 18. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY BLACK BOX, 2018-2030 (USD MILLION)
FIGURE 19. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY EMBEDDED SYSTEM, 2018-2030 (USD MILLION)
FIGURE 20. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY OBD-II, 2018-2030 (USD MILLION)
FIGURE 21. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY SMARTPHONE, 2018-2030 (USD MILLION)
FIGURE 22. CALIFORNIA USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 23. FLORIDA USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 24. ILLINOIS USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 25. NEW YORK USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 26. OHIO USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 27. PENNSYLVANIA USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 28. TEXAS USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 29. UNITED STATES USAGE-BASED INSURANCE MARKET: FPNV POSITIONING MATRIX, 2022
FIGURE 30. UNITED STATES USAGE-BASED INSURANCE MARKET SHARE, BY KEY PLAYER, 2022
FIGURE 31. UNITED STATES USAGE-BASED INSURANCE MARKET COMPETITIVE SCENARIO, BY KEY TYPE, 2022List of Tables
TABLE 1. UNITED STATES USAGE-BASED INSURANCE MARKET SEGMENTATION & COVERAGE
TABLE 2. UNITED STATES DOLLAR EXCHANGE RATE, 2018-2022
TABLE 3. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 4. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY STATE, 2018-2030 (USD MILLION)
TABLE 5. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 6. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY MANAGE-HOW-YOU-DRIVE, 2018-2030 (USD MILLION)
TABLE 7. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY MANAGE-HOW-YOU-DRIVE, BY STATE, 2018-2030 (USD MILLION)
TABLE 8. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PAY-AS-YOU-DRIVE, 2018-2030 (USD MILLION)
TABLE 9. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PAY-AS-YOU-DRIVE, BY STATE, 2018-2030 (USD MILLION)
TABLE 10. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PAY-HOW-YOU-DRIVE, 2018-2030 (USD MILLION)
TABLE 11. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY PAY-HOW-YOU-DRIVE, BY STATE, 2018-2030 (USD MILLION)
TABLE 12. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 13. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY BLACK BOX, 2018-2030 (USD MILLION)
TABLE 14. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY BLACK BOX, BY STATE, 2018-2030 (USD MILLION)
TABLE 15. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY EMBEDDED SYSTEM, 2018-2030 (USD MILLION)
TABLE 16. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY EMBEDDED SYSTEM, BY STATE, 2018-2030 (USD MILLION)
TABLE 17. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY OBD-II, 2018-2030 (USD MILLION)
TABLE 18. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY OBD-II, BY STATE, 2018-2030 (USD MILLION)
TABLE 19. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY SMARTPHONE, 2018-2030 (USD MILLION)
TABLE 20. UNITED STATES USAGE-BASED INSURANCE MARKET SIZE, BY SMARTPHONE, BY STATE, 2018-2030 (USD MILLION)
TABLE 21. CALIFORNIA USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 22. CALIFORNIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 23. CALIFORNIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 24. FLORIDA USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 25. FLORIDA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 26. FLORIDA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 27. ILLINOIS USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 28. ILLINOIS USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 29. ILLINOIS USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 30. NEW YORK USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 31. NEW YORK USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 32. NEW YORK USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 33. OHIO USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 34. OHIO USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 35. OHIO USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 36. PENNSYLVANIA USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 37. PENNSYLVANIA USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 38. PENNSYLVANIA USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 39. TEXAS USAGE-BASED INSURANCE MARKET SIZE, 2018-2030 (USD MILLION)
TABLE 40. TEXAS USAGE-BASED INSURANCE MARKET SIZE, BY PACKAGE TYPE, 2018-2030 (USD MILLION)
TABLE 41. TEXAS USAGE-BASED INSURANCE MARKET SIZE, BY TECHNOLOGY, 2018-2030 (USD MILLION)
TABLE 42. UNITED STATES USAGE-BASED INSURANCE MARKET: FPNV POSITIONING MATRIX - SCORES, 2022
TABLE 43. UNITED STATES USAGE-BASED INSURANCE MARKET: FPNV POSITIONING MATRIX - BUSINESS STRATEGY, 2022
TABLE 44. UNITED STATES USAGE-BASED INSURANCE MARKET: FPNV POSITIONING MATRIX - PRODUCT SATISFACTION, 2022
TABLE 45. UNITED STATES USAGE-BASED INSURANCE MARKET RANKING, BY KEY PLAYER, 2022
TABLE 46. UNITED STATES USAGE-BASED INSURANCE MARKET SHARE, BY KEY PLAYER, 2022
TABLE 47. UNITED STATES USAGE-BASED INSURANCE MARKET PRODUCT PORTFOLIO ANALYSIS, BY KEY PLAYER, 2022
TABLE 48. UNITED STATES USAGE-BASED INSURANCE MARKET MERGER & ACQUISITION
TABLE 49. UNITED STATES USAGE-BASED INSURANCE MARKET AGREEMENT, COLLABORATION, & PARTNERSHIP
TABLE 50. UNITED STATES USAGE-BASED INSURANCE MARKET NEW PRODUCT LAUNCH & ENHANCEMENT
TABLE 51. UNITED STATES USAGE-BASED INSURANCE MARKET INVESTMENT & FUNDING
TABLE 52. UNITED STATES USAGE-BASED INSURANCE MARKET AWARD, RECOGNITION, & EXPANSION
TABLE 53. UNITED STATES USAGE-BASED INSURANCE MARKET: LICENSE & PRICING