Overview
Attend this proactive webinar and learn a 'comprehensive approach' to financial statement analysis.
The session will begin with analyzing the four financial statements- Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows. This will include Revenue and Expense Recognition, FIFO, LIFO, and Average Inventory Costing Models, Operating Expenses (Repairs) versus Improvements, Depreciation including Straight-Line, Units-of-Production, and Double-Declining Balance, Amortization, and Depletion.
The Webinar will also explore Accounts Receivable assessment, Allowance for Doubtful Accounts, Intangible Assets, Accounts Payable assessment, Capital and Operating Leases, and analysis of the Equity Section of the Balance Sheet including Partners’ Capital Accounts, Common and Preferred Stock, Treasury Stock, Stock Splits, and Retained Earnings.
Additionally, the types or levels of financial statements will be highlighted including Company-Prepared, Compiled, Reviewed, and Audit. The Audited Financial Statements will include 'Unqualified, Qualified, Adverse, and Disclaimer.'
The participant will then be introduced to a 'five-step' Financial Statement Analysis Model which will include the Liquidity, Activity, Leverage, Operating Performance, and Cash Flow.
The Cash Flow section will include the business 'traditional' EBITDA cash flow and personal cash flow of the 'business owner' (using the 1040 tax return, including tax schedules and K-1s, and the personal financial statement). Additionally, the Global Cash Flow or combined 'business & personal' cash flow model will be displayed along with Sensitivity Cash Flow Analysis.
Additionally, the related topics of the Z-Score (bankruptcy predictor) and the Sustainable Growth models will be reviewed.
A case study will be used to illustrate the 'five-part' analysis model and the 'correct' interpretation of the financial statements.
Why you should Attend
This webinar will provide the banker with advanced tools in analyzing financial statements including reviewing important parts of the statements and a 'five-step' analysis model.
Areas Covered in the Session
Who Will Benefit
Speaker Profile
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.
Attend this proactive webinar and learn a 'comprehensive approach' to financial statement analysis.
The session will begin with analyzing the four financial statements- Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows. This will include Revenue and Expense Recognition, FIFO, LIFO, and Average Inventory Costing Models, Operating Expenses (Repairs) versus Improvements, Depreciation including Straight-Line, Units-of-Production, and Double-Declining Balance, Amortization, and Depletion.
The Webinar will also explore Accounts Receivable assessment, Allowance for Doubtful Accounts, Intangible Assets, Accounts Payable assessment, Capital and Operating Leases, and analysis of the Equity Section of the Balance Sheet including Partners’ Capital Accounts, Common and Preferred Stock, Treasury Stock, Stock Splits, and Retained Earnings.
Additionally, the types or levels of financial statements will be highlighted including Company-Prepared, Compiled, Reviewed, and Audit. The Audited Financial Statements will include 'Unqualified, Qualified, Adverse, and Disclaimer.'
The participant will then be introduced to a 'five-step' Financial Statement Analysis Model which will include the Liquidity, Activity, Leverage, Operating Performance, and Cash Flow.
The Cash Flow section will include the business 'traditional' EBITDA cash flow and personal cash flow of the 'business owner' (using the 1040 tax return, including tax schedules and K-1s, and the personal financial statement). Additionally, the Global Cash Flow or combined 'business & personal' cash flow model will be displayed along with Sensitivity Cash Flow Analysis.
Additionally, the related topics of the Z-Score (bankruptcy predictor) and the Sustainable Growth models will be reviewed.
A case study will be used to illustrate the 'five-part' analysis model and the 'correct' interpretation of the financial statements.
Why you should Attend
This webinar will provide the banker with advanced tools in analyzing financial statements including reviewing important parts of the statements and a 'five-step' analysis model.
Areas Covered in the Session
- Analyze the four financial statements including Income Statement, Statement of Retained Earnings, Balance Sheet, and Statement of Cash Flows
- Explore Income Statement issues including Revenue Recognition, Inventory Costing, and Depreciation
- Cover Balance Sheet accounts including Accounts Receivable, Allowance for Doubtful Accounts, Accounts Payable, and the Equity Section
- Review the levels of financial statement reporting including Company-Prepared, Compiled, Reviewed, and Audit
- Analyze a 'five-step' analysis model including Liquidity, Activity, Leverage, Operating Performance, and Cash Flow
- Analyze the EBITDA, personal (business owner), Global, and Sensitivity Cash Flow analyses
- Discuss the Z-score (bankruptcy predictor) and Sustainable Growths models
- Summarize the webinar concepts through Case Study
Who Will Benefit
- Commercial Lenders
- Credit Analysts
- Relationship Managers
Speaker Profile
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.
Speaker
David L. Osburn, MBA, CCRA, is the founder of Osburn & Associates, LLC, a Business Training & Contract CFO Firm that provides seminars, webinars, and keynote speeches for bankers, CPAs, credit managers, attorneys, and business owners.Who Should Attend
- Commercial Lenders
- Credit Analysts
- Relationship Managers
