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Travel Insurance Market by Insurance Cover, by Distribution Channel, and by End User: Global Opportunity Analysis and Industry Forecast, 2022-2030

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    Report

  • 250 Pages
  • September 2022
  • Region: Global
  • Next Move Strategy Consulting
  • ID: 5451141
UP TO OFF until Sep 30th 2022

Market Definition:

The Global Travel Insurance Market size was valued at USD 14.29 billion in 2021 and is predicted to reach USD 108.82 billion by 2030 with a CAGR of 25.6% from 2022-2030. The market declined 21.7% in 2020 as compared to previous year due to the pandemic and subsequent travel restrictions. Travel insurance is a type of insurance that covers the costs and losses incurred while traveling. It provides financial security to the insured person in the event of trip cancellation, luggage loss, and medical and other expenses incurred during a trip. Travel insurance can be availed as a package with travel tickets or bought separately either online or offline. Banks and financial institutions also offer travel insurance for customers availing their credit card facility.

Market Dynamics and Trends:

Rapidly growing tourism industry across the world owing to broad media coverage of various tourist destinations, high disposable income in developed countries, and availability of paid holidays and facilities such as easy online booking of global hotels, accommodation, and flights are driving the travel insurance market growth. Also, the introduction of online marketplace for reasonable modern lodging services across the world such as Airbnb and The Plum Guide is attracting travelers globally. These platforms provide features such as complete homes with personal kitchens and flexible tenures. This, in turn, is driving the travel insurance market. Moreover, several countries such as the U.S., UAE, Russia, and Schengen countries have made travel insurance mandatory for international travelers entering these countries. This factor is further fueling the growth of the market. However, stringent government regulations related to visa policies and the global outbreak of highly infectious diseases such as monkeypox are the factors restraining the travel insurance market growth during the forecast period. On the contrary, the introduction of blockchain technology in the insurance industry is expected to create ample growth opportunities for the travel insurance market in the coming years. Blockchain technology has several advantages over traditional methods such as efficiency, transparency, rapid payouts & fraud mitigation, and ability to automate claim functions by verifying coverage between insurance providers and insurers.

Market Segmentations and Scope of the Study:

The global travel insurance market share is analyzed on the basis of insurance cover, distribution channel, end user and geography. On the basis of insurance cover, the market is segmented into single trip travel insurance, and annual multi-trip travel insurance. On the basis of distribution channel, the market is divided into ancillary insurance intermediaries, insurance companies, banks, insurance agents/brokers and insurance aggregators. On the basis of users, the market is divided into senior citizens, education traveller, backpackers, business traveller, and family traveller. Geographic breakdown and analysis of each of the aforesaid segments includes regions comprising North America, Europe, Asia-Pacific, and RoW.

Geographical Analysis

Europe holds the lion’s share of the travel insurance market, and is expected to continue its dominance during the forecast period. This is attributed to factors such as very high number of international travelers in countries such as France, Spain, and Italy and strict government regulation in Europe that made travel medical insurance mandatory of all the foreign travelers entering the region. Moreover, the presence of major market players such as Allianz Group, Zurich Insurance Group, and Axa SA further boosts the market growth in the region.

On the other hand, North America is expected to show a steady rise in the travel insurance market due to rapidly increasing adaption of corporate travel insurance in this region. North America has several global organizations that send their employees aboard for corporate meetings and business events. Also, factors such as high purchasing power and easy availability of domestic travel insurance plans in the region that offers extensive coverage for people travelling within the country further boost the market growth.

Competitive Landscape

Various market players operating in the global travel insurance market include Allianz Group, Zurich Insurance Group, American Express Company, American International Group, Inc., Axa SA, Berkshire Hathaway Specialty Insurance, Seven Corners, Inc., USI Insurance Services, Travel Insured International, Inc. and Genarali Group. These market players are launching various products and completing acquisitions across various regions to maintain their dominance in the travel insurance market. For instance, in May 2022, Genarali Group has completed the acquisition of 25% stake in Future Generali India Insurance (FGII), which accounted for a total of 74% stake in this joint venture between Genarali Group and Future Group. It will help Genarali Group to enhance its product portfolio and cater their services to more customers than before in India.

Moreover, in January 2022, Allianz Group announced a partnership with Singapore Airlines to provide insurance products and services for Singapore Airline customers. Under this partnership, Singapore Airlines customers will have a superior travel protection, specifically designed according to their trip requirements. This protection is offered with the help of Allianz Group’s new flexible product range called Simplicity.

Furthermore, in October 05, 2021, Travel Insured International, Inc. launched cruise travel protection plan that provides coverage up to USD 50,000 in accidental & sickness medical expense and up to USD 250,000 in medical evacuation coverage. It further provides protection for missed cruise connection, cruise disablement, and cruise diversion.

KEY MARKET SEGMENTS

Travel Insurance Market - By Insurance Cover

  • Single-Trip Travel Insurance
  • Annual Multi-Trip Travel Insurance

Travel Insurance Market - By Distribution Channel

  • Ancillary Insurance Intermediaries
  • Integrated
  • Pre-packaged/Embedded
  • Insurance Companies
  • Banks
  • Insurance Agents/Brokers
  • Insurance Aggregators

Travel Insurance Market - By End User

  • Senior Citizens
  • Education Travelers
  • Business Travelers
  • Family Travelers
  • Others

Travel Insurance Market - By Geography

  • North America
  • The U.S.
  • Canada
  • Mexico
  • Europe
  • The U.K.
  • Germany
  • France
  • Italy
  • Spain
  • Switzerland
  • Rest of Europe
  • Asia-Pacific
  • China
  • Japan
  • India
  • Australia
  • South Korea
  • Singapore
  • Rest of Asia-Pacific
  • RoW
  • Latin America
  • Middle East
  • Africa

Table of Contents

1. Introduction
1.1. Report Description
1.2. Who Should Read this Report
1.3. Key Market Segments
1.4. Research Methodology
1.4.1 Secondary Research
1.4.2 Data Analysis Framework
1.4.3 Market Size Estimation
1.4.4 Forecasting
1.4.5 Primary Research and Data Validation

2. Travel Insurance Market - Executive Summary
2.1. Market Snapshot, 2019 - 2030, Million Usd

3. Market Overview
3.1. Market Definition and Scope
3.2. Market Dynamics
3.2.1 Drivers
3.2.1.1. Introduction of Value-Added Services
3.2.1.2. Travel Rules and Regulations
3.2.1.3. Increasing Demand from Corporate Travelers
3.2.1.4. Increase in Popularity of Travel Insurance After Pandemic
3.2.1.5. Easy Access to Insurance Policies
3.2.2 Restraints
3.2.2.1. Decease in Travel Due to Covid-19
3.2.3 Opportunities
3.2.3.1. Technological Developments in the Travel Insurance Industry

4. Covid-19 Analysis
4.1. Covid-19 Outbreak

5. Market Share Analysis
5.1. Market Share Analysis of Top Travel Insurance Providers, 2021

6. Global Travel Insurance Market, by Coverage Type
6.1. Overview
6.2. Single-Trip Travel Insurance
6.2.1 Single-Trip Travel Insurance Market, by Region
6.3. Annual Multi-Trip Travel Insurance
6.3.1 Annual Multi-Trip Travel Insurance Market, by Region

7. Global Travel Insurance Market, by Distribution Channel
7.1. Overview
7.2. Ancillary Insurance Intermediaries
7.2.1 Global Ancillary Insurance Intermediaries Market, by Distribution Channel
7.2.1.1. Integrated Market, by Region
7.2.1.2. Pre-Packaged/Embedded Market, by Region
7.2.2 Ancillary Insurance Intermediaries Market, by Region
7.3. Insurance Companies
7.3.1 Insurance Companies Market, by Region
7.4. Banks
7.4.1 Banks Market, by Region
7.5. Insurance Agents/Brokers
7.5.1 Insurance Agents/Brokers Market, by Region
7.6. Insurance Aggregators
7.6.1 Insurance Aggregators Market, by Region

8. Global Travel Insurance Market, by End-User
8.1. Overview
8.2. Senior Citizens
8.2.1 Senior Citizens Market, by Region
8.3. Education Travelers
8.3.1 Education Travelers Market, by Region
8.4. Business Travelers
8.4.1 Business Travelers Market, by Region
8.5. Family Travelers
8.5.1 Family Travelers Market, by Region
8.6. Others
8.6.1 Others Market, by Region

9. Global Travel Insurance by Region
9.1. Overview
9.2. North America
9.2.1 North America Travel Insurance Market, by Coverage Type
9.2.2 North America Travel Insurance Market, by Distribution Channel
9.2.2.1. North America Ancillary Insurance Intermediaries Market, by Distribution Channel
9.2.3 North America Travel Insurance Market, by End-User
9.2.4 North America Travel Insurance, by Country
9.2.4.1. U.S.
9.2.4.1.1. U.S. Travel Insurance Market, by Coverage Type
9.2.4.1.2. U.S. Travel Insurance Market, by Distribution Channel
9.2.4.1.2.1. U.S. Ancillary Insurance Intermediaries Market, by Distribution Channel
9.2.4.1.3. U.S. Travel Insurance Market, by End-User
9.2.4.2. Canada
9.2.4.2.1. Canada Travel Insurance Market, by Coverage Type
9.2.4.2.2. Canada Travel Insurance Market, by Distribution Channel
9.2.4.2.2.1. Canada Ancillary Insurance Intermediaries Market, by Distribution Channel
9.2.4.2.3. Canada Travel Insurance Market, by End-User
9.2.4.3. Mexico
9.2.4.3.1. Mexico Travel Insurance Market, by Coverage Type
9.2.4.3.2. Mexico Travel Insurance Market, by Distribution Channel
9.2.4.3.2.1. Mexico Ancillary Insurance Intermediaries Market, by Distribution Channel
9.2.4.3.3. Mexico Travel Insurance Market, by End-User
9.3. Europe
9.3.1 Europe Travel Insurance Market, by Coverage Type
9.3.2 Europe Travel Insurance Market, by Distribution Channel
9.3.2.1. Europe Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.3 Europe Travel Insurance Market, by End-User
9.3.4 Europe Travel Insurance, by Country
9.3.4.1. UK
9.3.4.1.1. UK Travel Insurance Market, by Coverage Type
9.3.4.1.2. UK Travel Insurance Market, by Distribution Channel
9.3.4.1.2.1. UK Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.1.3. UK Travel Insurance Market, by End-User
9.3.4.2. Germany
9.3.4.2.1. Germany Travel Insurance Market, by Coverage Type
9.3.4.2.2. Germany Travel Insurance Market, by Distribution Channel
9.3.4.2.2.1. Germany Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.2.3. Germany Travel Insurance Market, by End-User
9.3.4.3. France
9.3.4.3.1. France Travel Insurance Market, by Coverage Type
9.3.4.3.2. France Travel Insurance Market, by Distribution Channel
9.3.4.3.2.1. France Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.3.3. France Travel Insurance Market, by End-User
9.3.4.4. Italy
9.3.4.4.1. Italy Travel Insurance Market, by Coverage Type
9.3.4.4.2. Italy Travel Insurance Market, by Distribution Channel
9.3.4.4.2.1. Italy Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.4.3. Italy Travel Insurance Market, by End-User
9.3.4.5. Spain
9.3.4.5.1. Spain Travel Insurance Market, by Coverage Type
9.3.4.5.2. Spain Travel Insurance Market, by Distribution Channel
9.3.4.5.2.1. Spain Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.5.3. Spain Travel Insurance Market, by End-User
9.3.4.6. Switzerland
9.3.4.6.1. Switzerland Travel Insurance Market, by Coverage Type
9.3.4.6.2. Switzerland Travel Insurance Market, by Distribution Channel
9.3.4.6.2.1. Switzerland Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.6.3. Switzerland Travel Insurance Market, by End-User
9.3.4.7. Rest of Europe
9.3.4.7.1. Rest of Europe Travel Insurance Market, by Coverage Type
9.3.4.7.2. Rest of Europe Travel Insurance Market, by Distribution Channel
9.3.4.7.2.1. Rest of Europe Ancillary Insurance Intermediaries Market, by Distribution Channel
9.3.4.7.3. Rest of Europe Travel Insurance Market, by End-User
9.4. Asia-Pacific
9.4.1 Asia-Pacific Travel Insurance Market, by Coverage Type
9.4.2 Asia-Pacific Travel Insurance Market, by Distribution Channel
9.4.2.1. Asia-Pacific Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.3 Asia-Pacific Travel Insurance Market, by End-User
9.4.4 Asia-Pacific Travel Insurance, by Country
9.4.4.1. China
9.4.4.1.1. China Travel Insurance Market, by Coverage Type
9.4.4.1.2. China Travel Insurance Market, by Distribution Channel
9.4.4.1.2.1. China Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.1.3. China Travel Insurance Market, by End-User
9.4.4.2. India
9.4.4.2.1. India Travel Insurance Market, by Coverage Type
9.4.4.2.2. India Travel Insurance Market, by Distribution Channel
9.4.4.2.2.1. India Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.2.3. India Travel Insurance Market, by End-User
9.4.4.3. Japan
9.4.4.3.1. Japan Travel Insurance Market, by Coverage Type
9.4.4.3.2. Japan Travel Insurance Market, by Distribution Channel
9.4.4.3.2.1. Japan Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.3.3. Japan Travel Insurance Market, by End-User
9.4.4.4. South Korea
9.4.4.4.1. South Korea Travel Insurance Market, by Coverage Type
9.4.4.4.2. South Korea Travel Insurance Market, by Distribution Channel
9.4.4.4.2.1. South Korea Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.4.3. South Korea Travel Insurance Market, by End-User
9.4.4.5. Australia
9.4.4.5.1. Australia Travel Insurance Market, by Coverage Type
9.4.4.5.2. Australia Travel Insurance Market, by Distribution Channel
9.4.4.5.2.1. Australia Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.5.3. Australia Travel Insurance Market, by End-User
9.4.4.6. Singapore
9.4.4.6.1. Singapore Travel Insurance Market, by Coverage Type
9.4.4.6.2. Singapore Travel Insurance Market, by Distribution Channel
9.4.4.6.2.1. Singapore Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.6.3. Singapore Travel Insurance Market, by End-User
9.4.4.7. Rest of Asia-Pacific
9.4.4.7.1. Rest of Asia-Pacific Travel Insurance Market, by Coverage Type
9.4.4.7.2. Rest of Asia-Pacific Travel Insurance Market, by Distribution Channel
9.4.4.7.2.1. Rest of Asia-Pacific Ancillary Insurance Intermediaries Market, by Distribution Channel
9.4.4.7.3. Rest of Asia-Pacific Travel Insurance Market, by End-User
9.5. Rest of World
9.5.1 Rest of World Travel Insurance Market, by Coverage Type
9.5.2 Rest of World Travel Insurance Market, by Distribution Channel
9.5.2.1. Rest of World Ancillary Insurance Intermediaries Market, by Distribution Channel
9.5.3 Rest of World Travel Insurance Market, by End-User
9.5.4 Rest of World Travel Insurance, by Country
9.5.4.1. Latin America
9.5.4.1.1. Latin America Travel Insurance Market, by Coverage Type
9.5.4.1.2. Latin America Travel Insurance Market, by Distribution Channel
9.5.4.1.2.1. Latin America Ancillary Insurance Intermediaries Market, by Distribution Channel
9.5.4.1.3. Latin America Travel Insurance Market, by End-User
9.5.4.2. Middle East
9.5.4.2.1. Middle East Travel Insurance Market, by Coverage Type
9.5.4.2.2. Middle East Travel Insurance Market, by Distribution Channel
9.5.4.2.2.1. Middle East Ancillary Insurance Intermediaries Market, by Distribution Channel
9.5.4.2.3. Middle East Travel Insurance Market, by End-User
9.5.4.3. Africa
9.5.4.3.1. Africa Travel Insurance Market, by Coverage Type
9.5.4.3.2. Africa Travel Insurance Market, by Distribution Channel
9.5.4.3.2.1. Africa Ancillary Insurance Intermediaries Market, by Distribution Channel
9.5.4.3.3. Africa Travel Insurance Market, by End-User

10. Company Profiles
10.1. Arch Capital Group Limited
10.1.1 Company Overview
10.1.2 Company Snapshot
10.1.3 Operating Business Segments
10.1.4 Product Portfolio
10.1.5 Business Performance
10.1.6 Sales by Business Segment
10.1.7 Sales by Geographic Segment
10.1.8 Key Strategic Moves & Developments
10.1.9 Primary Market Competitors
10.2. Sompo Holdings, Inc.
10.2.1 Company Overview
10.2.2 Company Snapshot
10.2.3 Operating Business Segments
10.2.4 Product Portfolio
10.2.5 Business Performance
10.2.6 Sales by Business Segment
10.2.7 Sales by Geographic Segment
10.2.8 Key Strategic Moves & Developments
10.2.9 Primary Market Competitors
10.3. Axa
10.3.1 Company Overview
10.3.2 Company Snapshot
10.3.3 Operating Business Segments
10.3.4 Product Portfolio
10.3.5 Business Performance
10.3.6 Sales by Business Segment
10.3.7 Sales by Geographic Segment
10.3.8 Key Strategic Moves & Developments
10.3.9 Primary Market Competitors
10.4. Berkshire Hathaway Specialty Insurance
10.4.1 Company Overview
10.4.2 Company Snapshot
10.4.3 Product Portfolio
10.4.4 Key Strategic Moves & Developments
10.4.5 Primary Market Competitors
10.5. Allclear Travel Insurance
10.5.1 Company Overview
10.5.2 Company Snapshot
10.5.3 Product Portfolio
10.5.4 Key Strategic Moves & Developments
10.5.5 Primary Market Competitors
10.6. Nationwide
10.6.1 Company Overview
10.6.2 Company Snapshot
10.6.3 Product Portfolio
10.6.4 Business Performance
10.6.5 Key Strategic Moves & Developments
10.6.6 Primary Market Competitors
10.7. Seven Corners Inc.
10.7.1 Company Overview
10.7.2 Company Snapshot
10.7.3 Product Portfolio
10.7.4 Key Strategic Moves & Developments
10.7.5 Primary Market Competitors
10.8. Usi Insurance Services
10.8.1 Company Overview
10.8.2 Company Snapshot
10.8.3 Product Portfolio
10.8.4 Key Strategic Moves & Developments
10.8.5 Primary Market Competitors
10.9. International Medical Group Inc.
10.9.1 Company Overview
10.9.2 Company Snapshot
10.9.3 Product Portfolio
10.9.4 Key Strategic Moves & Developments
10.9.5 Primary Market Competitors
10.10. Aviva plc.
10.10.1 Company Overview
10.10.2 Company Snapshot
10.10.3 Operating Business Segments
10.10.4 Product Portfolio
10.10.5 Business Performance
10.10.6 Sales by Business Segment
10.10.7 Sales by Geographic Segment
10.10.8 Key Strategic Moves & Developments
10.10.9 Primary Market Competitors
10.11. Allianz Group
10.11.1 Company Overview
10.11.2 Company Snapshot
10.11.3 Product Portfolio
10.11.4 Operating Business Segments
10.11.5 Business Performance
10.11.6 Sales by Business Segment
10.11.7 Key Strategic Moves & Developments
10.11.8 Primary Market Competitors
10.12. Zurich Insurance Group
10.12.1 Company Overview
10.12.2 Company Snapshot
10.12.3 Product Portfolio
10.12.4 Operating Business Segments
10.12.5 Business Performance
10.12.6 Sales by Business Segment
10.12.7 Sales by Geographic Segment
10.12.8 Key Strategic Moves & Developments
10.12.9 Primary Market Competitors
10.13. World Nomads
10.13.1 Company Overview
10.13.2 Company Snapshot
10.13.3 Product Portfolio
10.13.4 Key Strategic Moves & Developments
10.13.5 Primary Market Competitors
10.14. American Express Company
10.14.1 Company Overview
10.14.2 Company Snapshot
10.14.3 Product Portfolio
10.14.4 Operating Business Segments
10.14.5 Business Performance
10.14.6 Sales by Business Segment
10.14.7 Sales by Geographic Segment
10.14.8 Key Strategic Moves & Developments
10.14.9 Primary Market Competitors
10.15. American International Group Inc.
10.15.1 Company Overview
10.15.2 Company Snapshot
10.15.3 Product Portfolio
10.15.4 American International Group Inc: Product Portfolio
10.15.5 Operating Business Segments
10.15.6 Business Performance
10.15.7 Sales by Business Segment
10.15.8 Sales by Geographic Segment
10.15.9 Key Strategic Moves & Developments
10.15.10 Primary Market Competitors
10.16. Travel Safe Insurance
10.16.1 Company Overview
10.16.2 Company Snapshot
10.16.3 Product Portfolio
10.16.4 Key Strategic Moves & Developments
10.16.5 Primary Market Competitors
10.17. Travelex Insurance
10.17.1 Company Overview
10.17.2 Company Snapshot
10.17.3 Product Portfolio
10.17.4 Key Strategic Moves & Developments
10.17.5 Primary Market Competitors
10.18. Hdfc Ergo
10.18.1 Company Overview
10.18.2 Company Snapshot
10.18.3 Operating Business Segments
10.18.4 Product Portfolio
10.18.5 Business Performance
10.18.6 Sales by Business Segment
10.18.7 Key Strategic Moves & Developments
10.18.8 Primary Market Competitors
10.19. Travel Insured International Inc.
10.19.1 Company Overview
10.19.2 Company Snapshot
10.19.3 Product Portfolio
10.19.4 Key Strategic Moves & Developments
10.19.5 Primary Market Competitors
10.20. Genarali Group
10.20.1 Company Overview
10.20.2 Company Snapshot
10.20.3 Operating Business Segments
10.20.4 Product Portfolio
10.20.5 Business Performance
10.20.6 Sales by Geographic Segment
10.20.7 Key Strategic Moves & Developments
10.20.8 Primary Market Competitors

Executive Summary

Travel Insurance: Global Market Size, Trends, Competitive, Historical & Forecast Analysis, 2021 - 2030. The rapid recovery in the travel industry, increasing business travels and availability of online travel booking facilities are some factors expected to drive the growth of the travel insurance market growth

Travel insurance provides financial security to the insured person in the event of luggage loss, trip cancellation, medical and other expenses incurred during a trip. Travel insurance can be availed at the time of booking for either a single trip or multiple trips. The factors such as damage due to mishandling of luggage, loss or theft, flight cancelations due to several reasons including virus outbreak are expected to accelerate the market growth in the coming years.

The global travel insurance market share is analyzed on the basis of insurance cover, distribution channel, end user and geography. On the basis of insurance cover, the market is segmented into Single Trip Travel Insurance, Annual Multi-Trip Travel Insurance, and Long-Stay Travel Insurance. On the basis of distribution channel, the market is divided into Insurance Intermediaries, Insurance Company, Bank, Insurance Broker, Insurance Aggregator, and Others. On the basis of users, the market is divided into Senior Citizens, Education Traveller, Backpackers, Business Traveller, Family Traveller, and Fully independent Traveller. Geographic breakdown and analysis of each of the aforesaid segments includes regions comprising North America, Europe, Asia-Pacific, and RoW

Companies Mentioned

A selection of companies mentioned in this report includes:

  • Arch Capital Group Limited
  • Sompo Holdings, Inc.
  • Axa
  • Berkshire Hathaway Specialty Insurance
  • Allclear Travel Insurance
  • Nationwide
  • Seven Corners Inc.
  • Usi Insurance Services
  • International Medical Group Inc.
  • Aviva plc.
  • Allianz Group
  • Zurich Insurance Group
  • American Express Company
  • American International Group Inc.
  • World Nomads
  • Travel Safe Insurance
  • Travelex Insurance
  • Hdfc Ergo
  • Travel Insured International Inc.
  • Genarali Group