The 1918 pandemic hit the United States as World War I was winding down. While the mortality impact was high, out of these twin crises of war and disease, the Roaring 1920s emerged. Perhaps there will be a Roaring 2020s for the U.S. consumer and potentially for life-annuity insurers. However, it will require taking into consideration the disruptions to consumers through the pandemic. With this multidimensional effect, life-annuity insurers need to look at the consumer landscape from a variety of perspectives to consider both the risks and the opportunities afforded by the Covid-19 pandemic.
This study examines many dimensions of the disruption experienced by life-annuity consumers in 2021:
- What has been the magnitude of morbidity and mortality impacts in the U.S.?
- What are the gaps in life insurance coverage need?
- What are the changes to employment that may affect life-annuity consumers?
Table of Contents
- Covid-19 Disruption
- Multidimensional Consumer Impacts: Challenge and Opportunity
- Covid-19: Cases and Consequences
- Sequelae: The Long-Term Effects of Covid-19
- Covid-19: Mortality Impacts
- Increase in Deaths Largest in a Century
- All Adult
Companies Mentioned
A selection of companies mentioned in this report includes:
- AccuQuote
- Northwestern Mutual
- Ace Metrix
- Greenwald Research
