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Charge cards are a type of bank card that allow users to make purchases and pay for them in full at the end of the billing cycle. Unlike credit cards, charge cards do not offer a line of credit and users must pay off their balance in full each month. Charge cards are typically associated with higher-end customers and offer exclusive rewards and benefits.
Charge cards are often used for business expenses, as they provide a convenient way to track and manage spending. They also offer a range of features such as travel insurance, purchase protection, and extended warranties.
The charge card market is highly competitive, with a variety of issuers offering different rewards and benefits. Some of the most popular charge cards include American Express, Diners Club, and JCB. Other companies in the market include Bank of America, Capital One, and Chase. Show Less Read more