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The Life Annuity market is a subset of the pension industry, providing retirees with a guaranteed income for the rest of their lives. It is a form of insurance, where the annuitant pays a lump sum to an insurance company in exchange for a regular income. The amount of the income depends on the annuitant's age, gender, and health, as well as the prevailing interest rate. The annuitant can also choose to receive the income in a variety of ways, such as a fixed amount, an increasing amount, or a combination of both.
The Life Annuity market has been growing steadily in recent years, as more people look for ways to secure their retirement income. It is an attractive option for those who want to ensure that their income will continue even if they outlive their savings.
Some of the major players in the Life Annuity market include Prudential, MetLife, New York Life, and Pacific Life. Show Less Read more