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El Salvador
Microinsurance is a form of insurance designed to provide financial protection to individuals and families with low incomes. It is typically offered in the form of small, affordable policies that cover risks such as health, life, property, and income. Microinsurance is designed to provide financial protection to those who are unable to access traditional insurance products due to their limited resources.
Microinsurance products are typically offered by specialized insurers, non-governmental organizations, and microfinance institutions. These products are designed to be accessible and affordable to low-income individuals and families, and are often tailored to meet the specific needs of the target population.
Some of the companies in the microinsurance market include BIMA, MicroEnsure, and MicroInsurance Centre. These companies provide a range of microinsurance products, including health, life, property, and income protection. They also offer services such as risk assessment, policy design, and claims management. Show Less Read more