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United States
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The Payday Lenders market is a subset of the Credit and Loans industry. It is a short-term loan product that is typically used to cover unexpected expenses or to bridge a gap between paychecks. Payday lenders typically offer loans with high interest rates and short repayment periods. Borrowers are typically required to provide proof of income and a post-dated check or other form of collateral.
Payday lenders are regulated by state and federal laws, and the terms of the loan are subject to the laws of the state in which the loan is issued. The Consumer Financial Protection Bureau (CFPB) has issued regulations to protect consumers from predatory lending practices.
Some companies in the Payday Lenders market include CashNetUSA, Check Into Cash, ACE Cash Express, and Speedy Cash. Show Less Read more
