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Retail Lending in France

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    Report

  • 51 Pages
  • July 2024
  • Region: France
  • MarketLine
  • ID: 5995895
Description Jump to:
Retail Lending in France industry profile provides top-line qualitative and quantitative summary information including: market size (value and volume 2018-23, and forecast to 2028). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights

  • Retail lending market covers mortgage and consumer credit. The market value reflects residential mortgage and personal loan balances outstanding at the end of the year.
  • The French retail lending market had total balances outstanding of $1.90 trillion in 2023, representing a compound annual growth rate (CAGR) of 3% between 2018 and 2023.
  • The mortgage credit segment accounted for the market's largest proportion in 2023, with total balances outstanding of $1.59 trillion, equivalent to 83.4% of the market's overall value.
  • The French market accounted for 4.3% of the global market’s value in 2023.

Scope

  • Save time carrying out entry-level research by identifying the size, growth, and leading players in the retail lending market in France
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in France
  • Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the France retail lending market with five year forecasts by both value and volume

Reasons to Buy

  • What was the size of the France retail lending market by value in 2023?
  • What will be the size of the France retail lending market in 2028?
  • What factors are affecting the strength of competition in the France retail lending market?
  • How has the market performed over the last five years?
  • How large is France’s retail lending market in relation to its regional counterparts?

Table of Contents

1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the key market players?
7.2. What strategies do the key market players follow?
7.3. What is the recent development in the market?
8 Company Profiles
8.1. BNP Paribas SA
8.2. Societe Generale S.A.
8.3. Credit Agricole SA
8.4. Groupe BPCE
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related research
10.4. About the Publisher
List of Tables
Table 1: France retail lending market value: $ billion, 2018-23
Table 2: France retail lending market category segmentation: % share, by value, 2018-2023
Table 3: France retail lending market category segmentation: $ billion, 2018-2023
Table 4: France retail lending market geography segmentation: $ billion, 2023
Table 5: France retail lending market value forecast: $ billion, 2023-28
Table 6: BNP Paribas SA: key facts
Table 7: BNP Paribas SA: Annual Financial Ratios
Table 8: BNP Paribas SA: Key Employees
Table 9: BNP Paribas SA: Key Employees Continued
Table 10: Societe Generale S.A.: key facts
Table 11: Societe Generale S.A.: Annual Financial Ratios
Table 12: Societe Generale S.A.: Key Employees
Table 13: Societe Generale S.A.: Key Employees Continued
Table 14: Societe Generale S.A.: Key Employees Continued
Table 15: Societe Generale S.A.: Key Employees Continued
Table 16: Credit Agricole SA: key facts
Table 17: Credit Agricole SA: Annual Financial Ratios
Table 18: Credit Agricole SA: Key Employees
Table 19: Credit Agricole SA: Key Employees Continued
Table 20: Credit Agricole SA: Key Employees Continued
Table 21: Groupe BPCE: key facts
Table 22: Groupe BPCE: Key Employees
Table 23: Groupe BPCE: Key Employees Continued
Table 24: France size of population (million), 2019-23
Table 25: France real gdp (constant 2010 prices, $ billion), 2019-23
Table 26: France gdp (current prices, $ billion), 2019-23
Table 27: France inflation, 2019-23
Table 28: France consumer price index (absolute), 2019-23
Table 29: France exchange rate, 2018-23
List of Figures
Figure 1: France retail lending market value: $ billion, 2018-23
Figure 2: France retail lending market category segmentation: $ billion, 2018-2023
Figure 3: France retail lending market geography segmentation: % share, by value, 2023
Figure 4: France retail lending market value forecast: $ billion, 2023-28
Figure 5: Forces driving competition in the retail lending market in France, 2023
Figure 6: Drivers of buyer power in the retail lending market in France, 2023
Figure 7: Drivers of supplier power in the retail lending market in France, 2023
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in France, 2023
Figure 9: Factors influencing the threat of substitutes in the retail lending market in France, 2023
Figure 10: Drivers of degree of rivalry in the retail lending market in France, 2023

Companies Mentioned (Partial List)

A selection of companies mentioned in this report includes, but is not limited to:

  • BNP Paribas SA
  • Societe Generale S.A.
  • Credit Agricole SA
  • Groupe BPCE

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About the Market

Retail lending is a type of banking activity that involves providing loans to individuals and businesses for personal, family, or household purposes. It is a key component of the banking industry, as it allows banks to generate income from interest payments on loans. Retail lending products include mortgages, auto loans, personal loans, and credit cards. Banks typically assess the creditworthiness of borrowers before approving a loan, and may also require collateral to secure the loan. Retail lending is a competitive market, with banks competing for customers by offering attractive interest rates and loan terms. Banks also use technology to streamline the loan application process and provide customers with a more convenient experience. Additionally, banks may offer additional services such as financial advice and budgeting tools to help customers manage their finances. Some companies in the retail lending market include Bank of America, Wells Fargo, JPMorgan Chase, Citibank, and US Bank. Show Less Read more

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