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Peer-To-Peer Lending Market - Global Forecast 2026-2032- Product Image
Peer-To-Peer Lending Market - Global Forecast 2026-2032- Product Image
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Peer-To-Peer Lending Market - Global Forecast 2026-2032

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    Report

  • 183 Pages
  • January 2026
  • Region: Global
  • 360iResearch™
  • ID: 5532773
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The peer-to-peer lending market is undergoing transformative change, driven by financial technology advancements, evolving regulations, and diverse stakeholder requirements. Senior decision-makers need clear, actionable insights to navigate operational complexity and capture growth opportunities in this rapidly evolving sector.

Market Snapshot: Peer-to-Peer Lending Market Size and Growth

The peer-to-peer lending market is projected to expand from USD 7.62 billion in 2025 to USD 8.19 billion in 2026, with a compound annual growth rate (CAGR) of 8.45%, ultimately reaching USD 13.46 billion by 2032. This growth trajectory underscores the market’s appeal to a diverse base of borrowers seeking efficient access to credit and to investors aiming to diversify their lending portfolios. Increased capital allocation, coupled with innovations in credit assessment, further characterizes the market’s ascent and provides a favorable landscape for both established platforms and new entrants.

Scope & Segmentation

  • Lending Types: Business, personal, and real estate loans each present differing levels of borrower risk, underpinned by tailored underwriting methods and market-specific volatility considerations.
  • Funding Models: Auction-based and fixed rate structures guide how risk is shared, affecting pricing, liquidity, and long-term platform viability.
  • Loan Terms: Classifying loans as long-, medium-, or short-term impacts funding strategies, risk appetites, and portfolio balance for originators and investors.
  • Investor Types: Institutional involvement drives requirements for reporting rigor and robust controls, while retail investor focus shapes platform user interfaces and risk mitigation features.
  • Loan Purposes: Segments such as business expenses, debt consolidation, education, home improvement, and medical financing each demonstrate unique risk profiles and repayment behaviors.
  • Regional Coverage: The Americas, Europe, Middle East & Africa, and Asia-Pacific display distinct borrower needs, investor activity patterns, and varying regulatory frameworks.
  • Technological Enablers: Advancements such as machine learning for risk assessment, integration with real-time credit bureaus, and digital identity verification enhance speed and reliability of credit decisions, supporting scalable growth.

Key Takeaways

  • Advancement in credit assessment—blending automation with expert review—enables more precise risk control and supports strategic product differentiation among platforms.
  • Platforms are responding to regulatory changes by increasing investment in governance and compliance technology, improving transparency for all stakeholders.
  • Collaboration with traditional financial institutions has introduced greater liquidity while also setting higher reporting and performance expectations for lending platforms.
  • Investor preferences continue to shift, with institutional participants prioritizing resilience and operational scalability, while retail investors focus on user experience and diversification.
  • Effective regional expansion relies on deep understanding of local regulation, digital adoption rates, and dynamic funding channels, allowing platforms to tailor models for optimal results.
  • Purpose-driven segmentation and investor diversity enhance platform stability, allowing targeted engagement and improving resilience in varying market conditions.

Tariff Impact: U.S. Policy Developments and Lending Risk

United States tariff measures through 2025 are affecting both borrower profitability and lending risk profiles, especially in manufacturing and supply-driven sectors. These tariffs are increasing input costs, prompting shifts in borrower credit demand and influencing repayment dynamics. Platforms are adjusting their underwriting to account for these sector-specific pressures, deploying adaptive and scenario-based risk models. Investor behavior is also evolving in response to heightened trade policy uncertainty. As a result, cross-border capital movement has become more dynamic, pushing platforms to diversify their sources of funds and enhance governance measures to manage emerging risks. These trends reinforce the importance of portfolio stress testing and adaptable servicing strategies for robust risk management.

Methodology & Data Sources

This analysis combines one-on-one interviews with senior executives, detailed evaluation of operational disclosures, and comprehensive regulatory review. Cross-market benchmarking, scenario analyses, and data triangulation underpin every finding. Platform-level metrics and independent audits validate lending and funding trends, while regulatory and macroeconomic datasets provide additional context.

Why This Report Matters

  • Enables executive teams to benchmark operational and compliance strategies against evolving best practices in peer-to-peer lending.
  • Delivers actionable insights for regional adaptation, funding diversification, and the application of technology to enhance risk management and reporting.
  • Supports risk-resilient decision-making, offering a clear understanding of investor expectations, policy impacts, and forward-planning under different business scenarios.

Conclusion

The peer-to-peer lending market’s evolution is marked by advances in governance, capital access, and technology. Platforms prepared to adapt to regional dynamics and regulatory expectations are well positioned to serve varied borrower needs and protect investor interests.

 

Additional Product Information:

  • Purchase of this report includes 1 year online access with quarterly updates.
  • This report can be updated on request. Please contact our Customer Experience team using the Ask a Question widget on our website.

Table of Contents

1. Preface
1.1. Objectives of the Study
1.2. Market Definition
1.3. Market Segmentation & Coverage
1.4. Years Considered for the Study
1.5. Currency Considered for the Study
1.6. Language Considered for the Study
1.7. Key Stakeholders
2. Research Methodology
2.1. Introduction
2.2. Research Design
2.2.1. Primary Research
2.2.2. Secondary Research
2.3. Research Framework
2.3.1. Qualitative Analysis
2.3.2. Quantitative Analysis
2.4. Market Size Estimation
2.4.1. Top-Down Approach
2.4.2. Bottom-Up Approach
2.5. Data Triangulation
2.6. Research Outcomes
2.7. Research Assumptions
2.8. Research Limitations
3. Executive Summary
3.1. Introduction
3.2. CXO Perspective
3.3. Market Size & Growth Trends
3.4. Market Share Analysis, 2025
3.5. FPNV Positioning Matrix, 2025
3.6. New Revenue Opportunities
3.7. Next-Generation Business Models
3.8. Industry Roadmap
4. Market Overview
4.1. Introduction
4.2. Industry Ecosystem & Value Chain Analysis
4.2.1. Supply-Side Analysis
4.2.2. Demand-Side Analysis
4.2.3. Stakeholder Analysis
4.3. Porter’s Five Forces Analysis
4.4. PESTLE Analysis
4.5. Market Outlook
4.5.1. Near-Term Market Outlook (0-2 Years)
4.5.2. Medium-Term Market Outlook (3-5 Years)
4.5.3. Long-Term Market Outlook (5-10 Years)
4.6. Go-to-Market Strategy
5. Market Insights
5.1. Consumer Insights & End-User Perspective
5.2. Consumer Experience Benchmarking
5.3. Opportunity Mapping
5.4. Distribution Channel Analysis
5.5. Pricing Trend Analysis
5.6. Regulatory Compliance & Standards Framework
5.7. ESG & Sustainability Analysis
5.8. Disruption & Risk Scenarios
5.9. Return on Investment & Cost-Benefit Analysis
6. Cumulative Impact of United States Tariffs 2025
7. Cumulative Impact of Artificial Intelligence 2025
8. Peer-To-Peer Lending Market, by Lending Type
8.1. Business Loans
8.2. Personal Loans
8.3. Real Estate Loans
9. Peer-To-Peer Lending Market, by Funding Model
9.1. Auction Model
9.2. Fixed Rate Model
10. Peer-To-Peer Lending Market, by Loan Term
10.1. Long Term
10.2. Medium Term
10.3. Short Term
11. Peer-To-Peer Lending Market, by Investor Type
11.1. Institutional Investors
11.2. Retail Investors
12. Peer-To-Peer Lending Market, by Loan Purpose
12.1. Business Expenses
12.2. Debt Consolidation
12.3. Education
12.4. Home Improvement
12.5. Medical Expenses
13. Peer-To-Peer Lending Market, by Region
13.1. Americas
13.1.1. North America
13.1.2. Latin America
13.2. Europe, Middle East & Africa
13.2.1. Europe
13.2.2. Middle East
13.2.3. Africa
13.3. Asia-Pacific
14. Peer-To-Peer Lending Market, by Group
14.1. ASEAN
14.2. GCC
14.3. European Union
14.4. BRICS
14.5. G7
14.6. NATO
15. Peer-To-Peer Lending Market, by Country
15.1. United States
15.2. Canada
15.3. Mexico
15.4. Brazil
15.5. United Kingdom
15.6. Germany
15.7. France
15.8. Russia
15.9. Italy
15.10. Spain
15.11. China
15.12. India
15.13. Japan
15.14. Australia
15.15. South Korea
16. United States Peer-To-Peer Lending Market
17. China Peer-To-Peer Lending Market
18. Competitive Landscape
18.1. Market Concentration Analysis, 2025
18.1.1. Concentration Ratio (CR)
18.1.2. Herfindahl Hirschman Index (HHI)
18.2. Recent Developments & Impact Analysis, 2025
18.3. Product Portfolio Analysis, 2025
18.4. Benchmarking Analysis, 2025
18.5. Bondora AS
18.6. Debitum Network Ltd.
18.7. Faircent
18.8. Funding Circle Holdings plc
18.9. Funding Societies Pte. Ltd.
18.10. Kiva Microfunds
18.11. Lendable Ltd.
18.12. LenDenClub
18.13. LendingClub Corporation
18.14. Lendo Financial Services LLC
18.15. Lufax Holding Ltd.
18.16. Mintos AS
18.17. PeerBerry UAB
18.18. Prosper Marketplace, Inc.
18.19. SoLo Funds, Inc.
18.20. Transactree Technologies Pvt. Ltd.
18.21. Upstart Holdings, Inc.
18.22. VIA SMS Group SIA
18.23. Wisr Limited
18.24. Zopa Bank Limited
List of Figures
FIGURE 1. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, 2018-2032 (USD MILLION)
FIGURE 2. GLOBAL PEER-TO-PEER LENDING MARKET SHARE, BY KEY PLAYER, 2025
FIGURE 3. GLOBAL PEER-TO-PEER LENDING MARKET, FPNV POSITIONING MATRIX, 2025
FIGURE 4. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 5. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 6. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 7. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 8. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 9. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 10. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY GROUP, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 11. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2025 VS 2026 VS 2032 (USD MILLION)
FIGURE 12. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, 2018-2032 (USD MILLION)
FIGURE 13. CHINA PEER-TO-PEER LENDING MARKET SIZE, 2018-2032 (USD MILLION)
List of Tables
TABLE 1. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, 2018-2032 (USD MILLION)
TABLE 2. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 3. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LOANS, BY REGION, 2018-2032 (USD MILLION)
TABLE 4. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LOANS, BY GROUP, 2018-2032 (USD MILLION)
TABLE 5. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS LOANS, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 6. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY PERSONAL LOANS, BY REGION, 2018-2032 (USD MILLION)
TABLE 7. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY PERSONAL LOANS, BY GROUP, 2018-2032 (USD MILLION)
TABLE 8. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY PERSONAL LOANS, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 9. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REAL ESTATE LOANS, BY REGION, 2018-2032 (USD MILLION)
TABLE 10. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REAL ESTATE LOANS, BY GROUP, 2018-2032 (USD MILLION)
TABLE 11. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REAL ESTATE LOANS, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 12. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 13. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY AUCTION MODEL, BY REGION, 2018-2032 (USD MILLION)
TABLE 14. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY AUCTION MODEL, BY GROUP, 2018-2032 (USD MILLION)
TABLE 15. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY AUCTION MODEL, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 16. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY FIXED RATE MODEL, BY REGION, 2018-2032 (USD MILLION)
TABLE 17. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY FIXED RATE MODEL, BY GROUP, 2018-2032 (USD MILLION)
TABLE 18. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY FIXED RATE MODEL, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 19. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 20. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LONG TERM, BY REGION, 2018-2032 (USD MILLION)
TABLE 21. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LONG TERM, BY GROUP, 2018-2032 (USD MILLION)
TABLE 22. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LONG TERM, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 23. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MEDIUM TERM, BY REGION, 2018-2032 (USD MILLION)
TABLE 24. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MEDIUM TERM, BY GROUP, 2018-2032 (USD MILLION)
TABLE 25. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MEDIUM TERM, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 26. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY SHORT TERM, BY REGION, 2018-2032 (USD MILLION)
TABLE 27. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY SHORT TERM, BY GROUP, 2018-2032 (USD MILLION)
TABLE 28. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY SHORT TERM, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 29. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 30. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY INSTITUTIONAL INVESTORS, BY REGION, 2018-2032 (USD MILLION)
TABLE 31. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY INSTITUTIONAL INVESTORS, BY GROUP, 2018-2032 (USD MILLION)
TABLE 32. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY INSTITUTIONAL INVESTORS, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 33. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY RETAIL INVESTORS, BY REGION, 2018-2032 (USD MILLION)
TABLE 34. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY RETAIL INVESTORS, BY GROUP, 2018-2032 (USD MILLION)
TABLE 35. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY RETAIL INVESTORS, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 36. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 37. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS EXPENSES, BY REGION, 2018-2032 (USD MILLION)
TABLE 38. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS EXPENSES, BY GROUP, 2018-2032 (USD MILLION)
TABLE 39. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY BUSINESS EXPENSES, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 40. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY DEBT CONSOLIDATION, BY REGION, 2018-2032 (USD MILLION)
TABLE 41. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY DEBT CONSOLIDATION, BY GROUP, 2018-2032 (USD MILLION)
TABLE 42. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY DEBT CONSOLIDATION, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 43. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY EDUCATION, BY REGION, 2018-2032 (USD MILLION)
TABLE 44. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY EDUCATION, BY GROUP, 2018-2032 (USD MILLION)
TABLE 45. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY EDUCATION, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 46. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY HOME IMPROVEMENT, BY REGION, 2018-2032 (USD MILLION)
TABLE 47. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY HOME IMPROVEMENT, BY GROUP, 2018-2032 (USD MILLION)
TABLE 48. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY HOME IMPROVEMENT, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 49. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MEDICAL EXPENSES, BY REGION, 2018-2032 (USD MILLION)
TABLE 50. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MEDICAL EXPENSES, BY GROUP, 2018-2032 (USD MILLION)
TABLE 51. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY MEDICAL EXPENSES, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 52. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY REGION, 2018-2032 (USD MILLION)
TABLE 53. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY SUBREGION, 2018-2032 (USD MILLION)
TABLE 54. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 55. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 56. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 57. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 58. AMERICAS PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 59. NORTH AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 60. NORTH AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 61. NORTH AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 62. NORTH AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 63. NORTH AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 64. NORTH AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 65. LATIN AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 66. LATIN AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 67. LATIN AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 68. LATIN AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 69. LATIN AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 70. LATIN AMERICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 71. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY SUBREGION, 2018-2032 (USD MILLION)
TABLE 72. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 73. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 74. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 75. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 76. EUROPE, MIDDLE EAST & AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 77. EUROPE PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 78. EUROPE PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 79. EUROPE PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 80. EUROPE PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 81. EUROPE PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 82. EUROPE PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 83. MIDDLE EAST PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 84. MIDDLE EAST PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 85. MIDDLE EAST PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 86. MIDDLE EAST PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 87. MIDDLE EAST PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 88. MIDDLE EAST PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 89. AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 90. AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 91. AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 92. AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 93. AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 94. AFRICA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 95. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 96. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 97. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 98. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 99. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 100. ASIA-PACIFIC PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 101. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY GROUP, 2018-2032 (USD MILLION)
TABLE 102. ASEAN PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 103. ASEAN PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 104. ASEAN PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 105. ASEAN PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 106. ASEAN PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 107. ASEAN PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 108. GCC PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 109. GCC PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 110. GCC PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 111. GCC PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 112. GCC PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 113. GCC PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 114. EUROPEAN UNION PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 115. EUROPEAN UNION PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 116. EUROPEAN UNION PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 117. EUROPEAN UNION PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 118. EUROPEAN UNION PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 119. EUROPEAN UNION PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 120. BRICS PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 121. BRICS PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 122. BRICS PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 123. BRICS PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 124. BRICS PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 125. BRICS PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 126. G7 PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 127. G7 PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 128. G7 PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 129. G7 PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 130. G7 PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 131. G7 PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 132. NATO PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 133. NATO PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 134. NATO PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 135. NATO PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 136. NATO PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 137. NATO PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 138. GLOBAL PEER-TO-PEER LENDING MARKET SIZE, BY COUNTRY, 2018-2032 (USD MILLION)
TABLE 139. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, 2018-2032 (USD MILLION)
TABLE 140. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 141. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 142. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 143. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 144. UNITED STATES PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)
TABLE 145. CHINA PEER-TO-PEER LENDING MARKET SIZE, 2018-2032 (USD MILLION)
TABLE 146. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY LENDING TYPE, 2018-2032 (USD MILLION)
TABLE 147. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY FUNDING MODEL, 2018-2032 (USD MILLION)
TABLE 148. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN TERM, 2018-2032 (USD MILLION)
TABLE 149. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY INVESTOR TYPE, 2018-2032 (USD MILLION)
TABLE 150. CHINA PEER-TO-PEER LENDING MARKET SIZE, BY LOAN PURPOSE, 2018-2032 (USD MILLION)

Companies Mentioned

The key companies profiled in this Peer-To-Peer Lending market report include:
  • Bondora AS
  • Debitum Network Ltd.
  • Faircent
  • Funding Circle Holdings plc
  • Funding Societies Pte. Ltd.
  • Kiva Microfunds
  • Lendable Ltd.
  • LenDenClub
  • LendingClub Corporation
  • Lendo Financial Services LLC
  • Lufax Holding Ltd.
  • Mintos AS
  • PeerBerry UAB
  • Prosper Marketplace, Inc.
  • SoLo Funds, Inc.
  • Transactree Technologies Pvt. Ltd.
  • Upstart Holdings, Inc.
  • VIA SMS Group SIA
  • Wisr Limited
  • Zopa Bank Limited

Table Information

Report AttributeDetails
No. of Pages183
PublishedJanuary 2026
Forecast Period2026 - 2032
Estimated Market Value ( USD ) in 2026 $ 8.19 Billion
Forecasted Market Value ( USD ) by 2032 $ 13.46 Billion
Compound Annual Growth Rate8.4%
Regions CoveredGlobal
No. of Companies Mentioned21

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About the Peer to Peer Lending Market

Peer to Peer (P2P) Lending is a form of finance that enables individuals to borrow and lend money without the use of a traditional financial institution. It is a type of crowdfunding that allows borrowers to access funds from a large pool of lenders. P2P Lending is typically facilitated by an online platform that connects borrowers and lenders. The platform typically performs credit checks on borrowers and sets the terms of the loan, such as the interest rate and repayment schedule. The platform also collects payments from borrowers and distributes them to lenders. P2P Lending has become increasingly popular in recent years due to its convenience and competitive interest rates. It has also become an attractive option for lenders, as it provides them with the opportunity to earn higher returns than traditional investments. Some companies in the P2P Lending market include LendingClub, Prosper, Upstart, and Funding Circle. Show Less Read more

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