+353-1-416-8900REST OF WORLD
+44-20-3973-8888REST OF WORLD
1-917-300-0470EAST COAST U.S
1-800-526-8630U.S. (TOLL FREE)
United States Alternative Lending Market Size & Forecast by Value and Volume Across 100+ KPIs by Type of Lending, End-User Segments, Loan Purpose, Finance Models, Distribution Channels, and Payment Instruments - Databook Q4 2025 Update- Product Image
United States Alternative Lending Market Size & Forecast by Value and Volume Across 100+ KPIs by Type of Lending, End-User Segments, Loan Purpose, Finance Models, Distribution Channels, and Payment Instruments - Databook Q4 2025 Update- Product Image
New

United States Alternative Lending Market Size & Forecast by Value and Volume Across 100+ KPIs by Type of Lending, End-User Segments, Loan Purpose, Finance Models, Distribution Channels, and Payment Instruments - Databook Q4 2025 Update

  • PDF Icon

    Report

  • 200 Pages
  • November 2025
  • Region: United States
  • PayNXT360
  • ID: 5899885
Description Jump to:
According to the analyst, the alternative lending market in United States is expected to grow by 13.2% annually, reaching US$62.78 billion by 2025.

The alternative lending market in the country has experienced robust growth during 2020-2024, achieving a CAGR of 15.2%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 13.8% from 2025 to 2029. By the end of 2029, the alternative lending market is projected to expand from its 2024 value of US$55.48 billion to approximately US$1,05,304.7 million.

Key Trends and Drivers

Alternative lending in the United States is entering a phase of mature integration and regulatory normalization. The market’s trajectory is increasingly shaped by the consolidation of BNPL and consumer credit products within large retail and wallet ecosystems, alongside the institutionalization of funding through private-credit channels. At the same time, bank-fintech partnerships are being restructured under tighter regulatory supervision, while the adoption of transparent, explainable AI and standardized open-banking data is gaining traction. In the SME segment, platform-based lending models and federally supported finance programs are expanding. Collectively, these shifts signal that the next stage of growth will emphasize compliance resilience, funding depth, and integration within broader financial and commercial ecosystems moving away from the earlier focus on rapid customer acquisition.

1) BNPL Shifts Toward Platform-Integrated and Regulated Models

BNPL adoption moves from standalone offerings to embedded retail ecosystems:

The Buy Now, Pay Later (BNPL) market in the United States is consolidating around major retailers and payment wallets rather than direct consumer channels. In 2024, Apple discontinued its proprietary Pay Later product and integrated licensed partners into Apple Pay. Walmart ended its exclusive partnership with Affirm and signed a new agreement with Klarna, illustrating the move toward multi-provider models anchored in large merchant networks.

Regulatory pressure accelerates partnership realignment:

The Consumer Financial Protection Bureau (CFPB) extended credit-card-style protections to BNPL loans in 2024. Compliance obligations covering dispute resolution, disclosures, and fee transparency have increased operational costs for non-bank platforms, leading many to partner with regulated lenders to maintain scale while mitigating compliance risk.

Consolidation with tighter economics:

The BNPL segment will likely be dominated by a small group of well-capitalized providers such as Klarna, Affirm, and Afterpay. Growth will continue, but profitability will depend on cost discipline, credit-loss management, and merchant-specific product customization.

2) Private Credit Emerges as a Strategic Funding Backbone

Alternative lenders deepen access to institutional liquidity:

Fintech lenders are increasingly sourcing capital through private-credit funds and structured forward-flow arrangements. Affirm’s 2024 multi-year facility exemplifies this shift, allowing originators to scale while keeping assets off balance sheet.

Investor demand for consumer-credit exposure sustains this channel:

High interest-rate conditions have made consumer receivables attractive for private-credit investors seeking yield diversification. For lenders, these partnerships provide stability compared to warehouse lines or securitizations that fluctuate with market sentiment.

Broader institutionalization of fintech lending:

Within the next few years, programmatic private-credit funding will become a standard feature of large alternative-lending platforms. Smaller or higher-risk lenders, however, may face increased capital costs and stricter underwriting oversight from institutional partners.

3) Regulatory Oversight Redefines Bank-Fintech Collaboration

Heightened scrutiny reshapes the “banking-as-a-service” model:

Regulatory interventions following incidents such as the Synapse bankruptcy and enforcement actions against Evolve Bank & Trust have triggered an industry-wide review of bank-fintech partnerships. Supervisors now expect real-time fund reconciliation, stronger risk controls, and clear accountability for customer funds.

Operational transparency becomes a prerequisite for partnerships:

Sponsor banks are limiting exposure to intermediaries that cannot demonstrate compliance maturity. Fintech lenders are responding by investing in direct-integration infrastructure, transaction monitoring, and consumer-protection frameworks.

Fewer intermediaries, higher compliance standards:

The BaaS ecosystem will evolve toward direct, bank-embedded relationships. Fintechs that meet regulatory expectations will gain durable access to sponsor banks, while weaker platforms may exit or consolidate.

4) Data-Governance and AI-Transparency Rules Transform Credit Decisioning

Open-banking and AI-accountability frameworks reshape underwriting:

The CFPB’s Personal Financial Data Rights rule along with state laws such as Colorado’s AI Act introduces new expectations for secure data use and algorithmic fairness in lending. These policies aim to standardize data sharing through APIs and prevent bias in automated decision systems.

Shift from opaque models to explainable, auditable systems:

Lenders are re-engineering underwriting models to align with explainability, bias testing, and consumer-consent requirements. This enhances transparency for both regulators and borrowers but demands new technical and compliance investments.

Competitive advantage for compliant data users:

By 2028, data-driven lenders that demonstrate robust AI governance and transparent credit models will face fewer regulatory bottlenecks. Those dependent on black-box algorithms or unverified data sources will experience slower approvals and reputational risk.

5) Embedded Finance and Federal Support Expand SME Lending Access

Platform ecosystems become a mainstream distribution channel for business credit:

E-commerce and payment platforms such as Shopify Capital and Square Loans continue to embed financing options directly into merchant dashboards. This model allows lenders to underwrite based on real-time sales and repayment data.

Public initiatives reinforce digital access for small businesses:

The Small Business Administration’s 2024 Working Capital Pilot (7(a) WCP) program introduced flexible, short-term credit lines that banks and qualified nonbanks can originate digitally. The initiative complements private-sector embedded-finance models by standardizing documentation and monitoring frameworks.

Expansion through partnerships and data connectivity:

SME lending will grow through co-lending arrangements between banks, fintechs, and platforms that can integrate transaction-level data. Traditional merchant-cash-advance providers are expected to consolidate as data-rich, regulated partnerships gain market share.

Competitive Landscape - United States:

The competitive landscape of U.S. alternative lending is increasingly defined by integration, institutionalization, and regulatory recalibration. In the years ahead, market distribution is expected to consolidate under major retail ecosystems and digital wallet platforms, while access to private and structured credit funding will become a key determinant of scalability. Regulatory and operational discipline will further distinguish sustainable platforms from short-term opportunistic entrants. As a result, the market is evolving toward fewer but stronger participants deeply embedded within commerce and payments infrastructure, operating under tighter regulatory scrutiny, and backed by more stable institutional capital.

Evolving Market Structure Anchored in Retail and Digital Ecosystems:

  • Retail & wallet rails become kingmakers. BNPL and consumer-installment growth is flowing through major retailers and digital wallets, concentrating power with a few scaled providers integrated at checkout (e.g., Walmart’s switch to Klarna; Apple shifting from Apple Pay Later to third-party lenders such as Affirm).
  • Funding is institutionalizing. Forward-flow and ABS channels from private-credit managers and capital-markets desks are now core to scale (e.g., Upstart-Fortress forward flow; Pagaya’s BNPL ABS with Klarna). This favors platforms with granular data and disciplined loss controls.
  • BaaS scrutiny narrows viable partners. Enforcement and cyber incidents at sponsor banks (e.g., Evolve) have raised due-diligence bars for any fintech distributing through bank partners, increasing fixed compliance costs and thinning the field.

Leading Players and Emerging Entrants Reshape Market Positioning:

  • BNPL and Consumer Lending Platforms: Klarna, Affirm, and Afterpay (Block) remain the principal consumer-credit platforms, with retailer and wallet integrations determining reach and scale. Klarna’s exclusive Walmart partnership significantly boosts its U.S. footprint, while Affirm continues to leverage Apple Pay distribution.
  • Digital Lending and Marketplace Originators: Upstart, Upgrade, LendingClub, Best Egg (Marlette), and Oportun focus on prime-to-near-prime segments through data-driven underwriting and institutional capital partnerships.
  • Infrastructure and Data Partners: Pagaya functions as an AI-driven underwriting and capital partner for banks and fintechs, now expanding into BNPL through securitized structures.
  • SME and Platform Finance Providers: Shopify Capital, Square Loans, and Stripe Capital dominate embedded merchant financing, using real-time transaction data. The SBA’s 2024 Working Capital Pilot (7(a) WCP) adds a complementary framework for short-term, digitally originated credit lines.
  • Strategic Shifts by Technology Firms: Apple’s retreat from direct lending and pivot toward ecosystem partnerships illustrates the broader move from proprietary programs to licensed-lender collaboration.

Strategic Alliances and Capital Movements Redefine Competitive Leverage:

  • Retail and Checkout Partnerships: Walmart’s switch to Klarna and Apple’s inclusion of Affirm within Apple Pay signal deep integration of lending into commerce ecosystems.
  • Funding Expansion: Upstart secured a multi-year, USD 1.2 billion forward-flow facility with Fortress Investment Group, while Pagaya structured a BNPL-backed ABS with Klarna, supported by institutional investors such as J.P. Morgan and Apollo’s Atlas platform.
  • Bank-Fintech Realignment: The Federal Reserve’s enforcement action against Evolve Bank & Trust and subsequent cybersecurity concerns have accelerated compliance-driven restructuring in bank-fintech collaboration models.
  • Consolidation Trends: While major M&A activity has been limited, strategic investments and recurring capital agreements dominate recent activity, highlighting a preference for funding stability over outright acquisitions.

Projected Industry Trajectory:

The competitive environment is set to intensify as scale, funding access, and compliance maturity become decisive advantages.
  • Market Consolidation: Retail and wallet-linked lenders will capture greater transaction share, with economics shifting toward cost efficiency and risk-adjusted returns.
  • Institutionalization of Funding: Private-credit participation will deepen, creating long-term stability for established players and limiting growth for subscale lenders.
  • Reconfiguration of Bank Partnerships: Only fintechs with robust governance, real-time reconciliation, and consumer-funds transparency will maintain sponsor-bank access.
  • Expansion of SME Lending: Embedded finance models and SBA-backed programs will extend digital credit availability, displacing traditional merchant cash-advance models. Overall, the next phase of competition will prioritize operational resilience, compliance strength, and diversified funding channels over customer acquisition speed.

Recent Regulatory Developments Shaping the Competitive Landscape:

  • CFPB Oversight of Digital Wallets and Payment Apps (Finalized 2024): The “larger participant” rule now brings major nonbank wallets under direct supervision, increasing compliance requirements for lenders distributing through these channels.
  • Revisions to the Personal Financial Data Rights Rule (2025): The CFPB initiated a process to replace and refine the open-banking framework, reaffirming the shift toward standardized, secure API-based data access for underwriting.
  • State-Level AI Governance (Colorado AI Act, 2024): The law, now delayed to June 2026, sets precedent for algorithmic transparency and bias testing in credit decisioning.
  • Enhanced Oversight of Banking-as-a-Service: The Federal Reserve’s 2024 enforcement action against Evolve Bank & Trust and subsequent scrutiny of data breaches underscore continued supervisory focus on third-party risk management in fintech partnerships.
This report provides a detailed data-centric analysis of the alternative lending industry in United States, offering comprehensive coverage of both overall and alternative lending markets. It covers more than 100+ KPIs, including loan disbursement value, loan disbursement volume, average loan ticket size, and penetration rate.

The report offers in-depth segmentation across lending dimensions, including type of lending (Bank-based/NBFC and Alternative Lending), end-user segments (Retail Lending and SME/MSME Lending), and loan types. It further categorizes the alternative lending ecosystem by finance models (P2P Marketplace, Balance Sheet, Invoice Trading, Real Estate Crowdfunding, and Other Models), distribution channels (Branch/Physical, Direct Digital, and Agent/Broker), and payment instruments (Credit Transfer, Debit Card, E-Money, and Others). In addition, the analysis captures borrower demographics by age, income, and gender, alongside delinquency performance indicators. Collectively, these datasets provide a comprehensive and quantifiable view of market size, structure, lending behavior, and risk dynamics within the lending ecosystem.

The analyst's research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.

Report Scope

This report provides a detailed data-centric analysis of the alternative lending industry in United States, with comprehensive coverage across both overall lending and alternative lending markets. Below is a summary of key market segments:

Macroeconomic Overview: United States Economic Indicators

  • United States by Gross Domestic Product (Current Prices)
  • United States by Population
  • United States Unemployment Rate

Operational Enablers and Infrastructure Readiness

  • Smartphone Penetration
  • Internet Connectivity & Broadband Access
  • Digital Wallet Adoption Rate
  • Real-Time Payments Infrastructure
  • E-commerce Penetration

United States Lending Market Size and Growth Dynamics

  • Loan Disbursement Value
  • Loan Disbursement Volume
  • Average Loan Ticket Size

United States Lending Market Segmentation by Lending Type

  • Bank-based / NBFC Lending
  • Alternative Lending

United States Lending Market Segmentation by End-User

  • Retail Lending
  • SME / MSME Lending

United States Retail Lending Market Segmentation by Loan Purpose

  • Housing / Mortgage Loans
  • Auto Loans
  • Education Loans
  • Personal Loans
  • Other Retail Loan Types (e.g., BNPL, Travel, Green Loans, Payday)

United States SME / MSME Lending Market Segmentation by Loan Purpose

  • Working Capital Loans
  • Expansion Loans
  • Equipment / Machinery Loans
  • Invoice Financing / Factoring
  • Trade Finance (Import / Export)
  • Real Estate / Commercial Property Loans
  • Other SME Lending (e.g., Digital Adoption, Franchise Financing)

United States Lending Market Segmentation by Distribution Channel

  • Branch / Physical
  • Direct Digital Lending
  • Agent / Broker Channel

United States Alternative Lending Market Size and Growth Dynamics

  • Loan Disbursement Value
  • Loan Disbursement Volume
  • Average Loan Ticket Size

United States Alternative Lending Market Segmentation by End-User

  • Consumer Lending
  • SME / MSME Lending

United States Alternative Lending Market Segmentation by Finance Models

  • P2P Marketplace
  • Balance Sheet Lending
  • Invoice Trading
  • Real Estate Crowdfunding
  • Other / Hybrid Models

Combined View: Finance Models by End-User Segments

  • P2P Marketplace - Consumer Lending / SME Lending / Property Lending
  • Balance Sheet Lending - Consumer Lending / SME Lending / Property Lending

United States Alternative Lending by Loan Purpose - Consumer Lending

  • Personal Loans
  • Payroll Advance
  • Home Improvement Loans
  • Education / Student Loans
  • Point-of-Sale (POS) Credit
  • Auto Loans
  • Medical Loans
  • Other Consumer Lending Types

United States Alternative Lending by Loan Purpose - SME / MSME Lending

  • Lines of Credit
  • Merchant Cash Advance
  • Invoice Factoring
  • Revenue-Based Financing
  • Other SME Loan Types

United States Alternative Lending Segmentation by Payment Instrument

  • Credit Transfer
  • Debit Card
  • E-Money
  • Other Instruments

Cross-Segmentation: Finance Models across Payment Instruments

  • P2P Marketplace across Credit Transfer / Debit Card / E-Money / Other
  • Balance Sheet Lending by Payment Instrument
  • Invoice Trading by Payment Instrument
  • Real Estate Crowdfunding by Payment Instrument
  • Other Models by Payment Instrument

United States Alternative Lending - Borrower-Level Insights: Consumer Demographics & Behavior

  • Borrower Distribution by Age Group
  • Borrower Distribution by Income Level
  • Borrower Distribution by Gender

United States Alternative Lending Credit Risk & Quality Metrics

  • Delinquency Rate (30 Days / 90 Days), 2024

Reasons to buy

  • Comprehensive Market Intelligence: Gain an integrated view of the overall and alternative lending landscape, combining macroeconomic context with detailed lending performance indicators such as loan disbursement value, volume, and average ticket size.
  • Granular Coverage of Alternative Lending: Explore the fast-evolving alternative lending ecosystem, including peer-to-peer (P2P) marketplaces, balance sheet lending, invoice trading, real estate crowdfunding, and hybrid finance models, supported by in-depth segmentation by end-user, loan purpose, and payment instrument.
  • Segment-Wise Insights and Cross-Analysis: Evaluate lending trends across consumer and SME/MSME segments, using advanced cross-segmentation to link finance models, loan purposes, and payment methods, offering a comprehensive understanding of credit origination dynamics.
  • Borrower-Level Behavioral Analytics: Understand borrower demographics and credit behavior through data on age, income level, gender distribution, and delinquency rates (30-day and 90-day), enabling sharper credit risk assessment and customer targeting.
  • Digital Infrastructure and Ecosystem Readiness: Assess the enabling digital ecosystem including smartphone penetration, internet access, digital wallet adoption, and real-time payments infrastructure that underpins the growth of fintech-driven lending models.
  • Data-Driven Forecasts and KPI Benchmarking: Access a comprehensive dataset of 100+ key performance indicators (KPIs) with historical and forecast data through 2030, providing visibility into emerging lending trends, growth drivers, and investment opportunities.
  • Decision-Ready Databook Format: Delivered in a data-centric, easy-to-analyze format, the Databook supports integration into financial models, strategy decks, and investor presentations, enabling stakeholders, including banks, fintechs, investors, and policymakers, to make informed, evidence-based decisions.

Table of Contents

1. About this Report
1.1. Summary
1.2. Methodology
1.3. Definition
1.4. Disclaimer
2. United States Economic Indicators
2.1. United States Gross Domestic Product at Current Prices, 2020-2029
2.2. United States Economic Indicator by Population, 2020 - 2024
2.3. United States Unemployment Rate, 2024
3. United States Broader Market Enablers & Digital Infrastructure
3.1. Smartphone and Internet Connectivity / Broadband Penetration, 2024
3.2. Real-time Payments, Digital Wallet Adoption, and E-commerce Penetration Rate, 2024
4. United States Overall Lending Industry Attractiveness
4.1. United States Overall Lending - Loan Disbursement Value Dynamics, 2020-2029
4.2. United States Overall Lending - Loan Disbursement Volume Dynamics, 2020-2029
4.3. United States Overall Lending - Average Loan Ticket Size Dynamics, 2020-2029
5. United States Overall Lending Market Size and Forecast by Type of Lending
5.1. United States Overall Lending Market Share by Type of Lending, 2024
5.2. Overall Lending by Alternative Lending
5.2.1. Alternative Lending - Loan Disbursement Value Dynamics, 2020-2029
5.2.2. Alternative Lending - Loan Disbursement Volume Dynamics, 2020-2029
5.2.3. Alternative Lending - Average Loan Ticket Size Dynamics, 2020-2029
5.3. Overall Lending by Bank-based / NBFC Lending
5.3.1. Bank-based / NBFC Lending - Loan Disbursement Value Dynamics, 2020-2029
5.3.2. Bank-based / NBFC Lending - Loan Disbursement Volume Dynamics, 2020-2029
5.3.3. Bank-based / NBFC Lending - Average Loan Ticket Size Dynamics, 2020-2029
6. United States Overall Lending Market Size and Forecast by End-User
6.1. United States Overall Lending Market Share by End-User, 2024
6.2. United States End User of Overall Lending by Retail Lending
6.2.1. Retail Lending - Loan Disbursement Value Dynamics, 2020-2029
6.2.2. Retail Lending - Loan Disbursement Volume Dynamics, 2020-2029
6.2.3. Retail Lending - Average Loan Ticket Size Dynamics, 2020-2029
6.3. United States End User of Overall Lending by SME / MSME Lending
6.3.1. SME / MSME Lending - Loan Disbursement Value Dynamics, 2020-2029
6.3.2. SME / MSME Lending - Loan Disbursement Volume Dynamics, 2020-2029
6.3.3. SME / MSME Lending - Average Loan Ticket Size Dynamics, 2020-2029
7. United States Retail Lending Market Size and Forecast by Loan Purpose / Use Case
7.1. United States Retail Lending Market Share by Loan Purpose / Use Case, 2024
7.2. United States Retail Lending by Housing / Mortgage Loans
7.2.1. Housing / Mortgage Loans - Loan Disbursement Value Dynamics, 2020-2029
7.2.2. Housing / Mortgage Loans - Loan Disbursement Volume Dynamics, 2020-2029
7.2.3. Housing / Mortgage Loans - Average Loan Ticket Size Dynamics, 2020-2029
7.3. United States Retail Lending by Auto Loans
7.3.1. Auto Loans - Loan Disbursement Value Dynamics, 2020-2029
7.3.2. Auto Loans - Loan Disbursement Volume Dynamics, 2020-2029
7.3.3. Auto Loans - Average Loan Ticket Size Dynamics, 2020-2029
7.4. United States Retail Lending by Education Loans
7.4.1. Education Loans - Loan Disbursement Value Dynamics, 2020-2029
7.4.2. Education Loans - Loan Disbursement Volume Dynamics, 2020-2029
7.4.3. Education Loans - Average Loan Ticket Size Dynamics, 2020-2029
7.5. United States Retail Lending by Personal Loans
7.5.1. Personal Loans - Loan Disbursement Value Dynamics, 2020-2029
7.5.2. Personal Loans - Loan Disbursement Volume Dynamics, 2020-2029
7.5.3. Personal Loans - Average Loan Ticket Size Dynamics, 2020-2029
7.6. United States Retail Lending by Others
7.6.1. Others - Loan Disbursement Value Dynamics, 2020-2029
7.6.2. Others - Loan Disbursement Volume Dynamics, 2020-2029
7.6.3. Others - Average Loan Ticket Size Dynamics, 2020-2029
8. United States SME/MSME Lending Market Size and Forecast by Loan Purpose / Use Case
8.1. United States SME/MSME Lending Market Share by Loan Purpose / Use Case, 2024
8.2. United States SME/MSME Lending by Working Capital Loans
8.2.1. Working Capital Loans - Loan Disbursement Value Dynamics, 2020-2029
8.2.2. Working Capital Loans - Loan Disbursement Volume Dynamics, 2020-2029
8.2.3. Working Capital Loans - Average Loan Ticket Size Dynamics, 2020-2029
8.3. United States SME/MSME Lending by Expansion Loans
8.3.1. Expansion Loans - Loan Disbursement Value Dynamics, 2020-2029
8.3.2. Expansion Loans - Loan Disbursement Volume Dynamics, 2020-2029
8.3.3. Expansion Loans - Average Loan Ticket Size Dynamics, 2020-2029
8.4. United States SME/MSME Lending by Equipment / Machinery Loans
8.4.1. Equipment / Machinery Loans - Loan Disbursement Value Dynamics, 2020-2029
8.4.2. Equipment / Machinery Loans - Loan Disbursement Volume Dynamics, 2020-2029
8.4.3. Equipment / Machinery Loans - Average Loan Ticket Size Dynamics, 2020-2029
8.5. United States SME/MSME Lending by Invoice Financing / Factoring
8.5.1. Invoice Financing / Factoring - Loan Disbursement Value Dynamics, 2020-2029
8.5.2. Invoice Financing / Factoring - Loan Disbursement Volume Dynamics, 2020-2029
8.5.3. Invoice Financing / Factoring - Average Loan Ticket Size Dynamics, 2020-2029
8.6. United States SME/MSME Lending by Trade Finance (Import/Export)
8.6.1. Trade Finance - Loan Disbursement Value Dynamics, 2020-2029
8.6.2. Trade Finance - Loan Disbursement Volume Dynamics, 2020-2029
8.6.3. Trade Finance - Average Loan Ticket Size Dynamics, 2020-2029
8.7. United States SME/MSME Lending by Real Estate / Commercial Property Loans
8.7.1. Real Estate / Commercial Property Loans - Loan Disbursement Value Dynamics, 2020-2029
8.7.2. Real Estate / Commercial Property Loans - Loan Disbursement Volume Dynamics, 2020-2029
8.7.3. Real Estate / Commercial Property Loans - Average Loan Ticket Size Dynamics, 2020-2029
8.8. United States SME/MSME Lending by Others
8.8.1. Others - Loan Disbursement Value Dynamics, 2020-2029
8.8.2. Others - Loan Disbursement Volume Dynamics, 2020-2029
8.8.3. Others - Average Loan Ticket Size Dynamics, 2020-2029
9. United States Overall Lending Market Size and Forecast by Distribution Channel
9.1. United States Overall Lending Market Share by Distribution Channel, 2024
9.2. Branch / Physical - Loan Disbursement Value Dynamics, 2020-2029
9.3. Direct Digital Lending - Loan Disbursement Value Dynamics, 2020-2029
9.4. Agent / Broker Channel - Loan Disbursement Value Dynamics, 2020-2029
10. United States Alternative Lending Industry Attractiveness
10.1. United States Alternative Lending - Loan Disbursement Value Dynamics, 2020-2029
10.2. United States Alternative Lending - Loan Disbursement Volume Dynamics, 2020-2029
10.3. United States Alternative Lending - Average Loan Ticket Size Dynamics, 2020-2029
11. United States Alternative Lending Market Size and Forecast by End-User
11.1. United States Alternative Lending Market Share by End-User, 2024
11.2. United States End User of Alternative Lending by Consumer Lending
11.2.1. Consumer Lending - Loan Disbursement Value Dynamics, 2020-2029
11.2.2. Consumer Lending - Loan Disbursement Volume Dynamics, 2020-2029
11.2.3. Consumer Lending - Average Loan Ticket Size Dynamics, 2020-2029
11.3. United States End User of Alternative Lending by SME / MSME Lending
11.3.1. SME / MSME Lending - Loan Disbursement Value Dynamics, 2020-2029
11.3.2. SME / MSME Lending - Loan Disbursement Volume Dynamics, 2020-2029
11.3.3. SME / MSME Lending - Average Loan Ticket Size Dynamics, 2020-2029
12. United States Alternative Lending Market Size and Forecast by Finance Models
12.1. United States Alternative Lending Market Share by Finance Models, 2024
12.2. United States Alternative Lending by P2P Marketplace
12.2.1. P2P Marketplace - Loan Disbursement Value Dynamics, 2020-2029
12.2.2. P2P Marketplace - Loan Disbursement Volume Dynamics, 2020-2029
12.2.3. P2P Marketplace - Average Loan Ticket Size Dynamics, 2020-2029
12.3. United States Alternative Lending by Balance Sheet Lending
12.3.1. Balance Sheet Lending - Loan Disbursement Value Dynamics, 2020-2029
12.3.2. Balance Sheet Lending - Loan Disbursement Volume Dynamics, 2020-2029
12.3.3. Balance Sheet Lending - Average Loan Ticket Size Dynamics, 2020-2029
12.4. United States Alternative Lending by Invoice Trading
12.4.1. Invoice Trading - Loan Disbursement Value Dynamics, 2020-2029
12.4.2. Invoice Trading - Loan Disbursement Volume Dynamics, 2020-2029
12.4.3. Invoice Trading - Average Loan Ticket Size Dynamics, 2020-2029
12.5. United States Alternative Lending by Real Estate Crowdfunding
12.5.1. Real Estate Crowdfunding - Loan Disbursement Value Dynamics, 2020-2029
12.5.2. Real Estate Crowdfunding - Loan Disbursement Volume Dynamics, 2020-2029
12.5.3. Real Estate Crowdfunding - Average Loan Ticket Size Dynamics, 2020-2029
12.6. United States Alternative Lending by Other Models
12.6.1. Other Models - Loan Disbursement Value Dynamics, 2020-2029
12.6.2. Other Models - Loan Disbursement Volume Dynamics, 2020-2029
12.6.3. Other Models - Average Loan Ticket Size Dynamics, 2020-2029
13. United States Alternative Lending Market Size and Forecast by Finance Models and End-User Segments
13.1. United States Alternative Lending Market Share by Finance Models and End-User Segments, 2024
13.2. United States Alternative Lending by P2P Marketplace - Consumer Lending - Loan Disbursement Value Dynamics, 2020-2029
13.3. United States Alternative Lending by P2P Marketplace - SME/MSME Lending - Loan Disbursement Value Dynamics, 2020-2029
13.4. United States Alternative Lending by P2P Marketplace - Property Lending - Loan Disbursement Value Dynamics, 2020-2029
13.5. United States Alternative Lending by Balance Sheet - Consumer Lending - Loan Disbursement Value Dynamics, 2020-2029
13.6. United States Alternative Lending by Balance Sheet - SME/MSME Lending - Loan Disbursement Value Dynamics, 2020-2029
13.7. United States Alternative Lending by Balance Sheet - Property Lending - Loan Disbursement Value Dynamics, 2020-2029
14. United States Alternative Lending Market Size and Forecast by Loan Purpose / Use Case - Retail (Consumer Lending)
14.1. United States Alternative Lending Market Share by Retail Loan Purpose / Use Case, 2024
14.2. United States Alternative Lending by Personal Loans - Retail (Consumer Lending)
14.2.1. Personal Loans - Loan Disbursement Value Dynamics, 2020-2029
14.2.2. Personal Loans - Loan Disbursement Volume Dynamics, 2020-2029
14.2.3. Personal Loans - Average Loan Ticket Size Dynamics, 2020-2029
14.3. United States Alternative Lending by Payroll Advance - Retail (Consumer Lending)
14.3.1. Payroll Advance - Loan Disbursement Value Dynamics, 2020-2029
14.3.2. Payroll Advance - Loan Disbursement Volume Dynamics, 2020-2029
14.3.3. Payroll Advance - Average Loan Ticket Size Dynamics, 2020-2029
14.4. United States Alternative Lending by Home Improvement - Retail (Consumer Lending)
14.4.1. Home Improvement - Loan Disbursement Value Dynamics, 2020-2029
14.4.2. Home Improvement - Loan Disbursement Volume Dynamics, 2020-2029
14.4.3. Home Improvement - Average Loan Ticket Size Dynamics, 2020-2029
14.5. United States Alternative Lending by Education/Student Loans - Retail (Consumer Lending)
14.5.1. Education/Student Loans - Loan Disbursement Value Dynamics, 2020-2029
14.5.2. Education/Student Loans - Loan Disbursement Volume Dynamics, 2020-2029
14.5.3. Education/Student Loans - Average Loan Ticket Size Dynamics, 2020-2029
14.6. United States Alternative Lending by Point of Sale Credit - Retail (Consumer Lending)
14.6.1. Point of Sale Credit - Loan Disbursement Value Dynamics, 2020-2029
14.6.2. Point of Sale Credit - Loan Disbursement Volume Dynamics, 2020-2029
14.6.3. Point of Sale Credit - Average Loan Ticket Size Dynamics, 2020-2029
14.7. United States Alternative Lending by Auto Loans - Retail (Consumer Lending)
14.7.1. Auto Loans - Loan Disbursement Value Dynamics, 2020-2029
14.7.2. Auto Loans - Loan Disbursement Volume Dynamics, 2020-2029
14.7.3. Auto Loans - Average Loan Ticket Size Dynamics, 2020-2029
14.8. United States Alternative Lending by Medical Loans - Retail (Consumer Lending)
14.8.1. Medical Loans - Loan Disbursement Value Dynamics, 2020-2029
14.8.2. Medical Loans - Loan Disbursement Volume Dynamics, 2020-2029
14.8.3. Medical Loans - Average Loan Ticket Size Dynamics, 2020-2029
14.9. United States Alternative Lending by Others - Retail (Consumer Lending)
14.9.1. Others - Loan Disbursement Value Dynamics, 2020-2029
14.9.2. Others - Loan Disbursement Volume Dynamics, 2020-2029
14.9.3. Others - Average Loan Ticket Size Dynamics, 2020-2029
15. United States Alternative Lending Market Size and Forecast by Loan Purpose / Use Case - SME/MSME (SME/MSME Lending)
15.1. United States Alternative Lending Market Share by SME/MSME Loan Purpose / Use Case, 2024
15.2. United States Alternative Lending by Lines of Credit - SME/MSME (SME/MSME Lending)
15.2.1. Lines of Credit - Loan Disbursement Value Dynamics, 2020-2029
15.2.2. Lines of Credit - Loan Disbursement Volume Dynamics, 2020-2029
15.2.3. Lines of Credit - Average Loan Ticket Size Dynamics, 2020-2029
15.3. United States Alternative Lending by Merchant Cash Advance - SME/MSME (SME/MSME Lending)
15.3.1. Merchant Cash Advance - Loan Disbursement Value Dynamics, 2020-2029
15.3.2. Merchant Cash Advance - Loan Disbursement Volume Dynamics, 2020-2029
15.3.3. Merchant Cash Advance - Average Loan Ticket Size Dynamics, 2020-2029
15.4. United States Alternative Lending by Invoice Factoring - SME/MSME (SME/MSME Lending)
15.4.1. Invoice Factoring - Loan Disbursement Value Dynamics, 2020-2029
15.4.2. Invoice Factoring - Loan Disbursement Volume Dynamics, 2020-2029
15.4.3. Invoice Factoring - Average Loan Ticket Size Dynamics, 2020-2029
15.5. United States Alternative Lending by Revenue Financing - SME/MSME (SME/MSME Lending)
15.5.1. Revenue Financing - Loan Disbursement Value Dynamics, 2020-2029
15.5.2. Revenue Financing - Loan Disbursement Volume Dynamics, 2020-2029
15.5.3. Revenue Financing - Average Loan Ticket Size Dynamics, 2020-2029
15.6. United States Alternative Lending by Others - SME/MSME (SME/MSME Lending)
15.6.1. Others - Loan Disbursement Value Dynamics, 2020-2029
15.6.2. Others - Loan Disbursement Volume Dynamics, 2020-2029
15.6.3. Others - Average Loan Ticket Size Dynamics, 2020-2029
16. United States Alternative Lending Market Size and Forecast by Payment Instrument
16.1. United States Alternative Lending Market Share by Payment Instrument, 2024
16.2. United States Payment Instrument of Alternative Lending by Credit Transfer - Loan Disbursement Value Dynamics, 2020-2029
16.3. United States Payment Instrument of Alternative Lending by Debit Card - Loan Disbursement Value Dynamics, 2020-2029
16.4. United States Payment Instrument of Alternative Lending by E-Money - Loan Disbursement Value Dynamics, 2020-2029
16.5. United States Payment Instrument of Alternative Lending by Other - Loan Disbursement Value Dynamics, 2020-2029
17. United States Alternative Lending by Finance Models across Payment Instruments
17.1. United States Alternative Lending Market Size and Forecast by P2P Marketplace across Payment Instruments, 2024
17.1.1. United States Alternative Lending Market Share by P2P Marketplace across Payment Instruments, 2024
17.1.2. P2P Marketplace across Credit Transfer - Loan Disbursement Value Dynamics, 2020-2029
17.1.3. P2P Marketplace across Debit Card - Loan Disbursement Value Dynamics, 2020-2029
17.1.4. P2P Marketplace across E-Money - Loan Disbursement Value Dynamics, 2020-2029
17.1.5. P2P Marketplace across Other Payment Instrument - Loan Disbursement Value Dynamics, 2020-2029
17.2. United States Alternative Lending Market Size and Forecast by Balance Sheet across Payment Instruments
17.2.1. United States Alternative Lending Market Share by Balance Sheet across Payment Instruments, 2024
17.2.2. Balance Sheet across Credit Transfer - Loan Disbursement Value Dynamics, 2020-2029
17.2.3. Balance Sheet across Debit Card - Loan Disbursement Value Dynamics, 2020-2029
17.2.4. Balance Sheet across E-Money - Loan Disbursement Value Dynamics, 2020-2029
17.2.5. Balance Sheet across Other Payment Instrument - Loan Disbursement Value Dynamics, 2020-2029
17.3. United States Alternative Lending Market Size and Forecast by Invoice Trading across Payment Instruments
17.3.1. United States Alternative Lending Market Share by Invoice Trading across Payment Instruments, 2024
17.3.2. Invoice Trading across Credit Transfer - Loan Disbursement Value Dynamics, 2020-2029
17.3.3. Invoice Trading across Debit Card - Loan Disbursement Value Dynamics, 2020-2029
17.3.4. Invoice Trading across E-Money - Loan Disbursement Value Dynamics, 2020-2029
17.3.5. Invoice Trading across Other Payment Instrument - Loan Disbursement Value Dynamics, 2020-2029
17.4. United States Alternative Lending Market Size and Forecast by Real Estate Crowdfunding across Payment Instruments
17.4.1. United States Alternative Lending Market Share by Real Estate Crowdfunding across Payment Instruments, 2024
17.4.2. Real Estate Crowdfunding across Credit Transfer - Loan Disbursement Value Dynamics, 2020-2029
17.4.3. Real Estate Crowdfunding across Debit Card - Loan Disbursement Value Dynamics, 2020-2029
17.4.4. Real Estate Crowdfunding across E-Money - Loan Disbursement Value Dynamics, 2020-2029
17.4.5. Real Estate Crowdfunding across Other Payment Instrument - Loan Disbursement Value Dynamics, 2020-2029
17.5. United States Alternative Lending Market Size and Forecast by Other Finance Models across Payment Instruments
17.5.1. United States Alternative Lending Market Share by Other Finance Models and Loan Disbursement Payment Instruments, 2024
17.5.2. Other Finance Models across Credit Transfer - Loan Disbursement Value Dynamics, 2020-2029
17.5.3. Other Finance Models across Debit Card - Loan Disbursement Value Dynamics, 2020-2029
17.5.4. Other Finance Models across E-Money - Loan Disbursement Value Dynamics, 2020-2029
17.5.5. Other Finance Models across Other Payment Instrument - Loan Disbursement Value Dynamics, 2020-2029
18. United States Alternative Lending Analysis by Consumer Demographics & Behavior
18.1. United States Alternative Lending by Age Group, 2024
18.2. United States Alternative Lending by Income Level, 2024
18.3. United States Alternative Lending by Gender, 2024
18.4. United States Alternative Lending - Delinquency Rate 30 Days / 90 Days, 2024
19. Further Reading
19.1. About the Publisher
19.2. Related Research
List of Tables
Table 1: United States Gross Domestic Product at Current Prices, (US$ Million), 2020-2029
Table 2: United States Economic Indicator by Population, (Million), 2020-2024
Table 3: United States Overall Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 4: United States Overall Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 5: United States Overall Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 6: Alternative Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 7: Alternative Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 8: Alternative Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 9: Bank-based / NBFC Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 10: Bank-based / NBFC Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 11: Bank-based / NBFC Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 12: Retail Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 13: Retail Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 14: Retail Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 15: SME / MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 16: SME / MSME Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 17: SME / MSME Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 18: Housing / Mortgage Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 19: Housing / Mortgage Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 20: Housing / Mortgage Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 21: Auto Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 22: Auto Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 23: Auto Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 24: Education Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 25: Education Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 26: Education Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 27: Personal Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 28: Personal Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 29: Personal Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 30: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 31: Others - Loan Disbursement Volume Dynamics (Million), 2020-2029
Table 32: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 33: Working Capital Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 34: Working Capital Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 35: Working Capital Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 36: Expansion Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 37: Expansion Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 38: Expansion Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 39: Equipment / Machinery Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 40: Equipment / Machinery Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 41: Equipment / Machinery Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 42: Invoice Financing / Factoring - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 43: Invoice Financing / Factoring - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 44: Invoice Financing / Factoring - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 45: Trade Finance - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 46: Trade Finance - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 47: Trade Finance - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 48: Real Estate / Commercial Property Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 49: Real Estate / Commercial Property Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 50: Real Estate / Commercial Property Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 51: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 52: Others - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 53: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 54: Branch / Physical - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 55: Direct Digital Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 56: Agent / Broker Channel - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 57: United States Alternative Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 58: United States Alternative Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 59: United States Alternative Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 60: Consumer Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 61: Consumer Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 62: Consumer Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 63: SME / MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 64: SME / MSME Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 65: SME / MSME Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 66: P2P Marketplace - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 67: P2P Marketplace - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 68: P2P Marketplace - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 69: Balance Sheet Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 70: Balance Sheet Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 71: Balance Sheet Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 72: Invoice Trading - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 73: Invoice Trading - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 74: Invoice Trading - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 75: Real Estate Crowdfunding - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 76: Real Estate Crowdfunding - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 77: Real Estate Crowdfunding - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 78: Other Models - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 79: Other Models - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 80: Other Models - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 81: United States Alternative Lending by P2P Marketplace - Consumer Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 82: United States Alternative Lending by P2P Marketplace - SME/MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 83: United States Alternative Lending by P2P Marketplace - Property Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 84: United States Alternative Lending by Balance Sheet - Consumer Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 85: United States Alternative Lending by Balance Sheet - SME/MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 86: United States Alternative Lending by Balance Sheet - Property Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 87: Personal Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 88: Personal Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 89: Personal Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 90: Payroll Advance - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 91: Payroll Advance - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 92: Payroll Advance - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 93: Home Improvement - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 94: Home Improvement - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 95: Home Improvement - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 96: Education/Student Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 97: Education/Student Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 98: Education/Student Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 99: Point of Sale Credit - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 100: Point of Sale Credit - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 101: Point of Sale Credit - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 102: Auto Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 103: Auto Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 104: Auto Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 105: Medical Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 106: Medical Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 107: Medical Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 108: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 109: Others - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 110: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 111: Lines of Credit - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 112: Lines of Credit - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 113: Lines of Credit - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 114: Merchant Cash Advance - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 115: Merchant Cash Advance - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 116: Merchant Cash Advance - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 117: Invoice Factoring - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 118: Invoice Factoring - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 119: Invoice Factoring - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 120: Revenue Financing - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 121: Revenue Financing - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 122: Revenue Financing - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 123: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 124: Others - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Table 125: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Table 126: United States Payment Instrument of Alternative Lending by Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 127: United States Payment Instrument of Alternative Lending by Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 128: United States Payment Instrument of Alternative Lending by E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 129: United States Payment Instrument of Alternative Lending by Other - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 130: P2P Marketplace across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 131: P2P Marketplace across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 132: P2P Marketplace across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 133: P2P Marketplace across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 134: Balance Sheet across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 135: Balance Sheet across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 136: Balance Sheet across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 137: Balance Sheet across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 138: Invoice Trading across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 139: Invoice Trading across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 140: Invoice Trading across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 141: Invoice Trading across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 142: Real Estate Crowdfunding across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 143: Real Estate Crowdfunding across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 144: Real Estate Crowdfunding across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 145: Real Estate Crowdfunding across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 146: Other Finance Models across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 147: Other Finance Models across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 148: Other Models across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Table 149: Other Finance Models across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
List of Figures
Figure 1: Methodology Framework
Figure 2: United States Gross Domestic Product at Current Prices, (US$ Million), 2020-2029
Figure 3: United States Economic Indicator by Population, (Million), 2020-2024
Figure 4: United States Unemployment Rate (%), 2024
Figure 5: Smartphone Adoption and Internet Connectivity / Broadband Penetration (%), 2024
Figure 6: Real-time Payments Adoption, Digital Wallet Adoption, and E-commerce Penetration Rate (%), 2024
Figure 7: United States Overall Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 8: United States Overall Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 9: United States Overall Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 10: Overall Lending Market Share by Type of Lending (%), 2024
Figure 11: Alternative Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 12: Alternative Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 13: Alternative Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 14: Bank-based / NBFC Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 15: Bank-based / NBFC Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 16: Bank-based / NBFC Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 17: United States Overall Lending Market Share by End-User (%), 2024
Figure 18: Retail Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 19: Retail Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 20: Retail Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 21: SME / MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 22: SME / MSME Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 23: SME / MSME Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 24: Retail Lending Market Share by Loan Purpose / Use Case (%), 2024
Figure 25: Housing / Mortgage Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 26: Housing / Mortgage Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 27: Housing / Mortgage Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 28: Auto Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 29: Auto Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 30: Auto Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 31: Education Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 32: Education Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 33: Education Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 34: Personal Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 35: Personal Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 36: Personal Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 37: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 38: Others - Loan Disbursement Volume Dynamics (Million), 2020-2029
Figure 39: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 40: SME/MSME Lending Market Share by Loan Purpose / Use Case (%), 2024
Figure 41: Working Capital Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 42: Working Capital Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 43: Working Capital Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 44: Expansion Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 45: Expansion Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 46: Expansion Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 47: Equipment / Machinery Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 48: Equipment / Machinery Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 49: Equipment / Machinery Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 50: Invoice Financing / Factoring - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 51: Invoice Financing / Factoring - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 52: Invoice Financing / Factoring - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 53: Trade Finance - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 54: Trade Finance - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 55: Trade Finance - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 56: Real Estate / Commercial Property Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 57: Real Estate / Commercial Property Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 58: Real Estate / Commercial Property Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 59: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 60: Others - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 61: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 62: Overall Lending Market Share by Distribution Channel (%), 2024
Figure 63: Branch / Physical - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 64: Direct Digital Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 65: Agent / Broker Channel - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 66: United States Alternative Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 67: United States Alternative Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 68: United States Alternative Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 69: Alternative Lending Market Share by End-User (%), 2024
Figure 70: Consumer Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 71: Consumer Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 72: Consumer Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 73: SME / MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 74: SME / MSME Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 75: SME / MSME Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 76: Alternative Lending Market Share by Finance Models (%), 2024
Figure 77: P2P Marketplace - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 78: P2P Marketplace - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 79: P2P Marketplace - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 80: Balance Sheet Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 81: Balance Sheet Lending - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 82: Balance Sheet Lending - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 83: Invoice Trading - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 84: Invoice Trading - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 85: Invoice Trading - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 86: Real Estate Crowdfunding - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 87: Real Estate Crowdfunding - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 88: Real Estate Crowdfunding - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 89: Other Models - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 90: Other Models - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 91: Other Models - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 92: Alternative Lending Market Share by Finance Models and End-User Segments (%), 2024
Figure 93: United States Alternative Lending by P2P Marketplace - Consumer Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 94: United States Alternative Lending by P2P Marketplace - SME/MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 95: United States Alternative Lending by P2P Marketplace - Property Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 96: United States Alternative Lending by Balance Sheet - Consumer Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 97: United States Alternative Lending by Balance Sheet - SME/MSME Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 98: United States Alternative Lending by Balance Sheet - Property Lending - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 99: Alternative Lending Market Share by Retail Loan Purpose / Use Case (%), 2024
Figure 100: Personal Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 101: Personal Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 102: Personal Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 103: Payroll Advance - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 104: Payroll Advance - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 105: Payroll Advance - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 106: Home Improvement - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 107: Home Improvement - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 108: Home Improvement - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 109: Education/Student Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 110: Education/Student Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 111: Education/Student Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 112: Point of Sale Credit - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 113: Point of Sale Credit - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 114: Point of Sale Credit - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 115: Auto Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 116: Auto Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 117: Auto Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 118: Medical Loans - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 119: Medical Loans - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 120: Medical Loans - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 121: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 122: Others - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 123: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 124: United States Alternative Lending Market Share by SME/MSME Loan Purpose / Use Case (%), 2024
Figure 125: Lines of Credit - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 126: Lines of Credit - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 127: Lines of Credit - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 128: Merchant Cash Advance - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 129: Merchant Cash Advance - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 130: Merchant Cash Advance - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 131: Invoice Factoring - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 132: Invoice Factoring - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 133: Invoice Factoring - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 134: Revenue Financing - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 135: Revenue Financing - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 136: Revenue Financing - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 137: Others - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 138: Others - Loan Disbursement Volume Dynamics (Thousands), 2020-2029
Figure 139: Others - Average Loan Ticket Size Dynamics (US$), 2020-2029
Figure 140: United States Alternative Lending Market Share by Payment Instrument (%), 2024
Figure 141: United States Payment Instrument of Alternative Lending by Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 142: United States Payment Instrument of Alternative Lending by Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 143: United States Payment Instrument of Alternative Lending by E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 144: United States Payment Instrument of Alternative Lending by Other - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 145: United States Alternative Lending Market Share by P2P Marketplace across Payment Instruments (%), 2024
Figure 146: P2P Marketplace across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 147: P2P Marketplace across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 148: P2P Marketplace across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 149: P2P Marketplace across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 150: United States Alternative Lending Market Share by Balance Sheet across Payment Instruments (%), 2024
Figure 151: Balance Sheet across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 152: Balance Sheet across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 153: Balance Sheet across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 154: Balance Sheet across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 155: Alternative Lending Market Share by Invoice Trading across Payment Instruments (%), 2024
Figure 156: Invoice Trading across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 157: Invoice Trading across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 158: Invoice Trading across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 159: Invoice Trading across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 160: United States Alternative Lending Market Share by Real Estate Crowdfunding across Payment Instruments (%), 2024
Figure 161: Real Estate Crowdfunding across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 162: Real Estate Crowdfunding across - Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 163: Real Estate Crowdfunding across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 164: Real Estate Crowdfunding across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 165: Alternative Lending Market Share by Other Finance Models across Payment Instruments (%), 2024
Figure 166: Other Finance Models across Credit Transfer - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 167: Other Finance Models across Debit Card - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 168: Other Finance Models across E-Money - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 169: Other Finance Models across Other Payment Instrument - Loan Disbursement Value Dynamics (US$ Million), 2020-2029
Figure 170: United States Alternative Lending by Age Group (%), 2024
Figure 171: United States Alternative Lending by Income Level (%), 2024
Figure 172: United States Alternative Lending by Gender (%), 2024
Figure 173: United States Alternative Lending by Delinquency Rate (%), 2024

Table Information

Report AttributeDetails
No. of Pages200
PublishedNovember 2025
Forecast Period2025 - 2029
Estimated Market Value ( USD ) in 2025 $ 62.78 Billion
Forecasted Market Value ( USD ) by 2029 $ 105.3 Billion
Compound Annual Growth Rate13.8%
Regions CoveredUnited States

Related Topics

Related Reports

Alternative Lending Market Report 2025 - Product Image

Alternative Lending Market Report 2025

  • Report
  • 250 Pages
  • Global
From
Lending and Payments Market Report 2025 - Product Image

Lending and Payments Market Report 2025

  • Report
  • 250 Pages
  • Global
From
Peer to Peer Lending Market Report by Loan Type, Business Model, End User, and Region 2025-2033 - Product Image

Peer to Peer Lending Market Report by Loan Type, Business Model, End User, and Region 2025-2033

  • Report
  • 121 Pages
  • Global
From
Peer-To-Peer Lending Market - Global Forecast 2025-2032 - Product Image

Peer-To-Peer Lending Market - Global Forecast 2025-2032

  • Report
  • 196 Pages
  • Global
From
Alternative Lending Platforms - Global Strategic Business Report - Product Image

Alternative Lending Platforms - Global Strategic Business Report

  • Report
  • 465 Pages
  • Global
From

About the Alternative Lending Market

Alternative Lending is a form of banking that provides financing to individuals and businesses outside of traditional banking institutions. It is often used by those who are unable to access traditional bank loans due to a lack of credit history or other factors. Alternative Lending typically involves a more streamlined process than traditional banking, with less paperwork and faster approval times. It also offers more flexible repayment terms and lower interest rates than traditional banking. Alternative Lending is becoming increasingly popular as a way to access capital for businesses and individuals. It is often used to finance small business growth, purchase real estate, or consolidate debt. Some companies in the Alternative Lending market include Kabbage, LendingClub, and OnDeck. These companies provide a variety of loan products, including business loans, personal loans, and lines of credit. They also offer a range of services, such as credit monitoring and debt consolidation. Show Less Read more

Copyright © 2002-2025 Research and Markets. All Rights Reserved.