Financial Cards and Payments in Germany

Germany’s financial cards market saw a degree of consolidation in 2025 as consumers increasingly turned to their debit cards for everyday purchases, while issuers looked to streamline their operations. In contrast, the use of credit and charge cards was more task specific, focusing on online purchases, travel and subscriptions. Pre-paid and store cards continued to fall out of favour as the focus shifted to apps and co-branded bank cards.

This Financial Cards and Payments in Germany report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, Mobile Payments, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

• Get a detailed picture of the Financial Cards and Payments market;
• Pinpoint growth sectors and identify factors driving change;
• Understand the competitive environment, the market’s major players and leading brands;
• Use five-year forecasts to assess how the market is predicted to develop.