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Capitec Bank Holdings Ltd (CPI) - Financial and Strategic SWOT Analysis Review

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    SWOT Analysis

  • 34 Pages
  • September 2023
  • GlobalData
  • ID: 1495247
Capitec Bank Holdings Ltd (CPI) - Financial and Strategic SWOT Analysis Review provides you an in-depth strategic SWOT analysis of the company’s businesses and operations. The profile has been compiled by the publisher to bring to you a clear and an unbiased view of the company’s key strengths and weaknesses and the potential opportunities and threats. The profile helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.

The profile contains critical company information including:

  • Business description - A detailed description of the company’s operations and business divisions.
  • Corporate strategy - Analyst’s summarization of the company’s business strategy.
  • SWOT Analysis - A detailed analysis of the company’s strengths, weakness, opportunities and threats.
  • Company history - Progression of key events associated with the company.
  • Major products and services - A list of major products, services and brands of the company.
  • Key competitors - A list of key competitors to the company.
  • Key employees - A list of the key executives of the company.
  • Executive biographies - A brief summary of the executives’ employment history.
  • Key operational heads - A list of personnel heading key departments/functions.
  • Important locations and subsidiaries - A list and contact details of key locations and subsidiaries of the company.
  • Detailed financial ratios for the past five years - The latest financial ratios derived from the annual financial statements published by the company with 5 years history.
  • Interim ratios for the last five interim periods - The latest financial ratios derived from the quarterly/semi-annual financial statements published by the company for 5 interims history.


Capitec Bank Holdings Ltd (Capitec) is a diversified provider of financial products and services. The bank along with its subsidiaries is active in banking, property, and consumer goods markets. The various retail banking services offered by the bank include debit orders, credit cards, home loans, personal credit, credit insurance, personal loans, and savings accounts. Its related financial services comprise card machines, workplace banking, salary transfers, and financial skills services. The bank offers its products and services to individuals through a network of branches and ATMs. It has an operational presence across various states in South Africa including Eastern Cape, Free State, Gauteng, KwaZulu-Natal, Limpopo, Mpumalanga, North West, Northern Cape, and Western Cape. Capitec is headquartered in Stellenbosch, Western Cape, South Africa.

Key benefits of buying this profile include:

You get detailed information about the company and its operations to identify potential customers and suppliers.
  • The profile analyzes the company’s business structure, operations, major products and services, prospects, locations and subsidiaries, key executives and their biographies and key competitors.
Understand and respond to your competitors’ business structure and strategies, and capitalize on their weaknesses. Stay up to date on the major developments affecting the company.
  • The company’s core strengths and weaknesses and areas of development or decline are analyzed and presented in the profile objectively. Recent developments in the company covered in the profile help you track important events.
Equip yourself with information that enables you to sharpen your strategies and transform your operations profitably.
  • Opportunities that the company can explore and exploit are sized up and its growth potential assessed in the profile. Competitive and/or technological threats are highlighted.
Scout for potential investments and acquisition targets, with detailed insight into the companies’ strategic, financial and operational performance.
  • Financial ratio presented for major public companies in the profile include the revenue trends, profitability, growth, margins and returns, liquidity and leverage, financial position and efficiency ratios.
Gain key insights into the company for academic or business research.
  • Key elements such as SWOT analysis, corporate strategy and financial ratios and charts are incorporated in the profile to assist your academic or business research needs.
Note: Some sections may be missing if data is unavailable for the company

Table of Contents

Section 1 - About the Company
  • Capitec Bank Holdings Ltd - Key Facts
  • Capitec Bank Holdings Ltd - Key Employees
  • Capitec Bank Holdings Ltd - Key Employee Biographies
  • Capitec Bank Holdings Ltd - Major Products and Services
  • Capitec Bank Holdings Ltd - History
  • Capitec Bank Holdings Ltd - Company Statement
  • Capitec Bank Holdings Ltd - Locations And Subsidiaries
  • Head Office
  • Other Locations & Subsidiaries
Section 2 - Company Analysis
  • Company Overview
  • Capitec Bank Holdings Ltd - Business Description
  • Business Segment: Business Bank
  • Overview
  • Performance
  • Key Stats
  • Business Segment: Insurance
  • Overview
  • Performance
  • Key Stats
  • Business Segment: Retail Bank
  • Overview
  • Performance
  • Key Stats
  • Capitec Bank Holdings Ltd - Corporate Strategy
  • Capitec Bank Holdings Ltd - SWOT Analysis
  • SWOT Analysis - Overview
  • Capitec Bank Holdings Ltd - Strengths
  • Capitec Bank Holdings Ltd - Weaknesses
  • Capitec Bank Holdings Ltd - Opportunities
  • Capitec Bank Holdings Ltd - Threats
  • Capitec Bank Holdings Ltd - Key Competitors
Section 3 - Company Financial Ratios
  • Financial Ratios - Capital Market Ratios
  • Financial Ratios - Annual Ratios
  • Performance Chart
  • Financial Performance
  • Financial Ratios - Interim Ratios
  • Financial Ratios - Ratio Charts
Section 4 - Appendix
  • Methodology
  • Ratio Definitions
  • About the Publisher
  • Contact the Publisher
  • Disclaimer
List of Tables
  • Capitec Bank Holdings Ltd, Key Facts
  • Capitec Bank Holdings Ltd, Key Employees
  • Capitec Bank Holdings Ltd, Key Employee Biographies
  • Capitec Bank Holdings Ltd, Major Products and Services
  • Capitec Bank Holdings Ltd, History
  • Capitec Bank Holdings Ltd, Other Locations
  • Capitec Bank Holdings Ltd, Subsidiaries
  • Capitec Bank Holdings Ltd, Key Competitors
  • Capitec Bank Holdings Ltd, Ratios based on current share price
  • Capitec Bank Holdings Ltd, Annual Ratios
  • Capitec Bank Holdings Ltd, Interim Ratios
  • Currency Codes
  • Capital Market Ratios
  • Equity Ratios
  • Profitability Ratios
  • Cost Ratios
  • Liquidity Ratios
  • Leverage Ratios
  • Efficiency Ratios
List of Figures
  • Capitec Bank Holdings Ltd, Performance Chart (2019 - 2023)
  • Capitec Bank Holdings Ltd, Ratio Charts

Companies Mentioned (Partial List)

A selection of companies mentioned in this report includes, but is not limited to:

  • Absa Group Ltd
  • Investec Ltd
  • Standard Bank Group Ltd
  • Nedbank Group Ltd
  • FirstRand Ltd