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Consumer Credit in Mexico

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    Report

  • 15 Pages
  • January 2026
  • Region: Mexico
  • Euromonitor International
  • ID: 1541484
Consumer credit maintained its upward trajectory in 2025, with solid value growth in both gross lending and outstanding balances, particularly in durables lending, even amid an uncertain macroeconomic environment. Mexico is a highly attractive country for fintech companies; however, given its maturity stage, it is essential that they have a solid business model to enter.

This Consumer Credit in Mexico report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Credit market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

KEY DATA FINDINGS
2025 DEVELOPMENTS
  • Consumer credit in Mexico sees growth in 2025
INDUSTRY PERFORMANCE
  • Growth across metrics for consumer credit, especially in durables
  • BNPL expands access to credit
  • Opportunities exist to capture category share
WHAT’S NEXT?
  • Uncertainty in the macroeconomic outlook could put Mexicans’ payment capacity at risk
  • Competitive landscape could lower interest rates
  • Digitalisation set to continue apace
CATEGORY DATA
  • Table 1 Consumer Credit: Outstanding Balance by Category: Value 2020-2025
  • Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 3 Consumer Credit: Gross Lending by Category: Value 2020-2025
  • Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
  • Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2025-2030
  • Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2025-2030
  • Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2025-2030
  • Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTSCONSUMER LENDING IN MEXICO
EXECUTIVE SUMMARY
  • Consumer lending in Mexico increases in 2025 amid advances in digital payment systems
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
  • Fintech drives category growth in 2025
  • Mortgage lending sees growth, as younger consumers are attracted by competitive rates and flexible terms
  • Regulatory developments supporting financial inclusion
WHAT’S NEXT?
  • Steady growth ahead for consumer lending in Mexico
  • AI will continue to drive innovation
MARKET DATA
  • Table 9 Consumer Lending: Outstanding Balance by Category: Value 2020-2025
  • Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
  • Table 11 Consumer Lending: Gross Lending by Category: Value 2020-2025
  • Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
  • Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
  • Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
  • Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
  • Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
  • Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2025-2030
  • Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2025-2030
  • Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2025-2030
  • Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS
SOURCES
  • Summary 1 Research Sources