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Consumer Credit in Sweden

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    Report

  • 16 Pages
  • November 2023
  • Region: Sweden
  • Euromonitor International
  • ID: 1542390
Consumer credit suffered during the first year of the COVID-19 pandemic, when economic uncertainty saw the postponement of larger purchases. While gross lending surpassed pre-pandemic levels in 2022, consumers remained cautious, amid much uncertainty about the future. Auto lending, in particular took a hit in 2022, following a strong recovery in 2021. This was due to a shortage of electrical components, which saw the automotive industry temporarily grind to a halt.

The Consumer Credit in Sweden report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Credit market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

CONSUMER CREDIT IN SWEDENKEY DATA FINDINGS
2022 DEVELOPMENTS
  • Economic uncertainty leads to continued consumer cautiousness
  • Strong performance for education lending
  • Closure of bank branches increases importance of digital solutions
PROSPECTS AND OPPORTUNITIES
  • Concerns over high levels of debt, in view of economic uncertainty
  • Education lending to receive boost from “transition study” loans
  • Green and ethical lending likely to be an area for development
CATEGORY DATA
  • Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
  • Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
  • Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
  • Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
  • Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
  • Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027
CONSUMER LENDING IN SWEDEN
EXECUTIVE SUMMARY
  • Consumer lending in 2022: The big picture
  • 2022 key trends - growing concern over high levels of debt
  • Mortgage lending could see slower growth, while green products have potential
  • BNPL sees rapid development, but challenges could lie ahead
  • What next for consumer lending?
MARKET DATA
  • Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
  • Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
  • Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
  • Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
  • Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
  • Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
  • Summary 1 Research Sources