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Charge Cards in Italy

  • PDF Icon

    Report

  • 29 Pages
  • February 2026
  • Region: Italy
  • Euromonitor International
  • ID: 1543088
In 2025, personal charge card circulation declined as Italians streamlined their card holdings to manage expenses more efficiently, while commercial charge card volumes grew. Despite fewer cards in circulation, digital payment activity increased, driven by versatile options like debit cards and Buy Now Pay Later services. This shift resulted in higher transaction volumes and values, reflecting a growing preference for digital payment options in Italy.

This Charge Card Transactions in Italy report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Commercial Charge Card Transactions, Personal Charge Card Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Charge Card Transactions market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

KEY DATA FINDINGS
2025 DEVELOPMENTS
  • Charge card circulation declines, but transactions increase in 2025
INDUSTRY PERFORMANCE
  • Italian consumers streamline charge cards, leading to decline in circulation
  • Charge cards are increasingly used for day-to-day spending
  • Digital payments with charge cards continue to rise
WHAT’S NEXT?
  • Charge card transactions forecast to increase in the coming years
  • Contactless payments will continue to rise
  • Online payments faster and safer with biometric scanning
COMPETITIVE LANDSCAPE
  • Mastercard retains its leading position in 2025
  • Intesa Sanpaolo initiative wins award
CATEGORY DATA
  • Table 1 Charge Cards: Number of Cards in Circulation 2020-2025
  • Table 2 Charge Cards Transactions 2020-2025
  • Table 3 Charge Cards in Circulation: % Growth 2020-2025
  • Table 4 Charge Cards Transactions: % Growth 2020-2025
  • Table 5 Commercial Charge Cards: Number of Cards in Circulation 2020-2025
  • Table 6 Commercial Charge Cards Transactions 2020-2025
  • Table 7 Commercial Charge Cards in Circulation: % Growth 2020-2025
  • Table 8 Commercial Charge Cards Transactions: % Growth 2020-2025
  • Table 9 Personal Charge Cards: Number of Cards in Circulation 2020-2025
  • Table 10 Personal Charge Cards Transactions 2020-2025
  • Table 11 Personal Charge Cards in Circulation: % Growth 2020-2025
  • Table 12 Personal Charge Cards Transactions: % Growth 2020-2025
  • Table 13 Charge Cards: Number of Cards by Issuer 2020-2024
  • Table 14 Charge Cards: Number of Cards by Operator 2020-2024
  • Table 15 Charge Cards Payment Transaction Value by Issuer 2020-2024
  • Table 16 Charge Cards Payment Transaction Value by Operator 2020-2024
  • Table 17 Commercial Charge Cards: Number of Cards by Issuer 2020-2024
  • Table 18 Commercial Charge Cards: Number of Cards by Operator 2020-2024
  • Table 19 Commercial Charge Cards Payment Transaction Value by Issuer 2020-2024
  • Table 20 Commercial Charge Cards Payment Transaction Value by Operator 2020-2024
  • Table 21 Personal Charge Cards: Number of Cards by Issuer 2020-2024
  • Table 22 Personal Charge Cards: Number of Cards by Operator 2020-2024
  • Table 23 Personal Charge Cards Transaction Value by Issuer 2020-2024
  • Table 24 Personal Charge Cards Transaction Value by Operator 2020-2024
  • Table 25 Forecast Charge Cards: Number of Cards in Circulation 2025-2030
  • Table 26 Forecast Charge Cards Transactions 2025-2030
  • Table 27 Forecast Charge Cards in Circulation: % Growth 2025-2030
  • Table 28 Forecast Charge Cards Transactions: % Growth 2025-2030
  • Table 29 Forecast Commercial Charge Cards: Number of Cards in Circulation 2025-2030
  • Table 30 Forecast Commercial Charge Cards Transactions 2025-2030
  • Table 31 Forecast Commercial Charge Cards in Circulation: % Growth 2025-2030
  • Table 32 Forecast Commercial Charge Cards Transactions: % Growth 2025-2030
  • Table 33 Forecast Personal Charge Cards: Number of Cards in Circulation 2025-2030
  • Table 34 Forecast Personal Charge Cards Transactions 2025-2030
  • Table 35 Forecast Personal Charge Cards in Circulation: % Growth 2025-2030
  • Table 36 Forecast Personal Charge Cards Transactions: % Growth 2025-2030
COUNTRY REPORTSFINANCIAL CARDS AND PAYMENTS IN ITALY
EXECUTIVE SUMMARY
  • Growth for financial cards in 2025
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
  • Growth for financial cards as businesses increase adoption
  • Wallets and wearables are growing trends in Italy
  • Commercial cards and payments increase in 2025
WHAT’S NEXT?
  • Positive outlook for financial cards in the years ahead
  • Consumer behaviour set to evolve, with demand for rapid everyday payment solutions
  • Artificial intelligence will enhance security and operational efficiency
COMPETITIVE LANDSCAPE
  • Intesa Sanpaolo and Unicredi remain the leading players
  • Banks pursue mergers and acquisitions to improve their range of services
MARKET INDICATORS
  • Table 37 Number of POS Terminals: Units 2020-2025
  • Table 38 Number of ATMs: Units 2020-2025
  • Table 39 Value Lost to Fraud 2020-2025
  • Table 40 Card Expenditure by Location 2025
  • Table 41 Financial Cards in Circulation by Type: % Number of Cards 2020-2025
  • Table 42 Domestic versus Foreign Spend 2025
MARKET DATA
  • Table 43 Financial Cards by Category: Number of Cards in Circulation 2020-2025
  • Table 44 Financial Cards by Category: Number of Accounts 2020-2025
  • Table 45 Financial Cards Transactions by Category: Value 2020-2025
  • Table 46 Financial Cards by Category: Number of Transactions 2020-2025
  • Table 47 Consumer Payments by Category: Value 2020-2025
  • Table 48 Consumer Payments by Category: Number of Transactions 2020-2025
  • Table 49 M-Commerce by Category: Value 2020-2025
  • Table 50 M-Commerce by Category: % Value Growth 2020-2025
  • Table 51 Financial Cards: Number of Cards by Issuer 2020-2024
  • Table 52 Financial Cards: Number of Cards by Operator 2020-2024
  • Table 53 Financial Cards: Card Payment Transactions Value by Operator 2020-2024
  • Table 54 Financial Cards: Card Payment Transactions Value by Issuer 2020-2024
  • Table 55 Forecast Financial Cards by Category: Number of Cards in Circulation 2025-2030
  • Table 56 Forecast Financial Cards by Category: Number of Accounts 2025-2030
  • Table 57 Forecast Financial Cards Transactions by Category: Value 2025-2030
  • Table 58 Forecast Financial Cards by Category: Number of Transactions 2025-2030
  • Table 59 Forecast Consumer Payments by Category: Value 2025-2030
  • Table 60 Forecast Consumer Payments by Category: Number of Transactions 2025-2030
  • Table 61 Forecast M-Commerce by Category: Value 2025-2030
  • Table 62 Forecast M-Commerce by Category: % Value Growth 2025-2030
COUNTRY REPORTS
SOURCES
  • Summary 1 Research Sources