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Credit Cards in Thailand

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    Report

  • 31 Pages
  • February 2026
  • Region: Thailand
  • Euromonitor International
  • ID: 2118760
Transaction values in credit cards achieved small growth in Thailand in 2025, with cards in circulation seeing a sub-decimal decline. However, the small decline in cards in circulation is an improvement upon the previous year, while the small positive in value transactions has fallen from the previous year.

This Credit Card Transactions in Thailand report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Commercial Credit Card Transactions, Personal Credit Card Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Credit Card Transactions market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

KEY DATA FINDINGS
2025 DEVELOPMENTS
  • Transaction values remain positive, yet low, while cards in circulation see an improvement from the previous year
INDUSTRY PERFORMANCE
  • Consumer confidence starts to improve, while banks attract consumers with co-branded cards
  • Low positive transaction values supported by expansion of contactless payments and mobile wallet integration
WHAT’S NEXT?
  • Credit card transactions will be supported be expanding e-commerce, mobile payment integration, and contactless payments
  • Credit card issuers will focus on digital innovation and personalisation
  • Stronger focus on fraud mitigation and security innovations expected
COMPETITIVE LANDSCAPE
  • Visa and Krungsri benefit from co-branded launches and user rewards
  • Dynamic issuers and operators benefit from digital innovation and deeper collaborations with banks
CATEGORY DATA
  • Table 1 Credit Cards: Number of Cards in Circulation 2020-2025
  • Table 2 Credit Cards Transactions 2020-2025
  • Table 3 Credit Cards in Circulation: % Growth 2020-2025
  • Table 4 Credit Cards Transactions: % Growth 2020-2025
  • Table 5 Commercial Credit Cards: Number of Cards in Circulation 2020-2025
  • Table 6 Commercial Credit Cards Transactions 2020-2025
  • Table 7 Commercial Credit Cards in Circulation: % Growth 2020-2025
  • Table 8 Commercial Credit Cards Transactions: % Growth 2020-2025
  • Table 9 Personal Credit Cards: Number of Cards in Circulation 2020-2025
  • Table 10 Personal Credit Cards Transactions 2020-2025
  • Table 11 Personal Credit Cards in Circulation: % Growth 2020-2025
  • Table 12 Personal Credit Cards Transactions: % Growth 2020-2025
  • Table 13 Credit Cards: Number of Cards by Issuer 2020-2024
  • Table 14 Credit Cards: Number of Cards by Operator 2020-2024
  • Table 15 Credit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 16 Credit Cards Payment Transaction Value by Operator 2020-2024
  • Table 17 Commercial Credit Cards: Number of Cards by Issuer 2020-2024
  • Table 18 Commercial Credit Cards: Number of Cards by Operator 2020-2024
  • Table 19 Commercial Credit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 20 Commercial Credit Cards Payment Transaction Value by Operator 2020-2024
  • Table 21 Personal Credit Cards: Number of Cards by Issuer 2020-2024
  • Table 22 Personal Credit Cards: Number of Cards by Operator 2020-2024
  • Table 23 Personal Credit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 24 Personal Credit Cards Payment Transaction Value by Operator 2020-2024
  • Table 25 Forecast Credit Cards: Number of Cards in Circulation 2025-2030
  • Table 26 Forecast Credit Cards Transactions 2025-2030
  • Table 27 Forecast Credit Cards in Circulation: % Growth 2025-2030
  • Table 28 Forecast Credit Cards Transactions: % Growth 2025-2030
  • Table 29 Forecast Commercial Credit Cards: Number of Cards in Circulation 2025-2030
  • Table 30 Forecast Commercial Credit Cards Transactions 2025-2030
  • Table 31 Forecast Commercial Credit Cards in Circulation: % Growth 2025-2030
  • Table 32 Forecast Commercial Credit Cards Transactions: % Growth 2025-2030
  • Table 33 Forecast Personal Credit Cards: Number of Cards in Circulation 2025-2030
  • Table 34 Forecast Personal Credit Cards Transactions 2025-2030
  • Table 35 Forecast Personal Credit Cards in Circulation: % Growth 2025-2030
  • Table 36 Forecast Personal Credit Cards Transactions: % Growth 2025-2030
COUNTRY REPORTSFINANCIAL CARDS AND PAYMENTS IN THAILAND
EXECUTIVE SUMMARY
  • Financial cards and payments enter a phase of strategic transformation
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
  • Cards in circulation show small positive growth, supported by issuer-led digital initiatives
  • Expansion of multi-functional digital cards continues
  • Integration of mobile and proximity payments in Thai consumers’ everyday life
WHAT’S NEXT?
  • Cards in circulation will continue to rise in line with digitisation
  • Established issuers will expand co-branded and multi-functional cards
  • Convergence of cards, wallets, and mobile platforms will drive higher transaction frequency
COMPETITIVE LANDSCAPE
  • Kasikorn Bank, Bank of Ayudhya, and Krungthai Card Public leverage digital ecosystems and strategic partnerships
  • Bank of Ayudhya (Krungsri) and Kasikorn Bank (KBank) benefit from agility in digital innovation
  • Emerging fintech operator Rabbit LINE Pay (LINE Pay) as a rising star
MARKET INDICATORS
  • Table 37 Number of POS Terminals: Units 2020-2025
  • Table 38 Number of ATMs: Units 2020-2025
  • Table 39 Value Lost to Fraud 2020-2025
  • Table 40 Card Expenditure by Location 2025
  • Table 41 Financial Cards in Circulation by Type: % Number of Cards 2020-2025
  • Table 42 Domestic versus Foreign Spend 2025
MARKET DATA
  • Table 43 Financial Cards by Category: Number of Cards in Circulation 2020-2025
  • Table 44 Financial Cards by Category: Number of Accounts 2020-2025
  • Table 45 Financial Cards Transactions by Category: Value 2020-2025
  • Table 46 Financial Cards by Category: Number of Transactions 2020-2025
  • Table 47 Consumer Payments by Category: Value 2020-2025
  • Table 48 Consumer Payments by Category: Number of Transactions 2020-2025
  • Table 49 M-Commerce by Category: Value 2020-2025
  • Table 50 M-Commerce by Category: % Value Growth 2020-2025
  • Table 51 Financial Cards: Number of Cards by Issuer 2020-2024
  • Table 52 Financial Cards: Number of Cards by Operator 2020-2024
  • Table 53 Financial Cards: Card Payment Transactions Value by Operator 2020-2024
  • Table 54 Financial Cards: Card Payment Transactions Value by Issuer 2020-2024
  • Table 55 Forecast Financial Cards by Category: Number of Cards in Circulation 2025-2030
  • Table 56 Forecast Financial Cards by Category: Number of Accounts 2025-2030
  • Table 57 Forecast Financial Cards Transactions by Category: Value 2025-2030
  • Table 58 Forecast Financial Cards by Category: Number of Transactions 2025-2030
  • Table 59 Forecast Consumer Payments by Category: Value 2025-2030
  • Table 60 Forecast Consumer Payments by Category: Number of Transactions 2025-2030
  • Table 61 Forecast M-Commerce by Category: Value 2025-2030
  • Table 62 Forecast M-Commerce by Category: % Value Growth 2025-2030
COUNTRY REPORTS
SOURCES
  • Summary 1 Research Sources