Industrial Banks in the US - Industry Market Research Report

  • ID: 239627
  • Report
  • Region: United States
  • 37 pages
  • IBISWorld
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Bottom line: Operators will continue to expand, but capital requirements present a barrier to new entrants

FEATURED COMPANIES

  • BMW Bank of North America
  • Comenity Capital Bank
  • Merrick Bank
  • Sallie Mae
  • UBS AG
  • USAA Savings Bank
  • MORE

Industrial Banks in the US

Over the five years to 2019, the Industrial Banks industry has advanced further into the public spotlight. The industry's core business of issuing credit cards and originating loans has grown over the five years to 2019. Strong underlying growth in interest rates, consumer borrowing and access to credit has characterized the industry for most of the five-year period. the researcher estimates that projected increases in borrowing costs, coupled with improving consumer spending and loan demand, will cause industry revenue to rise over the five years to 2024. Revenue growth will be propelled by the industry's largest banks, while the total number of industry participants is expected to decline over the next five years. Nonetheless, the industry is expected to retain its appeal to financial technology companies and nonfinancial institutions that are able to meet the capital reserve requirements dictated the FDIC.

Industrial banks, also known as industrial loan companies, are financial institutions authorized to make consumer and commercial loans and to accept federally insured deposits. Either financial or commercial operators can own these types of banks. The Federal Reserve does not regulate industrial banks under the Bank Holding Act; instead, they are regulated by the state under which they are charted and the Federal Deposit Insurance Corporation.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

Note: Product cover images may vary from those shown
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FEATURED COMPANIES

  • BMW Bank of North America
  • Comenity Capital Bank
  • Merrick Bank
  • Sallie Mae
  • UBS AG
  • USAA Savings Bank
  • MORE
ABOUT THIS INDUSTRY
Industry Definition
Main Activities
Similar Industries
Additional Resources

INDUSTRY AT A GLANCE

INDUSTRY PERFORMANCE
Executive Summary
Key External Drivers
Current Performance
Industry Outlook
Industry Life Cycle

PRODUCTS & MARKETS
Supply Chain
Products & Services
Demand Determinants
Major Markets
International Trade
Business Locations

COMPETITIVE LANDSCAPE
Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Basis of Competition
Barriers to Entry
Industry Globalization

MAJOR COMPANIES

OPERATING CONDITIONS
Capital Intensity
Technology & Systems
Revenue Volatility
Regulation & Policy
Industry Assistance

KEY STATISTICS
Industry Data
Annual Change
Key Ratios

JARGON & GLOSSARY
Note: Product cover images may vary from those shown
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  • UBS AG
  • Sallie Mae
  • USAA Savings Bank
  • Comenity Capital Bank
  • Merrick Bank
  • BMW Bank of North America
Note: Product cover images may vary from those shown
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Note: Product cover images may vary from those shown
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