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Industrial Banks in the US - Industry Market Research Report

  • ID: 239627
  • Report
  • August 2020
  • Region: United States
  • 50 pages
  • IBISWorld
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On Loan: Increases in Borrowing Costs Are Expected to Boost Industry Revenue Growth

FEATURED COMPANIES

  • Comenity Capital Bank
  • Merrick Bank
  • Sallie Mae
  • UBS AG
  • USAA Savings Bank
  • MORE

Industrial Banks in the US

Over the five years to 2019, the Industrial Banks industry has advanced further into the public spotlight. The industry's core business of issuing credit cards and originating loans has grown over the five years to 2019. Strong underlying growth in interest rates, consumer borrowing and access to credit has characterized the industry for most of the five-year period. the analyst estimates that projected increases in borrowing costs, coupled with improving consumer spending and loan demand, will cause industry revenue to rise over the five years to 2024. Revenue growth will be propelled by the industry's largest banks, while the total number of industry participants is expected to decline over the next five years. Nonetheless, the industry is expected to retain its appeal to financial technology companies and nonfinancial institutions that are able to meet the capital reserve requirements dictated the FDIC.

Industrial banks, also known as industrial loan companies, are financial institutions authorized to make consumer and commercial loans and to accept federally insured deposits. Either financial or commercial operators can own these types of banks. The Federal Reserve does not regulate industrial banks under the Bank Holding Act; instead, they are regulated by the state under which they are charted and the Federal Deposit Insurance Corporation.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.

Note: Product cover images may vary from those shown
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FEATURED COMPANIES

  • Comenity Capital Bank
  • Merrick Bank
  • Sallie Mae
  • UBS AG
  • USAA Savings Bank
  • MORE
ABOUT THIS INDUSTRY
  • Industry Definition
  • Main Activities
  • Similar Industries
  • Additional Resources
INDUSTRY AT A GLANCE

INDUSTRY PERFORMANCE
  • Executive Summary
  • Key External Drivers
  • Current Performance
  • Industry Outlook
  • Industry Life Cycle
PRODUCTS & MARKETS
  • Supply Chain
  • Products & Services
  • Demand Determinants
  • Major Markets
  • International Trade
  • Business Locations
COMPETITIVE LANDSCAPE
  • Market Share Concentration
  • Key Success Factors
  • Cost Structure Benchmarks
  • Basis of Competition
  • Barriers to Entry
  • Industry Globalization
MAJOR COMPANIES

OPERATING CONDITIONS
  • Capital Intensity
  • Technology & Systems
  • Revenue Volatility
  • Regulation & Policy
  • Industry Assistance
KEY STATISTICS
  • Industry Data
  • Annual Change
  • Key Ratios
JARGON & GLOSSARY
Note: Product cover images may vary from those shown
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  • UBS AG
  • Sallie Mae
  • USAA Savings Bank
  • Comenity Capital Bank
  • Merrick Bank
Note: Product cover images may vary from those shown
4 of 4

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