Consumer Lending in Egypt - Research and Markets

2022 saw consumer lending in Egypt register a positive performance as both gross lending and outstanding balance increased in current price terms. Personal loans remain at the forefront of the consumer finance industry, with consumer credit products dominating the finance portfolios of the country’s leading retail banks. Indeed, consumer lending represented some 77.

The Consumer Lending in Egypt report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

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Get a detailed picture of the Consumer Lending market;
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Understand the competitive environment, the market’s major players and leading brands;
Use five-year forecasts to assess how the market is predicted to develop.

CONSUMER LENDING IN EGYPT

EXECUTIVE SUMMARY

Consumer lending has a growth spurt as trends move in the right direction
Non-bank consumer lending companies gain further ground
A stronger focus on consumer microfinance is seen during 2022
Spreading banking culture and raising awareness remain headline goals for industry players
Acceleration in the rise of BNPL and account-to-account payments set to spur growth

MARKET DATA

Table 1 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027

DISCLAIMER

SOURCES

Summary 1 Research Sources

CONSUMER CREDIT IN EGYPTKEY DATA FINDINGS2022 DEVELOPMENTS

Amazon Egypt announces partnership with local BNPL leader ValU

Local fintech player Hollydesk introduces more BNPL options for SMEs
Banque Misr continues to lead the way by offering the most accessible personal loans

PROSPECTS AND OPPORTUNITIES

Strong growth slated for consumer credit despite high competition in the market
Lifestyle financing company Ollin poised to grow after launching in Egypt
Housing & Development Bank on its way to becoming a leading consumer lender

CATEGORY DATA

Table 13 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 15 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027