Consumer Lending in Malaysia - Research and Markets

Over 2022, consumer credit gross lending is set to continue its recovery from the strong decline in current value terms recorded in 2020 in the wake of the Coronavirus (COVID-19) public health crisis in Malaysia. A strong rebound in 2021 took consumer credit gross lending above its 2019 level, with a projected double-digit increase over 2022 set to consolidate the improvement in consumer lending in Malaysia.

The Consumer Lending in Malaysia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Consumer Lending market;
Pinpoint growth sectors and identify factors driving change;
Understand the competitive environment, the market’s major players and leading brands;
Use five-year forecasts to assess how the market is predicted to develop.

CONSUMER LENDING IN MALAYSIA

EXECUTIVE SUMMARY

Consumer lending in 2022: The big picture
2022 key trends
Mortgage loan applicants face more stringent requirements from banks
Fast emergence of Buy Now Pay Later (BNPL) in Malaysia
What next for consumer lending?

MARKET DATA

Table 1 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027

DISCLAIMER

SOURCES

Summary 1 Research Sources

CONSUMER CREDIT IN MALAYSIAKEY DATA FINDINGS

2022 DEVELOPMENTS

Outstanding balance sees faster growth than gross lending in mortgages/housing
Changes in sales tax on passenger vehicles
Increased participation in third-level education boosts the demand for education loans

PROSPECTS AND OPPORTUNITIES

Higher interest rates on loans likely to dampen demand for consumer credit, although outstanding balance is set to slow progressively
Banks to continue to offer incentives to drive other personal lending
Government to tighten controls over Buy Now Pay Later (BNPL) players

CATEGORY DATA

Table 13 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 15 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027