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Consumer Lending in Malaysia

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    Report

  • 16 Pages
  • October 2022
  • Region: Malaysia
  • Euromonitor International
  • ID: 2511878
Over 2022, consumer credit gross lending is set to continue its recovery from the strong decline in current value terms recorded in 2020 in the wake of the Coronavirus (COVID-19) public health crisis in Malaysia. A strong rebound in 2021 took consumer credit gross lending above its 2019 level, with a projected double-digit increase over 2022 set to consolidate the improvement in consumer lending in Malaysia.

The Consumer Lending in Malaysia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

CONSUMER LENDING IN MALAYSIA
EXECUTIVE SUMMARY
  • Consumer lending in 2022: The big picture
  • 2022 key trends
  • Mortgage loan applicants face more stringent requirements from banks
  • Fast emergence of Buy Now Pay Later (BNPL) in Malaysia
  • What next for consumer lending?
MARKET DATA
  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2017-2022
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
  • Summary 1 Research Sources
CONSUMER CREDIT IN MALAYSIAKEY DATA FINDINGS
2022 DEVELOPMENTS
  • Outstanding balance sees faster growth than gross lending in mortgages/housing
  • Changes in sales tax on passenger vehicles
  • Increased participation in third-level education boosts the demand for education loans
PROSPECTS AND OPPORTUNITIES
  • Higher interest rates on loans likely to dampen demand for consumer credit, although outstanding balance is set to slow progressively
  • Banks to continue to offer incentives to drive other personal lending
  • Government to tighten controls over Buy Now Pay Later (BNPL) players
CATEGORY DATA
  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2017-2022
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027

Samples

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