Consumer Lending in Hong Kong, China

Consumer lending is expected to be rather sluggish in Hong Kong in 2022, compared with the huge recovery seen in 2021. Nevertheless, overall gross lending and the outstanding balance are set to maintain values almost equivalent to those seen the previous year. Major events, such as the fifth wave of COVID-19 and the global surge in inflation, discouraged overall consumer spending and consumer lending, resulting in stagnancy.

The Consumer Lending in Hong Kong, China report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Consumer Lending market;
Pinpoint growth sectors and identify factors driving change;
Understand the competitive environment, the market’s major players and leading brands;
Use five-year forecasts to assess how the market is predicted to develop.

CONSUMER LENDING IN HONG KONG, CHINA

EXECUTIVE SUMMARY

Consumer lending in 2022: The big picture
2022 key trends
Global inflation raises mortgage rates
Rising presence of virtual banks in consumer lending
What next for consumer lending?

MARKET DATA

Table 1 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027

DISCLAIMER

SOURCES

Summary 1 Research Sources

CONSUMER CREDIT IN HONG KONG, CHINAKEY DATA FINDINGS

2022 DEVELOPMENTS

The emergence of buy now pay later (BNPL)
Virtual banks continue to penetrate consumer credit
Education and auto lending see recovery compared with the previous year

PROSPECTS AND OPPORTUNITIES

Digital transformation prompts intense competition ahead
Challenging environment for lending players

CATEGORY DATA

Table 13 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 15 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027