Retail Banking Market Dynamics: Poland 2018

Retail Banking Market Dynamics: Poland 2018

Summary

The retail deposits market in Poland reported strong growth during 2013-17, but is expected to decrease slightly in the next five years. The mortgage market is forecast to accelerate over 2018-22 compared with the preceding five-year period, while the credit card market is anticipated to remain steady. Polish banks have witnessed a steady decline in profitability in recent years.

The report "Retail Banking Market Dynamics: Poland 2018", identifies macroeconomic and competitive dynamics that impact upon Poland's retail banking market. It provides insight into -

• Outlook for deposits, credit cards, personal loans, and mortgages


• Net changes in market share across all four product areas


• Overall financial performance, including profitability, efficiency, and income sources

Companies mentioned: ING Bank Slaski, mBank, PKO Bank, Bank Zachodni WBK, Bank Pekao, Getin Bank, Alior Bank, Citibank Handlowy, BGZ BNP Paribas, Bank Millennium

Scope

• Among the top banks in the Polish retail deposits market, Alior Bank increased its market share the most over the review period.


• ING Bank Slaski outperformed its competitors with the highest annual growth rate in mortgage loan balances in 2017.


• Credit card balances are expected to record a compound annual growth rate of 4.7% over 2018-22.

Reasons to Buy

• Identify factors affecting growth prospects across the deposit, credit card, personal loan, and mortgage markets.


• Track competitor gains and losses in market share.


• Assess the financial performance of competitors.