Why Should You Attend:
This webinar is the culmination of a bank regulatory consultant’s interaction with financial institutions around the country: questions asked, situations of concern, problems faced. In many cases, the problems and issues are the result of an appraisal function that is not compliant with the more crucial aspects of the regulatory guidance. This webinar will help attendees learn from these mistakes.
The program will also examine why commitment to an effective appraisal function must start at the top and be appropriately integrated into the entire lending function and credit side oversight.
Areas Covered in the Webinar:
Focus on the most important elements of the appraisal regulations that foster safety and soundness and improves the institutions’ regulatory compliance
Best practices for integration of the Interagency Appraisal and Evaluation Guidelines into an institution’s appraisal policy and practices
When it comes to the appraisal function, knowing what not to do is as important as knowing what to do
Customization is possible: ways to implement a regulatory compliant appraisal function specific to your corporate culture, asset size, and footprint
Outline and stress the importance of a risk-based decision process within the appraisal function that is uninfluenced by other departments
Commitment to an effective appraisal function must start at the top and be appropriately integrated into the entire lending function and credit side oversight
This webinar is the culmination of a bank regulatory consultant’s interaction with financial institutions around the country: questions asked, situations of concern, problems faced. In many cases, the problems and issues are the result of an appraisal function that is not compliant with the more crucial aspects of the regulatory guidance. This webinar will help attendees learn from these mistakes.
The program will also examine why commitment to an effective appraisal function must start at the top and be appropriately integrated into the entire lending function and credit side oversight.
Areas Covered in the Webinar:
Focus on the most important elements of the appraisal regulations that foster safety and soundness and improves the institutions’ regulatory compliance
Best practices for integration of the Interagency Appraisal and Evaluation Guidelines into an institution’s appraisal policy and practices
When it comes to the appraisal function, knowing what not to do is as important as knowing what to do
Customization is possible: ways to implement a regulatory compliant appraisal function specific to your corporate culture, asset size, and footprint
Outline and stress the importance of a risk-based decision process within the appraisal function that is uninfluenced by other departments
Commitment to an effective appraisal function must start at the top and be appropriately integrated into the entire lending function and credit side oversight
Speakers
Heidi Lee is a commercial review appraiser with 18 years’ experience at Whitney National Bank, a mid-sized financial institution. Since retiring from Whitney Bank in 2011, Ms. Lee has founded Appraisal Review & Consultation to share her skills and appraisal regulatory knowledge base with other financial institutions. Her firm offers commercial review services and appraisal policy/procedures assistance to small- and medium-sized banks across the country.Ms. Lee has earned the MAI and the AI-GRS designations issued by the Appraisal Institute and the MRICS designation issued by the Royal Institution of Chartered Surveyors. She holds a general appraiser certification in Louisiana and Texas and was appointed by two governors to serve on the Louisiana Real Estate Appraisers Board. Additionally, she is a member of RMA (Risk Management Associates), with special interest in credit risk and operational risk.
