Retail Lending in United States - Research and Markets

Retail Lending in United States

Summary

Retail Lending in the United States industry profile provides top-line qualitative and quantitative summary information including: market size (value 2015-19, and forecast to 2024). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights

This retail lending market profile covers the mortgage and consumer credit market.
The US retail lending market had total balances outstanding of $14,783.7bn in 2019, representing a compound annual growth rate (CAGR) of 3.2% between 2015 and 2019.
Commercial banks continue to increase interest rates for new car loans. In 2015 the federal reserve reported a 4.2 interest on a 60-month contract. This increased to 5.31 in 2019.
The mortgage credit segment was the market's most lucrative in 2019, with total balances outstanding of $10,580.2bn, equivalent to 71.6% of the market's overall value.

Scope

Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United States
Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United States
Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
Add weight to presentations and pitches by understanding the future growth prospects of the United States retail lending market with five year forecasts

Reasons to Buy

What was the size of the United States retail lending market by value in 2019?
What will be the size of the United States retail lending market in 2024?
What factors are affecting the strength of competition in the United States retail lending market?
How has the market performed over the last five years?
What are the main segments that make up the United States's retail lending market?

1 Executive Summary

1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive Landscape

2 Market Overview

2.1. Market definition
2.2. Market analysis

3 Market Data

3.1. Market value

4 Market Segmentation

4.1. Category segmentation
4.2. Geography segmentation

5 Market Outlook

5.1. Market value forecast

6 Five Forces Analysis

6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry

7 Competitive Landscape

7.1. Who are the leading players?
7.2. What disruptors/challengers have changed the market in recent years?

8 Company Profiles

8.1. Wells Fargo & Company
8.2. Quicken Loans Inc.
8.3. HSBC Bank USA NA
8.4. Bank of America Corp
8.5. Navy Federal Credit Union
8.6. JPMorgan Chase & Co.

9 Macroeconomic Indicators

9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related research
10.4. About the Author

List of Tables

Table 1: United States retail lending market value: $ billion, 2015-19
Table 2: United States retail lending market category segmentation: $ billion, 2019
Table 3: United States retail lending market geography segmentation: $ billion, 2019
Table 4: United States retail lending market value forecast: $ billion, 2019-24
Table 5: Wells Fargo & Company: key facts
Table 6: Wells Fargo & Company: Annual Financial Ratios
Table 7: Wells Fargo & Company: Key Employees
Table 8: Wells Fargo & Company: Key Employees Continued
Table 9: Quicken Loans Inc.: key facts
Table 10: Quicken Loans Inc.: Key Employees
Table 11: HSBC Bank USA NA: key facts
Table 12: HSBC Bank USA NA: Key Employees
Table 13: Bank of America Corp: key facts
Table 14: Bank of America Corp: Annual Financial Ratios
Table 15: Bank of America Corp: Key Employees
Table 16: Bank of America Corp: Key Employees Continued
Table 17: Navy Federal Credit Union: key facts
Table 18: Navy Federal Credit Union: Key Employees
Table 19: JPMorgan Chase & Co.: key facts
Table 20: JPMorgan Chase & Co.: Annual Financial Ratios
Table 21: JPMorgan Chase & Co.: Key Employees
Table 22: United States size of population (million), 2015-19
Table 23: United States gdp (constant 2005 prices, $ billion), 2015-19
Table 24: United States gdp (current prices, $ billion), 2015-19
Table 25: United States inflation, 2015-19
Table 26: United States consumer price index (absolute), 2015-19
Table 27: United States exchange rate, 2015-19

List of Figures

Figure 1: United States retail lending market value: $ billion, 2015-19
Figure 2: United States retail lending market category segmentation: % share, by value, 2019
Figure 3: United States retail lending market geography segmentation: % share, by value, 2019
Figure 4: United States retail lending market value forecast: $ billion, 2019-24
Figure 5: Forces driving competition in the retail lending market in the United States, 2019
Figure 6: Drivers of buyer power in the retail lending market in the United States, 2019
Figure 7: Drivers of supplier power in the retail lending market in the United States, 2019
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United States, 2019
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United States, 2019
Figure 10: Drivers of degree of rivalry in the retail lending market in the United States, 2019