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Banking, Mortgages & Credit Industry Almanac 2023: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies

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    Book

  • 656 Pages
  • December 2022
  • Plunkett Research Ltd
  • ID: 5188725

Key Findings:

A complete market research report, including forecasts and market estimates, technologies analysis and developments at innovative firms within the Banking, Mortgages & Credit Industry. Gain vital insights that can help shape strategy for business development, product development and investments.

Key Features:

  • Business trends analysis
  • In-depth industry overview
  • Technology trends analysis
  • Forecasts
  • Spending, investment, and consumption discussions
  • In-depth industry statistics and metrics
  • Industry employment numbers

Additional Key Features Include:

  • Industry Glossary
  • Industry Contacts list, including Professional Societies and Industry Associations
  • Profiles of industry-leading companies
  • U.S. and Global Firms
  • Publicly held, Private and Subsidiaries
  • Executive Contacts
  • Revenues
  • For Public Companies: Detailed Financial Summaries

Pages: 658

Statistical Tables Provided: 16

Companies Profiled: 450

Geographic Focus: Global

Key Questions Answered Include:

  • How is the industry evolving?
  • How is the industry being shaped by new technologies?
  • How is demand growing in emerging markets and mature economies?
  • What is the size of the market now and in the future?
  • What are the financial results of the leading companies?
  • What are the names and titles of top executives?
  • What are the top companies and what are their revenues?

This feature-rich report covers competitive intelligence, market research and business analysis - everything you need to know about the Banking, Mortgages & Credit Industry.

Trends Affecting the Banking, Mortgages & Credit Industry

  • Introduction to the Banking, Mortgages & Credit Industry
  • The Coronavirus’ Effect on the Banking, Mortgages & Credit Industry
  • Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $33.7 Trillion
  • Basel III, Dodd-Frank Act and Volcker Act Increase Regulation/European Solvency II and MiFID 2 Take Effect
  • Investment Firms and Banks Compete for Clients in High-Net-Worth Households
  • Banks and Mobile Apps Vie for Previously Underserved Markets, Including Hispanics
  • Walmart Offers Checking and Debit Service in the U.S./Banco de Walmart in Mexico
  • China Sees Growth in Online Payments, Banking and Lending/Alipay Soars
  • Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars
  • Shadow Banking Soars with Non-Bank Alternatives, Online or Peer-to-Peer Lending and Crowdfunding
  • The Internet, Smartphones and Neobanks Replace Tellers and Branches
  • Visa and MasterCard Enjoy Global Growth/Apple Card Use Soars
  • Smartphones and Financial Technology (FinTech) Enable New Mobile Payment Methods
  • Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity
  • In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone
  • Rising Interest Rates Hinder Mortgage Originations, May Slow Home Sales
  • Online Competition Changes the Mortgage Industry
  • Hedge Funds Play a Major Role in Financial Products Including Derivatives, Lending and Insurance
  • Financial Technology (FinTech) Enables Online Lending, Insurance and Robo Advisors
  • Cryptocurrencies and Blockchain Explained
  • Open Banking May Revolutionize the World of Banking and Finance
  • The Future of Banking, Credit Cards, Mobile Payments and Mortgages

Banking, Mortgages & Credit Industry Statistics

  1. U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  2. Global Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  3. Top 50 U.S. Bank Holding Companies: June 30, 2022
  4. FDIC Insured Institution Statistics: 2nd Quarter 2022
  5. Assets & Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2022
  6. Deposits, Income & Expenses of FDIC-Insured Commercial Banks: 2017-June 2022
  7. Prime Interest Rate, U.S.: 1955-October 2022
  8. Bond Yields & Interest Rates, U.S.: Selected Years, 1950-2021
  9. Homeownership Rates by Region, U.S.: Selected Years, 2000-2021
  10. New Privately-Owned Housing Units Started, U.S.: 1981-2021
  11. Mortgage Loans Outstanding, U.S.: 1982-2nd Quarter 2022
  12. Consumer Credit Outstanding, U.S.: 1972-August 2022
  13. Terms of Credit at Commercial Banks, U.S.: 2017-2nd Quarter 2022
  14. Employment in the Banking Industry, U.S.: 2016-July 2022

Table of Contents


IntroductionHow to Use This Book
Chapter 1: Trends Affecting the Banking, Mortgages & Credit Industry
1) Introduction to the Banking, Mortgages & Credit Industry
2) The Coronavirus’ Effect on the Banking, Mortgages & Credit Industry
3) Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $33.7 Trillion
4) Basel III, Dodd-Frank Act and Volcker Act Increase Regulation/European Solvency II and MiFID 2 Take Effect
5) Investment Firms and Banks Compete for Clients in High-Net-Worth Households
6) Banks and Mobile Apps Vie for Previously Underserved Markets, Including Hispanics
7) Walmart Offers Checking and Debit Service in the U.S./Banco de Walmart in Mexico
8) China Sees Growth in Online Payments, Banking and Lending/Alipay Soars
9) Credit Default Swaps (CDS) and Derivatives Soar into the Trillions of Dollars
10) Shadow Banking Soars with Non-Bank Alternatives, Online or Peer-to-Peer Lending and Crowdfunding
11) The Internet, Smartphones and Neobanks Replace Tellers and Branches
12) Visa and MasterCard Enjoy Global Growth/Apple Card Use Soars
13) Smartphones and Financial Technology (FinTech) Enable New Mobile Payment Methods
14) Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity
15) In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone
16) Rising Interest Rates Hinder Mortgage Originations, May Slow Home Sales
17) Online Competition Changes the Mortgage Industry
18) Hedge Funds Play a Major Role in Financial Products Including Derivatives, Lending and Insurance
19) Financial Technology (FinTech) Enables Online Lending, Insurance and Robo Advisors
20) Cryptocurrencies and Blockchain Explained
21) Open Banking May Revolutionize the World of Banking and Finance
22) The Future of Banking, Credit Cards, Mobile Payments and Mortgages

Chapter 2: Banking, Mortgages & Credit Industry Statistics
  • U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  • Global Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  • Top 50 U.S. Bank Holding Companies: June 30, 2022
  • FDIC Insured Institution Statistics: 2nd Quarter 2022
  • Assets & Liabilities of FDIC-Insured Commercial Banks, Grouped by Asset Size: June 2022
  • Deposits, Income & Expenses of FDIC-Insured Commercial Banks: 2017-June 2022
  • Prime Interest Rate, U.S.: 1955-October 2022
  • Bond Yields & Interest Rates, U.S.: Selected Years, 1950-2021
  • Homeownership Rates by Region, U.S.: Selected Years, 2000-2021
  • New Privately-Owned Housing Units Started, U.S.: 1981-2021
  • Mortgage Loans Outstanding, U.S.: 1982-2nd Quarter 2022
  • Consumer Credit Outstanding, U.S.: 1972-August 2022
  • Terms of Credit at Commercial Banks, U.S.: 2017-2nd Quarter 2022
  • Employment in the Banking Industry, U.S.: 2016-July 2022
Chapter 3: Important Banking, Mortgages & Credit Industry Contacts
  • (Addresses, Phone Numbers and Internet Sites)
Chapter 4: THE BANKING & LENDING 450:
  • Who They Are and How They Were Chosen
  • Index of Companies Within Industry Groups
  • Alphabetical Index
  • Index of U.S. Headquarters Location by State
  • Index of Non-U.S. Headquarters Location by Country
  • Individual Data Profiles on Each of THE BANKING & LENDING 450
Additional Indexes
  • Index of Hot Spots for Advancement for Women/Minorities
  • Index by Subsidiaries, Brand Names and Selected Affiliations
  • A Short Banking Industry Glossary

Companies Mentioned

  • 360 DigiTech Inc
  • 77 Bank Ltd
  • Aareal Bank AG
  • Absa Group Limited
  • ACI Worldwide Inc
  • ACOM Co Ltd
  • Adyen NV
  • Affirm Holdings Inc
  • AGNC Investment Corp
  • Agricultural Bank of China Ltd
  • Allianz SE
  • Ally Financial Inc
  • Alpha Bank AE
  • American Express Company
  • Ameris Bancorp
  • AMMB Holdings Berhad
  • Annaly Capital Management Inc
  • Aozora Bank Ltd
  • ARMOUR Residential REIT Inc
  • Asia United Bank Corporation
  • Associated Banc-Corp
  • Australia and New Zealand Banking Group Limited (ANZ)
  • Axis Bank Limited
  • Axos Financial Inc
  • Banc of California Inc
  • Banca Monte dei Paschi di Siena SpA
  • BancFirst Corporation
  • Banco BBVA Argentina SA
  • Banco Bilbao Vizcaya Argentaria SA (BBVA)
  • Banco Bradesco SA
  • Banco Comercial Portugues SA
  • Banco de Chile
  • Banco de Credito Inversiones SA
  • Banco de Sabadell SA
  • Banco de Venezuela SA
  • Banco do Brasil SA
  • Banco Macro SA
  • Banco Santander (Mexico) SA
  • Banco Santander Brasil SA
  • Banco Santander Chile
  • Banco Santander Mexico SA
  • Banco Santander SA
  • BanColombia SA
  • Bancorp Inc (The)
  • Bangkok Bank pcl
  • Bank Audi SAL-Audi Saradar Group
  • Bank Bradesco SA
  • Bank Muscat SAOG
  • Bank of Africa
  • Bank of America Corporation
  • Bank of Ayudhya pcl
  • Bank of Baroda
  • Bank of Beijing Co Ltd
  • Bank of China Limited (BOC)
  • Bank of Chongqing Co Ltd
  • Bank of Communications Co Ltd
  • Bank of East Asia Limited (The)
  • Bank of Greece SA
  • Bank of Hawaii Corporation
  • Bank of India
  • Bank of Ireland Group PLC
  • Bank of Iwate Limited
  • Bank of Jiangsu Co Ltd
  • Bank of Montreal
  • Bank of Nagoya Ltd (The)
  • Bank of Nanjing Co Ltd
  • Bank of New York Mellon Corporation
  • Bank of Ningbo Co Ltd
  • Bank of Nova Scotia (Scotiabank)
  • Bank of Queensland Limited
  • Bank of Shanghai Co Ltd
  • Bank of the Philippine Islands
  • Bank of Zhengzhou Co Ltd
  • Bank Otkritie Financial Corporation
  • Bank OZK
  • Bankinter SA
  • BankUnited Inc
  • Banque Nationale de Belgique
  • Barclays PLC
  • Barings BDC Inc
  • BBX Capital Inc
  • BDO Unibank Inc
  • Bendigo and Adelaide Bank Limited
  • Bill.com Holdings Inc
  • Black Knight Inc
  • BlackRock Capital Investment Corporation
  • Blend Labs Inc
  • BLOM Bank SAL
  • BNP Paribas SA
  • BOC Hong Kong (Holdings) Limited
  • BOK Financial Corporation
  • Bread Financial Holdings Inc
  • Cadence Bank
  • CaixaBank SA
  • Canadian Imperial Bank of Commerce (CIBC)
  • Canadian Western Bank
  • Canara Bank
  • Cantaloupe Inc
  • Capital One Financial Corporation
  • Capitol Federal Financial Inc
  • Cathay General Bancorp
  • Central Bank of India
  • Chiba Bank Ltd (The)
  • Chimera Investment Corporation
  • China Banking Corporation
  • China Cinda Asset Management Co Ltd
  • China CITIC Bank Corporation Limited
  • China Construction Bank Corporation (CCB)
  • China Everbright Bank Co Ltd
  • China Merchants Bank Co Ltd
  • China Minsheng Banking Corporation Limited
  • China Zheshang Bank Co Ltd
  • Chongquing Rural Commercial Bank Co Ltd
  • CIC (Credit Industriel et Commercial SA)
  • Cielo SA
  • CIMB Group Holdings Berhad
  • Citigroup Inc
  • Citizens Financial Group Inc
  • Close Brothers Group plc
  • CNB Financial Corporation
  • Coinbase Global Inc
  • Columbia Banking System Inc
  • Comerica Incorporated
  • Commerce Bancshares Inc
  • Commercial Bank of Qatar (The)
  • Commercial International Bank (Egypt) SAE
  • Commerzbank AG
  • Commonwealth Bank of Australia
  • Community Bank System Inc
  • Concordia Financial Group Ltd
  • Consumer Portfolio Services Inc
  • Credicorp Ltd
  • Credit Acceptance Corporation
  • Credit Agricole SA
  • Credito Emiliano SpA
  • Cullen-Frost Bankers Inc
  • Customers Bancorp Inc
  • CVB Financial Corp
  • Dah Sing Financial Holdings Limited
  • Danske Bank A/S
  • DBS Group Holdings Ltd
  • Deutsche Bank AG
  • Deutsche Pfandbriefbank AG
  • DGB Financial Group Co Ltd
  • Diebold Nixdorf Incorporated
  • Discover Financial Services
  • DNB ASA
  • Dogan Sirketler Grubu Holding AS
  • Dun & Bradstreet Holdings Inc
  • Dynex Capital Inc
  • East West Bancorp Inc
  • East West Banking Corporation
  • Encore Capital Group Inc
  • Enova International Inc
  • Equifax Inc
  • Erste Group Bank AG
  • Eurobank Ergasias Services and Holdings SA
  • Euronet Worldwide Inc
  • Everi Holdings Inc
  • Experian plc
  • Fair Isaac Corporation
  • Fannie Mae (Federal National Mortgage Association)
  • Far East Horizon Ltd
  • Federal Agricultural Mortgage Corporation
  • Fidelity National Information Services Inc
  • Fifth Third Bancorp
  • First Advantage Corporation
  • First BanCorp (PR)
  • First Citizens BancShares Inc
  • First Commonwealth Financial Corporation
  • First Financial Bancorp
  • First Horizon Corp
  • First Interstate Bancsystem Inc
  • First Republic Bank (San Francisco CA)
  • FirstRand Limited
  • Fiserv Inc
  • Flagstar Bancorp Inc
  • FleetCor Technologies Inc
  • Flushing Financial Corporation
  • Flywire Corporation
  • FNB Corporation
  • Franklin Credit Management Corporation
  • Freddie Mac (Federal Home Loan Mortgage Corporation)
  • Fukuoka Financial Group Inc
  • Fulton Financial Corporation
  • Glacier Bancorp Inc
  • Global Payments Inc
  • Goldman Sachs Group Inc (The)
  • Great Southern Bancorp Inc
  • Green Dot Corporation
  • Grupo Aval Acciones y Valores SA
  • Grupo Financiero Banorte SAB de CV
  • Grupo Financiero Galicia SA
  • Grupo Financiero Inbursa SAB de CV
  • Grupo Supervielle SA
  • Guild Holdings Co
  • Gunma Bank Ltd
  • Hachijuni Bank Ltd (The)
  • Haci Omer Sabanci Holding AS
  • Hancock Whitney Corporation
  • Hang Seng Bank Limited
  • Hanmi Financial Corporation
  • HDFC Bank Limited
  • Heartland Financial USA Inc
  • Heritage Commerce Corp
  • Heritage Financial Corporation
  • Hokuhoku Financial Group Inc
  • Home BancShares Inc
  • Home Capital Group Inc
  • HomeStreet Inc
  • Hong Leong Financial Group Berhad
  • HOPE Bancorp Inc
  • Housing Development Finance Corporation Limited
  • HSBC Holdings Plc
  • Hua Xia Bank Co Limited
  • Huishang Bank Corporation Limited
  • Huntington Bancshares Incorporated
  • Hyakugo Bank Ltd (The)
  • ICICI Bank Limited
  • IDBI Bank Limited
  • ihlas Holding AS
  • Impac Funding Corporation
  • Indiabulls Housing Finance Ltd
  • IndusInd Bank Limited
  • Industrial and Commercial Bank of China Ltd (ICBC)
  • Industrial Bank Co Ltd
  • Industrial Bank of Korea
  • ING Group (ING Groep NV)
  • Intercorp Financial Services Inc
  • International Bancshares Corporation
  • Intuit Inc
  • Invesco Mortgage Capital Inc
  • Investors Bancorp Inc
  • I-Remit Inc
  • iStar Inc
  • Itau Corpbanca
  • Itau Unibanco Holding SA
  • Iyo Bank Ltd (The)
  • Japan Post Bank Co Ltd
  • Japan Post Holdings Co Ltd
  • JPMorgan Chase & Co Inc
  • Jyske Bank AS
  • Kasikornbank pcl
  • KB Financial Group Inc
  • KBC Group NV
  • KeyCorp
  • Koc Holding AS
  • Kotak Mahindra Bank Limited
  • Krung Thai Bank pcl
  • Laurentian Bank of Canada
  • LendingClub Corporation
  • LendingTree Inc
  • Live Oak Bancshares Inc
  • Lloyds Banking Group plc
  • M&T Bank Corporation
  • Main Street Capital Corporation
  • Malayan Banking Berhad
  • Marqeta Inc
  • MasterCard Incorporated
  • MBIA Inc
  • Medallion Financial Corporation
  • Mediobanca SpA
  • Metropolitan Bank and Trust Company
  • MFA Financial Inc
  • MGIC Investment Corporation
  • MidCap Financial Investment Corp
  • Mitsubishi HC Capital Inc
  • Mizuho Financial Group Inc
  • MoneyGram International Inc
  • Moody's Corporation
  • National Australia Bank Ltd
  • National Bank of Canada
  • National Bank of Greece SA
  • NatWest Group plc
  • NBT Bancorp Inc
  • Nedbank Group Limited
  • Nelnet Inc
  • New Mountain Finance Corporation
  • New York Community Bancorp Inc
  • Nordea Bank Abp
  • Northern Trust Corporation
  • Northwest Bancshares Inc
  • Nu Holdings Ltd (NuBank)
  • OceanFirst Financial Corp
  • Ocwen Financial Corporation
  • Oita Bank Ltd (The)
  • Old National Bancorp
  • OneMain Holdings Inc
  • OTP Bank PLC
  • Oversea-Chinese Banking Corporation Limited
  • Pacific Premier Bancorp Inc
  • PacWest Bancorp
  • Park National Corporation
  • Pathward Financial Inc
  • PayPal Holdings Inc
  • PennantPark Investment Corporation
  • PennyMac Financial Services Inc
  • PennyMac Mortgage Investment Trust
  • Permanent TSB Group Holdings plc
  • Pinnacle Financial Partners Inc
  • Piraeus Bank SA
  • PNC Financial Services Group Inc
  • Popular Inc
  • Postal Savings Bank of China Corporation
  • Power Finance Corporation Limited
  • Powszechna Kasa Oszczednosci Bank Polski SA
  • Preferred Bank (Los Angeles, CA)
  • Premier Financial Corp
  • Private Bancorp America Inc
  • Prospect Capital Corporation
  • Prosperity Bancshares Inc
  • Provident Financial plc
  • Provident Financial Services Inc
  • PT Bank Mandiri (Persero) Tbk
  • PT Bank Negara Indonesia (Persero) Tbk
  • PT Bank Rakyat Indonesia (Persero) Tbk
  • Public Bank Berhad
  • Punjab National Bank
  • Q2 Holdings Inc
  • QC Holdings Inc
  • Radian Group Inc
  • Raiffeisen Bank International AG
  • Red River Bancshares Inc
  • Redwood Trust Inc
  • Regions Financial Corporation
  • Remitly Global Inc
  • Resona Holdings Inc
  • RHB Bank Berhad
  • Rizal Commercial Banking Corporation
  • Rocket Cos. (Quicken Loans Inc)
  • Royal Bank of Canada (RBC)
  • San-In Godo Bank Ltd
  • Sberbank of Russia OJSC
  • Security Bank Corporation
  • SEI Investments Company
  • Sekerbank TAS
  • ServisFirst Bancshares Inc
  • Seven & I Holdings Co Ltd
  • Shanghai Pudong Development Bank Co Ltd
  • Shengjing Bank Co Ltd
  • Shinhan Financial Group Co Ltd
  • Shinsei Bank Limited
  • Shizuoka Bank Ltd (The)
  • Siam Commercial Bank PCL
  • Simmons First National Corporation
  • Skandinaviska Enskilda Banken AB
  • SLM Corporation (Sallie Mae)
  • SLR Investment Corp
  • Societe Generale Group
  • SoFi (SoFi Technologies Inc)
  • South Plains Financial Inc
  • South State Corporation
  • Square (Block Inc.)
  • Standard Bank Group Ltd
  • Standard Chartered PLC
  • State Bank of India
  • State Street Corporation
  • StoneX Group Inc
  • Sumitomo Mitsui Financial Group Inc (SMFG)
  • Sumitomo Mitsui Trust Holdings Inc
  • Suruga Bank Ltd
  • SVB Financial Group
  • Svenska Handelsbanken AB
  • Synchrony Financial
  • Synovus Financial Corp
  • TFS Financial Corporation
  • TMBThanachart Bank PCL
  • Toast Inc
  • Tokyo Century Corporation
  • Toronto-Dominion Bank (TD Bank)
  • TransUnion
  • Truist Financial Corporation
  • Trustmark Corporation
  • Turkiye Garanti Bankasi AS
  • Turkiye Halk Bankasi AS
  • Turkiye Is Bankasi AS
  • Two Harbors Investment Corporation
  • UMB Financial Corporation
  • UniCredit SpA (UniCredit Group)
  • Union Bank of India
  • Union Bank of The Philippines Inc
  • United Bankshares Inc
  • United Community Banks Inc
  • United Overseas Bank Limited Co
  • United Wholesale Mortgage (UWM Holdings Corp)
  • US Bancorp (US Bank)
  • Valley National Bancorp
  • Venezolano de Credito Banco Universal SA
  • Visa Inc
  • Voya Financial Inc
  • VTB Bank PJSC
  • Walker & Dunlop Inc
  • Washington Federal Inc
  • Webster Financial Corporation
  • Wells Fargo & Company
  • Westamerica Bancorporation
  • Western Alliance Bancorporation
  • Western Asset Mortgage Capital Corp
  • Western Union Company (The)
  • Westpac Banking Corporation Ltd
  • Wintrust Financial Corporation
  • Woori Financial Group Inc
  • World Acceptance Corporation
  • Worldline SA
  • Yamaguchi Financial Group Inc
  • Yamanashi Chuo Bank Ltd (The)
  • YES BANK Limited
  • Zions Bancorporation NA

Methodology

The data development evolved from research methods originally established by the founder of the company.

 

Through the years, a research methodology evolved based on strict guidelines used to build and maintain the content of six proprietary business and industry databases:

  • An industry trends database
  • An industry statistics database
  • Industry Analytics (deep financial data for hundreds of Industry codes)
  • A leading companies database
  • A business and industry glossary database
  • An industry associations and professional societies database
  • Analysts are trained to follow research formulas and methodology. They use company-approved sources in their work and post their findings daily to proprietary databases. All research results go through multi-step editing processes. And, all results are date-stamped.
Primary sources include:
  • Internal research, analysis, fact-checking and data gathering by the Research staff.
  • Over 3,500 industry associations, professional societies and government agencies worldwide with which the publisher maintains relationships and/or from which they obtain industry-specific/country-specific data.
  • Financial analysts, industry executives and industry experts with whom the publisher maintains communications.
  • Corporate disclosure documents and financial statements.
  • Industry conference proceedings.
  • Analysis of white papers, reports, periodicals and publications.
  • Multiple proprietaries, government, industry and financial databases developed by the publisher.

 

 

 

 

 

 

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