Peer-to-Peer Lending Platforms in the UK - Industry Market Research Report

Revenue matures: Growth is slowing as more companies move out of the start-up phase

The rapid growth of the Peer-to-Peer Lending Platforms industry has slowed as the industry is maturing and the initial wave of firms entering the industry has begun to stabilise. Revenue is expected to expand at a compound annual rate of 7.1% to £397.7 million over the five years through 2023-24. Wider economic conditions, interest rates and regulation are all affecting industry performance. Revenue volatility is high because of the peer-to-peer (P2P) lending platforms' infancy and volatile economic conditions recently.

Companies in this industry provide peer-to-peer lending, which occurs directly between individuals and organisations without the direct intermediation of a traditional financial institution. In this industry, individuals and organisations pool their money to support the efforts of borrowers, while generating a rate of return for themselves. Crowdfunding, where collective money supports others with financial donations and without planned repayment, is included in the industry.

This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.