Consumer Credit in Egypt - Research and Markets

One of the biggest developments in consumer credit in Egypt during 2022 was the collaboration between local buy now, pay later player ValU and global e-commerce giant Amazon. July 2022 saw Amazon announce to its local customers that they would be able to select the buy now, pay later payment method when making payment on the Amazon.eg online store and choose their instalment plan of choice. Options for repayment periods range from six to 60 months, with no need for any down payments.

The Consumer Credit in Egypt report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

Get a detailed picture of the Consumer Credit market;
Pinpoint growth sectors and identify factors driving change;
Understand the competitive environment, the market’s major players and leading brands;
Use five-year forecasts to assess how the market is predicted to develop.

CONSUMER CREDIT IN EGYPTKEY DATA FINDINGS2022 DEVELOPMENTS

Amazon Egypt announces partnership with local BNPL leader ValU

Local fintech player Hollydesk introduces more BNPL options for SMEs
Banque Misr continues to lead the way by offering the most accessible personal loans

PROSPECTS AND OPPORTUNITIES

Strong growth slated for consumer credit despite high competition in the market
Lifestyle financing company Ollin poised to grow after launching in Egypt
Housing & Development Bank on its way to becoming a leading consumer lender

CATEGORY DATA

Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027

CONSUMER LENDING IN EGYPT

EXECUTIVE SUMMARY

Consumer lending has a growth spurt as trends move in the right direction
Non-bank consumer lending companies gain further ground
A stronger focus on consumer microfinance is seen during 2022
Spreading banking culture and raising awareness remain headline goals for industry players
Acceleration in the rise of BNPL and account-to-account payments set to spur growth

MARKET DATA

Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027

DISCLAIMER

SOURCES