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Asset-Based Lending Market by Type, Interest Rate, End-user: Global Opportunity Analysis and Industry Forecast, 2021-2031

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    Report

  • 345 Pages
  • February 2023
  • Region: Global
  • Allied Market Research
  • ID: 5781653
Description Jump to:
The lending of money under a contract that is protected by assets is known as asset-based lending. Businesses, not consumers, are the beneficiaries of asset-based financing. Inventory, accounts receivable, equipment, or other items that belong to the borrower can be used as collateral for an asset-based loan or line of credit. It is also known as asset-based financing.

The easier criteria for the eligibility of asset-based loans is one of the major reasons for the growth of asset-based lending market. In addition, asset-based loans provide financial stability for SMEs, micro-businesses, and medium-sized enterprises. It provides flexible additional funding for plant and machinery. Further, businesses can raise money through asset-based lending without doing credit checks or creating a cash flow projection. It is perfect for expanding a business or protecting working cash in volatile markets. These factors notably contribute toward asset-based lending market growth. However, the additional fees on asset-based loan apart from interest and borrowing limits restrains the growth of the asset-based lending market. On the contrary, increasing use of digital platforms to better manage liquidity and solvency risks has been facilitated by the emergence of innovative companies in the fintech sector. Utilizing open data trends also enables more specialized & more customized relevant goods and value-added services. Furthermore, new technologies provide the opportunity to optimize processes. Thus, these factors are expected to provide lucrative growth opportunities for the market in the coming years.

The asset-based lending market is segmented on the basis of type, interest rate, end user, and region. By type, it is categorized into inventory financing, receivables financing, equipment financing, and others. By interest rate, it is bifurcated into fixed rate and floating rate. By end user, it is divided into large enterprises and small & medium-sized enterprises. By region, it is analyzed across North America, Europe, Asia-Pacific, and LAMEA.

The report analyzes the profiles of key players operating in the asset-based lending market such as Lloyds Bank, Barclays Bank PLC, Hilton-Baird, JPMorgan Chase & Co., Berkshire Bank, White Oak Financial, LLC, Wells Fargo, Porter Capital, Capital Funding Solutions Inc., and Crystal Financial. These players have adopted various strategies to increase their market penetration and strengthen their position in the asset-based lending industry.

Key benefits for stakeholders

  • The study provides in-depth analysis of the global loan management software market along with the current & future trends to illustrate the imminent investment pockets.
  • Information about key drivers, restrains, & opportunities and their impact analysis on the global loan management software market size are provided in the report.
  • Porter’s five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
  • The quantitative analysis of the global loan management software market from 2022 to 2031 is provided to determine the market potential.

Key Market Segments

By Type

  • Inventory Financing
  • Receivables Financing
  • Equipment Financing
  • Others

By Interest Rate

  • Fixed Rate
  • Floating Rate

By End User

  • Large Enterprises
  • Small and Medium-sized Enterprises

By Region

  • North America
  • U.S.
  • Canada
  • Europe
  • UK
  • Germany
  • France
  • Italy
  • Spain
  • Rest of Europe
  • Asia-Pacific
  • China
  • Japan
  • India
  • Australia
  • South Korea
  • Rest of Asia-Pacific
  • LAMEA
  • Latin America
  • Middle East
  • Africa

Key Market Players

  • JPMorgan Chase & Co.
  • Berkshire Bank
  • Porter Capital
  • Lloyds Bank
  • SLR Credit Solutions
  • Hilton-Baird Group
  • Barclays Bank PLC
  • Wells Fargo
  • White Oak Financial, LLC
  • Capital Funding Solutions Inc.

Table of Contents

CHAPTER 1: INTRODUCTION
1.1. Report description
1.2. Key market segments
1.3. Key benefits to the stakeholders
1.4. Research Methodology
1.4.1. Primary research
1.4.2. Secondary research
1.4.3. Analyst tools and models
CHAPTER 2: EXECUTIVE SUMMARY
2.1. CXO Perspective
CHAPTER 3: MARKET OVERVIEW
3.1. Market definition and scope
3.2. Key findings
3.2.1. Top impacting factors
3.2.2. Top investment pockets
3.3. Porter’s five forces analysis
3.3.1. Bargaining power of suppliers
3.3.2. Bargaining power of buyers
3.3.3. Threat of substitutes
3.3.4. Threat of new entrants
3.3.5. Intensity of rivalry
3.4. Market dynamics
3.4.1. Drivers
3.4.1.1. Aids in improving liquidity
3.4.1.2. Easier qualification criteria for asset-based lending
3.4.1.3. Access to large sums of money
3.4.2. Restraints
3.4.2.1. Higher costs and complexities
3.4.2.2. Strict repayment schedule
3.4.3. Opportunities
3.4.3.1. Technological advancements in asset-based lending
3.5. COVID-19 Impact Analysis on the market
CHAPTER 4: ASSET-BASED LENDING MARKET, BY TYPE
4.1. Overview
4.1.1. Market size and forecast
4.2. Inventory Financing
4.2.1. Key market trends, growth factors and opportunities
4.2.2. Market size and forecast, by region
4.2.3. Market share analysis by country
4.3. Receivables Financing
4.3.1. Key market trends, growth factors and opportunities
4.3.2. Market size and forecast, by region
4.3.3. Market share analysis by country
4.4. Equipment Financing
4.4.1. Key market trends, growth factors and opportunities
4.4.2. Market size and forecast, by region
4.4.3. Market share analysis by country
4.5. Others
4.5.1. Key market trends, growth factors and opportunities
4.5.2. Market size and forecast, by region
4.5.3. Market share analysis by country
CHAPTER 5: ASSET-BASED LENDING MARKET, BY INTEREST RATE
5.1. Overview
5.1.1. Market size and forecast
5.2. Fixed Rate
5.2.1. Key market trends, growth factors and opportunities
5.2.2. Market size and forecast, by region
5.2.3. Market share analysis by country
5.3. Floating Rate
5.3.1. Key market trends, growth factors and opportunities
5.3.2. Market size and forecast, by region
5.3.3. Market share analysis by country
CHAPTER 6: ASSET-BASED LENDING MARKET, BY END USER
6.1. Overview
6.1.1. Market size and forecast
6.2. Large Enterprises
6.2.1. Key market trends, growth factors and opportunities
6.2.2. Market size and forecast, by region
6.2.3. Market share analysis by country
6.3. Small and Medium-sized Enterprises
6.3.1. Key market trends, growth factors and opportunities
6.3.2. Market size and forecast, by region
6.3.3. Market share analysis by country
CHAPTER 7: ASSET-BASED LENDING MARKET, BY REGION
7.1. Overview
7.1.1. Market size and forecast By Region
7.2. North America
7.2.1. Key trends and opportunities
7.2.2. Market size and forecast, by Type
7.2.3. Market size and forecast, by Interest Rate
7.2.4. Market size and forecast, by End User
7.2.5. Market size and forecast, by country
7.2.5.1. U.S.
7.2.5.1.1. Key market trends, growth factors and opportunities
7.2.5.1.2. Market size and forecast, by Type
7.2.5.1.3. Market size and forecast, by Interest Rate
7.2.5.1.4. Market size and forecast, by End User
7.2.5.2. Canada
7.2.5.2.1. Key market trends, growth factors and opportunities
7.2.5.2.2. Market size and forecast, by Type
7.2.5.2.3. Market size and forecast, by Interest Rate
7.2.5.2.4. Market size and forecast, by End User
7.3. Europe
7.3.1. Key trends and opportunities
7.3.2. Market size and forecast, by Type
7.3.3. Market size and forecast, by Interest Rate
7.3.4. Market size and forecast, by End User
7.3.5. Market size and forecast, by country
7.3.5.1. UK
7.3.5.1.1. Key market trends, growth factors and opportunities
7.3.5.1.2. Market size and forecast, by Type
7.3.5.1.3. Market size and forecast, by Interest Rate
7.3.5.1.4. Market size and forecast, by End User
7.3.5.2. Germany
7.3.5.2.1. Key market trends, growth factors and opportunities
7.3.5.2.2. Market size and forecast, by Type
7.3.5.2.3. Market size and forecast, by Interest Rate
7.3.5.2.4. Market size and forecast, by End User
7.3.5.3. France
7.3.5.3.1. Key market trends, growth factors and opportunities
7.3.5.3.2. Market size and forecast, by Type
7.3.5.3.3. Market size and forecast, by Interest Rate
7.3.5.3.4. Market size and forecast, by End User
7.3.5.4. Italy
7.3.5.4.1. Key market trends, growth factors and opportunities
7.3.5.4.2. Market size and forecast, by Type
7.3.5.4.3. Market size and forecast, by Interest Rate
7.3.5.4.4. Market size and forecast, by End User
7.3.5.5. Spain
7.3.5.5.1. Key market trends, growth factors and opportunities
7.3.5.5.2. Market size and forecast, by Type
7.3.5.5.3. Market size and forecast, by Interest Rate
7.3.5.5.4. Market size and forecast, by End User
7.3.5.6. Rest of Europe
7.3.5.6.1. Key market trends, growth factors and opportunities
7.3.5.6.2. Market size and forecast, by Type
7.3.5.6.3. Market size and forecast, by Interest Rate
7.3.5.6.4. Market size and forecast, by End User
7.4. Asia-Pacific
7.4.1. Key trends and opportunities
7.4.2. Market size and forecast, by Type
7.4.3. Market size and forecast, by Interest Rate
7.4.4. Market size and forecast, by End User
7.4.5. Market size and forecast, by country
7.4.5.1. China
7.4.5.1.1. Key market trends, growth factors and opportunities
7.4.5.1.2. Market size and forecast, by Type
7.4.5.1.3. Market size and forecast, by Interest Rate
7.4.5.1.4. Market size and forecast, by End User
7.4.5.2. Japan
7.4.5.2.1. Key market trends, growth factors and opportunities
7.4.5.2.2. Market size and forecast, by Type
7.4.5.2.3. Market size and forecast, by Interest Rate
7.4.5.2.4. Market size and forecast, by End User
7.4.5.3. India
7.4.5.3.1. Key market trends, growth factors and opportunities
7.4.5.3.2. Market size and forecast, by Type
7.4.5.3.3. Market size and forecast, by Interest Rate
7.4.5.3.4. Market size and forecast, by End User
7.4.5.4. Australia
7.4.5.4.1. Key market trends, growth factors and opportunities
7.4.5.4.2. Market size and forecast, by Type
7.4.5.4.3. Market size and forecast, by Interest Rate
7.4.5.4.4. Market size and forecast, by End User
7.4.5.5. South Korea
7.4.5.5.1. Key market trends, growth factors and opportunities
7.4.5.5.2. Market size and forecast, by Type
7.4.5.5.3. Market size and forecast, by Interest Rate
7.4.5.5.4. Market size and forecast, by End User
7.4.5.6. Rest of Asia-Pacific
7.4.5.6.1. Key market trends, growth factors and opportunities
7.4.5.6.2. Market size and forecast, by Type
7.4.5.6.3. Market size and forecast, by Interest Rate
7.4.5.6.4. Market size and forecast, by End User
7.5. LAMEA
7.5.1. Key trends and opportunities
7.5.2. Market size and forecast, by Type
7.5.3. Market size and forecast, by Interest Rate
7.5.4. Market size and forecast, by End User
7.5.5. Market size and forecast, by country
7.5.5.1. Latin America
7.5.5.1.1. Key market trends, growth factors and opportunities
7.5.5.1.2. Market size and forecast, by Type
7.5.5.1.3. Market size and forecast, by Interest Rate
7.5.5.1.4. Market size and forecast, by End User
7.5.5.2. Middle East
7.5.5.2.1. Key market trends, growth factors and opportunities
7.5.5.2.2. Market size and forecast, by Type
7.5.5.2.3. Market size and forecast, by Interest Rate
7.5.5.2.4. Market size and forecast, by End User
7.5.5.3. Africa
7.5.5.3.1. Key market trends, growth factors and opportunities
7.5.5.3.2. Market size and forecast, by Type
7.5.5.3.3. Market size and forecast, by Interest Rate
7.5.5.3.4. Market size and forecast, by End User
CHAPTER 8: COMPETITIVE LANDSCAPE
8.1. Introduction
8.2. Top winning strategies
8.3. Product Mapping of Top 10 Player
8.4. Competitive Dashboard
8.5. Competitive Heatmap
8.6. Top player positioning, 2021
CHAPTER 9: COMPANY PROFILES
9.1. Lloyds Bank
9.1.1. Company overview
9.1.2. Key Executives
9.1.3. Company snapshot
9.1.4. Operating business segments
9.1.5. Product portfolio
9.1.6. Business performance
9.1.7. Key strategic moves and developments
9.2. Barclays Bank PLC
9.2.1. Company overview
9.2.2. Key Executives
9.2.3. Company snapshot
9.2.4. Operating business segments
9.2.5. Product portfolio
9.2.6. Business performance
9.3. Hilton-Baird Group
9.3.1. Company overview
9.3.2. Key Executives
9.3.3. Company snapshot
9.3.4. Operating business segments
9.3.5. Product portfolio
9.4. JPMorgan Chase & Co.
9.4.1. Company overview
9.4.2. Key Executives
9.4.3. Company snapshot
9.4.4. Operating business segments
9.4.5. Product portfolio
9.4.6. Business performance
9.5. Berkshire Bank
9.5.1. Company overview
9.5.2. Key Executives
9.5.3. Company snapshot
9.5.4. Operating business segments
9.5.5. Product portfolio
9.5.6. Business performance
9.5.7. Key strategic moves and developments
9.6. White Oak Financial, LLC
9.6.1. Company overview
9.6.2. Key Executives
9.6.3. Company snapshot
9.6.4. Operating business segments
9.6.5. Product portfolio
9.6.6. Key strategic moves and developments
9.7. Wells Fargo
9.7.1. Company overview
9.7.2. Key Executives
9.7.3. Company snapshot
9.7.4. Operating business segments
9.7.5. Product portfolio
9.7.6. Business performance
9.7.7. Key strategic moves and developments
9.8. Porter Capital
9.8.1. Company overview
9.8.2. Key Executives
9.8.3. Company snapshot
9.8.4. Operating business segments
9.8.5. Product portfolio
9.8.6. Key strategic moves and developments
9.9. Capital Funding Solutions Inc.
9.9.1. Company overview
9.9.2. Key Executives
9.9.3. Company snapshot
9.9.4. Operating business segments
9.9.5. Product portfolio
9.10. SLR Credit Solutions
9.10.1. Company overview
9.10.2. Key Executives
9.10.3. Company snapshot
9.10.4. Operating business segments
9.10.5. Product portfolio
List of Tables
TABLE 01. GLOBAL ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 02. ASSET-BASED LENDING MARKET FOR INVENTORY FINANCING, BY REGION, 2021-2031 ($BILLION)
TABLE 03. ASSET-BASED LENDING MARKET FOR RECEIVABLES FINANCING, BY REGION, 2021-2031 ($BILLION)
TABLE 04. ASSET-BASED LENDING MARKET FOR EQUIPMENT FINANCING, BY REGION, 2021-2031 ($BILLION)
TABLE 05. ASSET-BASED LENDING MARKET FOR OTHERS, BY REGION, 2021-2031 ($BILLION)
TABLE 06. GLOBAL ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 07. ASSET-BASED LENDING MARKET FOR FIXED RATE, BY REGION, 2021-2031 ($BILLION)
TABLE 08. ASSET-BASED LENDING MARKET FOR FLOATING RATE, BY REGION, 2021-2031 ($BILLION)
TABLE 09. GLOBAL ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 10. ASSET-BASED LENDING MARKET FOR LARGE ENTERPRISES, BY REGION, 2021-2031 ($BILLION)
TABLE 11. ASSET-BASED LENDING MARKET FOR SMALL AND MEDIUM-SIZED ENTERPRISES, BY REGION, 2021-2031 ($BILLION)
TABLE 12. ASSET-BASED LENDING MARKET, BY REGION, 2021-2031 ($BILLION)
TABLE 13. NORTH AMERICA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 14. NORTH AMERICA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 15. NORTH AMERICA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 16. NORTH AMERICA ASSET-BASED LENDING MARKET, BY COUNTRY, 2021-2031 ($BILLION)
TABLE 17. U.S. ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 18. U.S. ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 19. U.S. ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 20. CANADA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 21. CANADA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 22. CANADA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 23. EUROPE ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 24. EUROPE ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 25. EUROPE ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 26. EUROPE ASSET-BASED LENDING MARKET, BY COUNTRY, 2021-2031 ($BILLION)
TABLE 27. UK ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 28. UK ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 29. UK ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 30. GERMANY ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 31. GERMANY ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 32. GERMANY ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 33. FRANCE ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 34. FRANCE ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 35. FRANCE ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 36. ITALY ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 37. ITALY ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 38. ITALY ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 39. SPAIN ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 40. SPAIN ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 41. SPAIN ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 42. REST OF EUROPE ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 43. REST OF EUROPE ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 44. REST OF EUROPE ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 45. ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 46. ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 47. ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 48. ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY COUNTRY, 2021-2031 ($BILLION)
TABLE 49. CHINA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 50. CHINA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 51. CHINA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 52. JAPAN ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 53. JAPAN ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 54. JAPAN ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 55. INDIA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 56. INDIA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 57. INDIA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 58. AUSTRALIA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 59. AUSTRALIA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 60. AUSTRALIA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 61. SOUTH KOREA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 62. SOUTH KOREA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 63. SOUTH KOREA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 64. REST OF ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 65. REST OF ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 66. REST OF ASIA-PACIFIC ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 67. LAMEA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 68. LAMEA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 69. LAMEA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 70. LAMEA ASSET-BASED LENDING MARKET, BY COUNTRY, 2021-2031 ($BILLION)
TABLE 71. LATIN AMERICA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 72. LATIN AMERICA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 73. LATIN AMERICA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 74. MIDDLE EAST ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 75. MIDDLE EAST ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 76. MIDDLE EAST ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 77. AFRICA ASSET-BASED LENDING MARKET, BY TYPE, 2021-2031 ($BILLION)
TABLE 78. AFRICA ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021-2031 ($BILLION)
TABLE 79. AFRICA ASSET-BASED LENDING MARKET, BY END USER, 2021-2031 ($BILLION)
TABLE 80. LLOYDS BANK: KEY EXECUTIVES
TABLE 81. LLOYDS BANK: COMPANY SNAPSHOT
TABLE 82. LLOYDS BANK: SERVICE SEGMENTS
TABLE 83. LLOYDS BANK: PRODUCT PORTFOLIO
TABLE 84. LLOYDS BANK: KEY STRATERGIES
TABLE 85. BARCLAYS BANK PLC: KEY EXECUTIVES
TABLE 86. BARCLAYS BANK PLC: COMPANY SNAPSHOT
TABLE 87. BARCLAYS BANK PLC: SERVICE SEGMENTS
TABLE 88. BARCLAYS BANK PLC: PRODUCT PORTFOLIO
TABLE 89. HILTON-BAIRD GROUP: KEY EXECUTIVES
TABLE 90. HILTON-BAIRD GROUP: COMPANY SNAPSHOT
TABLE 91. HILTON-BAIRD GROUP: SERVICE SEGMENTS
TABLE 92. HILTON-BAIRD GROUP: PRODUCT PORTFOLIO
TABLE 93. JPMORGAN CHASE & CO.: KEY EXECUTIVES
TABLE 94. JPMORGAN CHASE & CO.: COMPANY SNAPSHOT
TABLE 95. JPMORGAN CHASE & CO.: PRODUCT SEGMENTS
TABLE 96. JPMORGAN CHASE & CO.: PRODUCT PORTFOLIO
TABLE 97. BERKSHIRE BANK: KEY EXECUTIVES
TABLE 98. BERKSHIRE BANK: COMPANY SNAPSHOT
TABLE 99. BERKSHIRE BANK: SERVICE SEGMENTS
TABLE 100. BERKSHIRE BANK: PRODUCT PORTFOLIO
TABLE 101. BERKSHIRE BANK: KEY STRATERGIES
TABLE 102. WHITE OAK FINANCIAL, LLC: KEY EXECUTIVES
TABLE 103. WHITE OAK FINANCIAL, LLC: COMPANY SNAPSHOT
TABLE 104. WHITE OAK FINANCIAL, LLC: SERVICE SEGMENTS
TABLE 105. WHITE OAK FINANCIAL, LLC: PRODUCT PORTFOLIO
TABLE 106. WHITE OAK FINANCIAL, LLC: KEY STRATERGIES
TABLE 107. WELLS FARGO: KEY EXECUTIVES
TABLE 108. WELLS FARGO: COMPANY SNAPSHOT
TABLE 109. WELLS FARGO: SERVICE SEGMENTS
TABLE 110. WELLS FARGO: PRODUCT PORTFOLIO
TABLE 111. WELLS FARGO: KEY STRATERGIES
TABLE 112. PORTER CAPITAL: KEY EXECUTIVES
TABLE 113. PORTER CAPITAL: COMPANY SNAPSHOT
TABLE 114. PORTER CAPITAL: SERVICE SEGMENTS
TABLE 115. PORTER CAPITAL: PRODUCT PORTFOLIO
TABLE 116. PORTER CAPITAL: KEY STRATERGIES
TABLE 117. CAPITAL FUNDING SOLUTIONS INC.: KEY EXECUTIVES
TABLE 118. CAPITAL FUNDING SOLUTIONS INC.: COMPANY SNAPSHOT
TABLE 119. CAPITAL FUNDING SOLUTIONS INC.: SERVICE SEGMENTS
TABLE 120. CAPITAL FUNDING SOLUTIONS INC.: PRODUCT PORTFOLIO
TABLE 121. SLR CREDIT SOLUTIONS: KEY EXECUTIVES
TABLE 122. SLR CREDIT SOLUTIONS: COMPANY SNAPSHOT
TABLE 123. SLR CREDIT SOLUTIONS: SERVICE SEGMENTS
TABLE 124. SLR CREDIT SOLUTIONS: PRODUCT PORTFOLIO
List of Figures
FIGURE 01. ASSET-BASED LENDING MARKET, 2021-2031
FIGURE 02. SEGMENTATION OF ASSET-BASED LENDING MARKET, 2021-2031
FIGURE 03. TOP INVESTMENT POCKETS IN ASSET-BASED LENDING MARKET (2022-2031)
FIGURE 04. MODERATE-TO-HIGH BARGAINING POWER OF SUPPLIERS
FIGURE 05. MODERATE-TO-HIGH BARGAINING POWER OF BUYERS
FIGURE 06. MODERATE THREAT OF SUBSTITUTES
FIGURE 07. LOW-TO-MODERATE THREAT OF NEW ENTRANTS
FIGURE 08. MODERATE-TO-HIGH INTENSITY OF RIVALRY
FIGURE 09. DRIVERS, RESTRAINTS AND OPPORTUNITIES: GLOBALASSET-BASED LENDING MARKET
FIGURE 10. ASSET-BASED LENDING MARKET, BY TYPE, 2021 (%)
FIGURE 11. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR INVENTORY FINANCING, BY COUNTRY 2021-2031 (%)
FIGURE 12. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR RECEIVABLES FINANCING, BY COUNTRY 2021-2031 (%)
FIGURE 13. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR EQUIPMENT FINANCING, BY COUNTRY 2021-2031 (%)
FIGURE 14. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR OTHERS, BY COUNTRY 2021-2031 (%)
FIGURE 15. ASSET-BASED LENDING MARKET, BY INTEREST RATE, 2021 (%)
FIGURE 16. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR FIXED RATE, BY COUNTRY 2021-2031 (%)
FIGURE 17. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR FLOATING RATE, BY COUNTRY 2021-2031 (%)
FIGURE 18. ASSET-BASED LENDING MARKET, BY END USER, 2021 (%)
FIGURE 19. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR LARGE ENTERPRISES, BY COUNTRY 2021-2031 (%)
FIGURE 20. COMPARATIVE SHARE ANALYSIS OF ASSET-BASED LENDING MARKET FOR SMALL AND MEDIUM-SIZED ENTERPRISES, BY COUNTRY 2021-2031 (%)
FIGURE 21. ASSET-BASED LENDING MARKET BY REGION, 2021
FIGURE 22. U.S. ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 23. CANADA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 24. UK ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 25. GERMANY ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 26. FRANCE ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 27. ITALY ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 28. SPAIN ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 29. REST OF EUROPE ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 30. CHINA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 31. JAPAN ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 32. INDIA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 33. AUSTRALIA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 34. SOUTH KOREA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 35. REST OF ASIA-PACIFIC ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 36. LATIN AMERICA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 37. MIDDLE EAST ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 38. AFRICA ASSET-BASED LENDING MARKET, 2021-2031 ($BILLION)
FIGURE 39. TOP WINNING STRATEGIES, BY YEAR
FIGURE 40. TOP WINNING STRATEGIES, BY DEVELOPMENT
FIGURE 41. TOP WINNING STRATEGIES, BY COMPANY
FIGURE 42. PRODUCT MAPPING OF TOP 10 PLAYERS
FIGURE 43. COMPETITIVE DASHBOARD
FIGURE 44. COMPETITIVE HEATMAP: ASSET-BASED LENDING MARKET
FIGURE 45. TOP PLAYER POSITIONING, 2021
FIGURE 46. LLOYDS BANK: NET REVENUE, 2019-2021 ($MILLION)
FIGURE 47. LLOYDS BANK: REVENUE SHARE BY SEGMENT, 2021 (%)
FIGURE 48. BARCLAYS BANK PLC: NET REVENUE, 2019-2021 ($MILLION)
FIGURE 49. BARCLAYS BANK PLC: REVENUE SHARE BY SEGMENT, 2021 (%)
FIGURE 50. BARCLAYS BANK PLC: REVENUE SHARE BY REGION, 2021 (%)
FIGURE 51. JPMORGAN CHASE & CO.: NET REVENUE, 2019-2021 ($MILLION)
FIGURE 52. BERKSHIRE BANK: NET REVENUE, 2019-2021 ($MILLION)
FIGURE 53. WELLS FARGO: NET REVENUE, 2019-2021 ($MILLION)
FIGURE 54. WELLS FARGO: REVENUE SHARE BY SEGMENT, 2021 (%)

Executive Summary

According to the report titled, “Asset-Based Lending Market," the asset-based lending market was valued at $561.45 billion in 2021, and is estimated to reach $1721.38 billion by 2031, growing at a CAGR of 12.2% from 2022 to 2031.

The lending of money under a contract that is protected by assets is known as asset-based lending. Businesses, not consumers, are the beneficiaries of asset-based financing. Inventory, accounts receivable, equipment, or other items that belong to the borrower can be used as collateral for an asset-based loan or line of credit. It is also known as asset-based financing.

Key factors driving the growth of the asset-based lending market include the easier criteria for the eligibility of asset-based loans is one of the major reasons for the growth of asset-based lending market. In addition, asset-based loans provide financial stability for SMEs, micro-businesses, and medium-sized enterprises. It provides flexible additional funding for plant and machinery. Further, businesses can raise money through asset-based lending without doing credit checks or creating a cash flow projection. It is perfect for expanding a business or protecting working cash in volatile markets. These factors notably contribute toward asset-based lending market growth. Given that the loan is secured by an asset and therefore has a lower interest rate than unsecured lending (a loan that is not backed by an asset or assets), asset-based lending is less risky than unsecured lending. Therefore, the less dangerous a loan is seen to be, the lower the interest rate that is required, and the more liquid the asset. Also, compared to unsecured loans and credit lines, asset-based loans are quicker and simpler to arrange. Moreover, market expansion throughout the anticipated term is being constrained by the rising weight of non-performing assets (NPAs). The COVID-19 has raised the NPA load as a result of things such a decline in global commodity prices, halted projects, and willful defaulters. People have been urged to exercise social seclusion, and lockdowns have been established all around the world to stop the virus's spread. Due to decreased economic activity, more people are unemployed and have lower incomes in most nations. Further, the digitalization of a LaaS platform refers to the usage of online technology available on a bank's or credit union's website for online applications, assessments, fulfillment, and repayments.

The market also offers growth opportunities to the key players in the market. Increasing use of digital platforms to better manage liquidity and solvency risks has been facilitated by the emergence of innovative companies in the fintech sector. Utilizing open data trends also enables more specialized & more customized relevant goods and value-added services. Furthermore, new technologies provide the opportunity to optimize processes. Thus, these factors are expected to provide lucrative growth opportunities for the market in the coming years. The asset-based lending industry is predicted to develop in the next years due to the increasing use of cutting-edge technology. Also, the industry is anticipated to have profitable growth in the approaching years as a result of the increasing reliance on digital banking.

The asset-based lending market is segmented on the basis of type, interest rate, end user, and region. By type, it is categorized into inventory financing, receivables financing, equipment financing, and others. By interest rate, it is bifurcated into fixed rate and floating rate. By end user, it is divided into large enterprises and small & medium-sized enterprises. Region wise, it is analyzed across North America (the U.S., Canada, and Mexico), Europe (the UK, Germany, France, Italy, Spain, Russia, Portugal and rest of Europe), Asia-Pacific (China, India, Japan, Australia, and rest of Asia-Pacific), and LAMEA (Brazil, Argentina, South Africa, and rest of LAMEA).

The key players profiled in the study include Lloyds Bank, Barclays Bank PLC, Hilton-Baird, JPMorgan Chase & Co., Berkshire Bank, White Oak Financial, LLC, Wells Fargo, Porter Capital, Capital Funding Solutions Inc., and Crystal Financial. The players in the market have been actively engaged in the adoption various strategies such as acquisition, product launch and expansion to remain competitive and gain advantage over the competitors in the market. Moreover, Time Finance launched a new funding option for asset-based lending (ABL) in October 2022. The solution, which is aimed at UK Businesses, would enable customers to access operating capital and raise money in the face of rising prices. The technology will make it possible for UK SMEs to access cash that is linked to their company's property, including plant and machinery, inventory, and real estate. When combined with an invoice finance contract, Time Finance may offer working capital of up to £2.5 million.

Key Market Insights

  • By end user, the large enterprises segment led the asset-based lending market in terms of revenue in 2021.
  • By interest rate, the fixed rate segment accounted for the highest asset-based lending market share in 2021.
  • By region, Asia-Pacific generated the highest revenue of asset-based lending market in 2021.

Companies Mentioned

  • JPMorgan Chase & Co.
  • Berkshire Bank
  • Porter Capital
  • Lloyds Bank
  • SLR Credit Solutions
  • Hilton-Baird Group
  • Barclays Bank PLC
  • Wells Fargo
  • White Oak Financial, LLC
  • Capital Funding Solutions Inc.

Methodology

The analyst offers exhaustive research and analysis based on a wide variety of factual inputs, which largely include interviews with industry participants, reliable statistics, and regional intelligence. The in-house industry experts play an instrumental role in designing analytic tools and models, tailored to the requirements of a particular industry segment. The primary research efforts include reaching out participants through mail, tele-conversations, referrals, professional networks, and face-to-face interactions.

They are also in professional corporate relations with various companies that allow them greater flexibility for reaching out to industry participants and commentators for interviews and discussions.

They also refer to a broad array of industry sources for their secondary research, which typically include; however, not limited to:

  • Company SEC filings, annual reports, company websites, broker & financial reports, and investor presentations for competitive scenario and shape of the industry
  • Scientific and technical writings for product information and related preemptions
  • Regional government and statistical databases for macro analysis
  • Authentic news articles and other related releases for market evaluation
  • Internal and external proprietary databases, key market indicators, and relevant press releases for market estimates and forecast

Furthermore, the accuracy of the data will be analyzed and validated by conducting additional primaries with various industry experts and KOLs. They also provide robust post-sales support to clients.

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