The report provides a comprehensive analysis of the potential of lending industry in Indonesia. The report covers an overview and genesis of the industry, market size in terms of loan disbursed.
The report has market segmentation which include segments by on the basis of medium, by lending type (loan disbursed), by end consumer industry (business lending), by medium (loan disbursed), by loan type (loan disbursed) by borrower type (loan disbursed), by investment type (loan disbursed), by region (loan disbursed); growth enablers and drivers; challenges and bottlenecks; trends driving adoption trends; regulatory framework; end-user analysis, industry analysis, competitive landscape including competition scenario and market shares of major players. The report concludes with each market segmentation's future projections and analyst recommendations.
Indonesia has 785 fintech businesses, making it Southeast Asia's second-largest hub for fintech startups. The next-gen investors are now shifting from traditional means to explicit P2P lending apps for processing loans. The largest economy in Southeast Asia, Indonesia, has become one of the main fintech centers in recent years.
Peer-to-peer (P2P) lending has rapidly expanded in Indonesia, raising worries about the acquisition of personal information from borrowers and an increase in illicit internet lenders in Indonesia, creating a havoc in P2P lending market.
Loan Type: P2P lending offers both secured and unsecured loans. However, most of the loans in P2P lending are unsecured.
The report has market segmentation which include segments by on the basis of medium, by lending type (loan disbursed), by end consumer industry (business lending), by medium (loan disbursed), by loan type (loan disbursed) by borrower type (loan disbursed), by investment type (loan disbursed), by region (loan disbursed); growth enablers and drivers; challenges and bottlenecks; trends driving adoption trends; regulatory framework; end-user analysis, industry analysis, competitive landscape including competition scenario and market shares of major players. The report concludes with each market segmentation's future projections and analyst recommendations.
Market Overview:
According to publisher estimates, the Indonesia Peer-to-Peer Lending Market has increased in 2022 at a CAGR of 142.8% owing to growing demand for financing penetration in the sector.Indonesia has 785 fintech businesses, making it Southeast Asia's second-largest hub for fintech startups. The next-gen investors are now shifting from traditional means to explicit P2P lending apps for processing loans. The largest economy in Southeast Asia, Indonesia, has become one of the main fintech centers in recent years.
Peer-to-peer (P2P) lending has rapidly expanded in Indonesia, raising worries about the acquisition of personal information from borrowers and an increase in illicit internet lenders in Indonesia, creating a havoc in P2P lending market.
Key Trends by Market Segment:
By Lending Type: Consumer lending segment, including personal loans, education loans, home renovation loans, and other types of loans for individual borrowers, accounted for majority share.Loan Type: P2P lending offers both secured and unsecured loans. However, most of the loans in P2P lending are unsecured.
Competitive Landscape
The Indonesia Peer-to-Peer Lending market is Moderately Fragmented. The nature of competition is high. Philippine lending market by banks making it moderately consolidated with competitive rivalry among the competitors. Some of the popular players are Asetku, KoinWorks, KreditPintar and others which contribute to the major share in the entire market (EasyCash, Crowdo, Crowde).Future Outlook
The Indonesian government pays special attention to the fintech industry, including P2P lending. The government with new regulation, POJK 10/2022, has provided stricter regulations and ensured that the P2P lending industry operates fairly and transparently. This will increase public confidence and attract more lenders and borrowers.Table of Contents
1. Executive Summary
2. Country Overview
3. Banking Industry Overview
4. Indonesia MSME Structure
5. Market Overview and Genesis of Indonesia Peer-to-Peer Lending Market
6. Market Segmentation of Indonesia Peer-to-Peer Lending Market
7. Industry Analysis of Indonesia Peer-to-Peer Lending Market
8. End User Analysis Indonesia Peer-to-Peer Lending Market
9. Competition Framework of Indonesia Peer-to-Peer Lending Market
10. Future Outlook of Indonesia Peer-to-Peer Lending Market
11. Analyst Recommendations
12. Industry Speaks
Companies Mentioned (Partial List)
A selection of companies mentioned in this report includes, but is not limited to:
- Asetku
- KoinWorks
- KreditPintar
- Amartha
- Danamas
- Modalku
- Investree
- Akseleran
- Alami
