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ATM Software - Global Strategic Business Report

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    Report

  • 371 Pages
  • July 2025
  • Region: Global
  • Global Industry Analysts, Inc
  • ID: 6070406
The global market for ATM Software was estimated at US$5.4 Billion in 2024 and is projected to reach US$6.4 Billion by 2030, growing at a CAGR of 3.1% from 2024 to 2030. This comprehensive report provides an in-depth analysis of market trends, drivers, and forecasts, helping you make informed business decisions. The report includes the most recent global tariff developments and how they impact the ATM Software market.

Global ATM Software Market - Key Trends & Drivers Summarized

How Is ATM Software Revolutionizing Banking Operations?

ATM software plays a crucial role in enhancing the functionality, security, and efficiency of automated teller machines. These systems enable features such as cash dispensing, multi-currency transactions, and advanced customer interaction capabilities. With the rise of digital banking, ATM software is evolving to provide seamless integration with mobile and online platforms, creating an omnichannel banking experience. Innovations such as biometric authentication and contactless transactions are redefining ATM interactions, improving convenience and security for users. These advancements are transforming ATMs into multi-functional service points that extend beyond basic cash transactions.

What Trends Are Influencing the ATM Software Market?

Several trends are shaping the ATM software market. The growing demand for self-service banking solutions has increased reliance on advanced ATM software that supports diverse functionalities. Security concerns, such as fraud and cyber threats, are driving investments in software with enhanced encryption and authentication protocols. Cloud-based ATM software is gaining traction due to its scalability and cost efficiency, enabling banks to manage and update systems remotely. Additionally, the integration of AI and machine learning into ATM software is improving predictive maintenance and enhancing user experiences. These trends highlight the continuous evolution of ATM technology.

Why Are Financial Institutions Prioritizing ATM Software Upgrades?

Financial institutions are upgrading ATM software to align with changing consumer expectations and regulatory requirements. Customers demand faster, safer, and more personalized banking experiences, prompting banks to adopt software that supports innovative features like QR code payments and video assistance. Compliance with data protection regulations necessitates robust security measures, making software upgrades essential. Additionally, ATM software that supports multi-language and accessibility features ensures inclusivity and caters to diverse customer demographics. These priorities underscore the importance of advanced software in modern banking infrastructure.

What Drives the Growth in the ATM Software Market?

The growth in the ATM software market is driven by increasing adoption of self-service banking, advancements in security technologies, and the rising need for omnichannel integration. The proliferation of digital wallets and mobile payments has spurred demand for software that bridges physical and digital banking services. Banks` focus on reducing operational costs has also accelerated the adoption of cloud-based and AI-powered solutions. Additionally, the expansion of banking services in emerging economies is creating opportunities for ATM software providers to cater to growing customer bases. These factors collectively drive the market`s sustained growth.

Scope of Study:

The report analyzes the ATM Software market in terms of units by the following Segments, and Geographic Regions/Countries:
  • Segments: Component (ATM Software, ATM Services); Function (Cash Dispenser Function, Bill Payment Function, Card Payment Function, Cash Deposit Function); End-Use (Banks and Financial Institutions End-Use, Independent ATM Deployer End-Use)
  • Geographic Regions/Countries: World; United States; Canada; Japan; China; Europe (France; Germany; Italy; United Kingdom; Spain; Russia; and Rest of Europe); Asia-Pacific (Australia; India; South Korea; and Rest of Asia-Pacific); Latin America (Argentina; Brazil; Mexico; and Rest of Latin America); Middle East (Iran; Israel; Saudi Arabia; United Arab Emirates; and Rest of Middle East); and Africa.

Key Insights:

  • Market Growth: Understand the significant growth trajectory of the ATM Software segment, which is expected to reach US$3.5 Billion by 2030 with a CAGR of a 3.8%. The ATM Services segment is also set to grow at 2.2% CAGR over the analysis period.
  • Regional Analysis: Gain insights into the U.S. market, estimated at $1.5 Billion in 2024, and China, forecasted to grow at an impressive 5.9% CAGR to reach $1.3 Billion by 2030. Discover growth trends in other key regions, including Japan, Canada, Germany, and the Asia-Pacific.

Why You Should Buy This Report:

  • Detailed Market Analysis: Access a thorough analysis of the Global ATM Software Market, covering all major geographic regions and market segments.
  • Competitive Insights: Get an overview of the competitive landscape, including the market presence of major players across different geographies.
  • Future Trends and Drivers: Understand the key trends and drivers shaping the future of the Global ATM Software Market.
  • Actionable Insights: Benefit from actionable insights that can help you identify new revenue opportunities and make strategic business decisions.

Key Questions Answered:

  • How is the Global ATM Software Market expected to evolve by 2030?
  • What are the main drivers and restraints affecting the market?
  • Which market segments will grow the most over the forecast period?
  • How will market shares for different regions and segments change by 2030?
  • Who are the leading players in the market, and what are their prospects?

Report Features:

  • Comprehensive Market Data: Independent analysis of annual sales and market forecasts in US$ Million from 2024 to 2030.
  • In-Depth Regional Analysis: Detailed insights into key markets, including the U.S., China, Japan, Canada, Europe, Asia-Pacific, Latin America, Middle East, and Africa.
  • Company Profiles: Coverage of players such as Chetu Inc., Clydestone (Ghana) Limited, CMS Info Systems Limited, CR2, Diebold Nixdorf, Incorporated and more.
  • Complimentary Updates: Receive free report updates for one year to keep you informed of the latest market developments.

Some of the 41 companies featured in this ATM Software market report include:

  • Chetu Inc.
  • Clydestone (Ghana) Limited
  • CMS Info Systems Limited
  • CR2
  • Diebold Nixdorf, Incorporated
  • Ekassir - Banking Systems LLC
  • Fiserv, Inc.
  • Hitachi Payment Services Pvt. Ltd.
  • KAL ATM Software GmbH
  • Morphis, Inc.
  • NCR Atleos Corporation
  • Paragon Application Systems
  • SBS Software Ges.mbH
  • The Penki Kontinentai Group (BS/2)
  • Triton Systems
  • Vortex Engineering Pvt., Ltd.

This edition integrates the latest global trade and economic shifts as of June 2025 into comprehensive market analysis. Key updates include:

  • Tariff and Trade Impact: Insights into global tariff negotiations across 180+ countries, with analysis of supply chain turbulence, sourcing disruptions, and geographic realignment. Special focus on 2025 as a pivotal year for trade tensions, including updated perspectives on the Trump-era tariffs.
  • Adjusted Forecasts and Analytics: Revised global and regional market forecasts through 2030, incorporating tariff effects, economic uncertainty, and structural changes in globalization. Includes segmentation by product, technology, type, material, distribution channel, application, and end-use, with historical analysis since 2015.
  • Strategic Market Dynamics: Evaluation of revised market prospects, regional outlooks, and key economic indicators such as population and urbanization trends.
  • Innovation & Technology Trends: Latest developments in product and process innovation, emerging technologies, and key industry drivers shaping the competitive landscape.
  • Competitive Intelligence: Updated global market share estimates for 2025, competitive positioning of major players (Strong/Active/Niche/Trivial), and refined focus on leading global brands and core players.
  • Expert Insight & Commentary: Strategic analysis from economists, trade experts, and domain specialists to contextualize market shifts and identify emerging opportunities.
  • Complimentary Update: Buyers receive a free July 2025 update with finalized tariff impacts, new trade agreement effects, revised projections, and expanded country-level coverage.

Table of Contents

I. METHODOLOGYII. EXECUTIVE SUMMARY
1. MARKET OVERVIEW
  • Influencer Market Insights
  • Tariff Impact on Global Supply Chain Patterns
  • ATM Software - Global Key Competitors Percentage Market Share in 2025 (E)
  • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2025 (E)
2. FOCUS ON SELECT PLAYERS
3. MARKET TRENDS & DRIVERS
  • Increasing ATM Modernization Initiatives Fuel Software Upgrades
  • Rise in Cardless and Contactless Transactions Drives Software Demand
  • Surge in Cybersecurity Requirements Boosts Demand for Advanced ATM Software
  • Integration of AI and Machine Learning Enhances Fraud Detection Capabilities
  • Adoption of Cloud-Based ATM Software Streamlines Operations
  • Growing Demand for Personalized Banking Services Increases Software Flexibility
  • Expansion of ATM-as-a-Service Models Creates Recurring Revenue Opportunities
  • Enhanced Analytics Capabilities Support Real-Time Customer Insights
  • Rising Demand for Multi-Lingual and Accessibility Features Expands User Base
  • Banks' Focus on Omnichannel Experience Drives ATM Software Innovation
  • Shift Towards Cash Recycling ATMs Increases Software Complexity
  • Open Banking Standards Enable Better Interoperability Across Systems
  • Demand for Remote Software Management Reduces Downtime
  • Growth in Rural and Underbanked Regions Stimulates Software Deployment
  • Integration with Mobile and Digital Wallets Expands Transaction Options
4. GLOBAL MARKET PERSPECTIVE
  • TABLE 1: World ATM Software Market Analysis of Annual Sales in US$ Million for Years 2015 through 2030
  • TABLE 2: World Recent Past, Current & Future Analysis for ATM Software by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 3: World Historic Review for ATM Software by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 4: World 15-Year Perspective for ATM Software by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets for Years 2015, 2025 & 2030
  • TABLE 5: World Recent Past, Current & Future Analysis for ATM Software by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 6: World Historic Review for ATM Software by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 7: World 15-Year Perspective for ATM Software by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 8: World Recent Past, Current & Future Analysis for ATM Services by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 9: World Historic Review for ATM Services by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 10: World 15-Year Perspective for ATM Services by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 11: World Recent Past, Current & Future Analysis for Cash Dispenser Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 12: World Historic Review for Cash Dispenser Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 13: World 15-Year Perspective for Cash Dispenser Function by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 14: World Recent Past, Current & Future Analysis for Bill Payment Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 15: World Historic Review for Bill Payment Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 16: World 15-Year Perspective for Bill Payment Function by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 17: World Recent Past, Current & Future Analysis for Card Payment Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 18: World Historic Review for Card Payment Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 19: World 15-Year Perspective for Card Payment Function by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 20: World Recent Past, Current & Future Analysis for Cash Deposit Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 21: World Historic Review for Cash Deposit Function by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 22: World 15-Year Perspective for Cash Deposit Function by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 23: World Recent Past, Current & Future Analysis for Banks & Financial Institutions End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 24: World Historic Review for Banks & Financial Institutions End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 25: World 15-Year Perspective for Banks & Financial Institutions End-Use by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
  • TABLE 26: World Recent Past, Current & Future Analysis for Independent ATM Deployer End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2024 through 2030 and % CAGR
  • TABLE 27: World Historic Review for Independent ATM Deployer End-Use by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa Markets - Independent Analysis of Annual Sales in US$ Million for Years 2015 through 2023 and % CAGR
  • TABLE 28: World 15-Year Perspective for Independent ATM Deployer End-Use by Geographic Region - Percentage Breakdown of Value Sales for USA, Canada, Japan, China, Europe, Asia-Pacific, Latin America, Middle East and Africa for Years 2015, 2025 & 2030
III. MARKET ANALYSIS
  • UNITED STATES
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2025 (E)
  • CANADA
  • JAPAN
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Japan for 2025 (E)
  • CHINA
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in China for 2025 (E)
  • EUROPE
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2025 (E)
  • FRANCE
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in France for 2025 (E)
  • GERMANY
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Germany for 2025 (E)
  • ITALY
  • UNITED KINGDOM
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United Kingdom for 2025 (E)
  • SPAIN
  • RUSSIA
  • REST OF EUROPE
  • ASIA-PACIFIC
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2025 (E)
  • AUSTRALIA
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Australia for 2025 (E)
  • INDIA
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in India for 2025 (E)
  • SOUTH KOREA
  • REST OF ASIA-PACIFIC
  • LATIN AMERICA
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Latin America for 2025 (E)
  • ARGENTINA
  • BRAZIL
  • MEXICO
  • REST OF LATIN AMERICA
  • MIDDLE EAST
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Middle East for 2025 (E)
  • IRAN
  • ISRAEL
  • SAUDI ARABIA
  • UNITED ARAB EMIRATES
  • REST OF MIDDLE EAST
  • AFRICA
  • ATM Software Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Africa for 2025 (E)
IV. COMPETITION

Companies Mentioned (Partial List)

A selection of companies mentioned in this report includes, but is not limited to:

  • Chetu Inc.
  • Clydestone (Ghana) Limited
  • CMS Info Systems Limited
  • CR2
  • Diebold Nixdorf, Incorporated
  • Ekassir – Banking Systems LLC
  • Fiserv, Inc.
  • Hitachi Payment Services Pvt. Ltd.
  • KAL ATM Software GmbH
  • Morphis, Inc.
  • NCR Atleos Corporation
  • Paragon Application Systems
  • SBS Software Ges.mbH
  • The Penki Kontinentai Group (BS/2)
  • Triton Systems
  • Vortex Engineering Pvt., Ltd.

Table Information