Digital Payment Gateways Market Report 2026

The digital payment gateways market size has grown exponentially in recent years. It will grow from $34.83 billion in 2025 to $42.08 billion in 2026 at a compound annual growth rate (CAGR) of 20.8%. The growth in the historic period can be attributed to expansion of e-commerce platforms, rising smartphone penetration, growth of online retail transactions, increasing acceptance of digital payments, improvements in payment security protocols.

The digital payment gateways market size is expected to see exponential growth in the next few years. It will grow to $88.96 billion in 2030 at a compound annual growth rate (CAGR) of 20.6%. The growth in the forecast period can be attributed to growing adoption of cross-border e-commerce payments, rising demand for real-time transaction processing, expansion of embedded payment solutions, increasing use of AI-driven fraud detection, growing focus on seamless checkout experiences. Major trends in the forecast period include increasing adoption of one-click payment solutions, rising integration of multi-currency payment gateways, growing use of api-based payment integrations, expansion of subscription and recurring billing models, enhanced focus on payment security and fraud prevention.

The increasing demand for contactless payments is expected to drive the growth of the digital payment gateways market. Contactless payments refer to a secure payment method that allows consumers to purchase products or services by simply tapping or waving a payment device. The growing preference for contactless payments is driven by the need for hygienic transactions, as this approach reduces physical contact among customers, cashiers, and payment terminals. Digital payment gateways support contactless payments by securely processing transactions between customers and merchants in real time, enabling smooth, fast, and encrypted payment experiences across cards, mobile wallets, and other contactless solutions. For instance, in July 2024, according to a report published by the European Central Bank, a Germany-based core institution of the Eurosystem, during the first half of 2023, the number of contactless card payments increased by 24.3% year on year to reach 20.9 billion, while the total transaction value rose by 25.9% to $540 billion (€0.5 trillion). As a result, the growth in contactless payments is fueling the expansion of the digital payment gateways market.

Companies in the digital payment gateways sector are focusing on advancements such as seamless payment integration to improve transaction speed, security, and user experience. This type of integration involves embedding payment processing systems smoothly into websites, mobile apps, or other digital platforms. For example, in August 2024, PhonePe, an India-based software company, introduced PhonePe PG Bolt, a sophisticated in-app payment solution that provides a seamless and ultra-fast checkout experience for merchants and customers. The solution offers a 99% transaction success rate, addressing issues such as payment failures, cart abandonment, and funnel drop-offs that frequently affect online transactions. Additionally, it features a one-click, PIN-less process for certain payment methods, further simplifying and accelerating the checkout process.

In February 2024, Global Payments, a US-based payment processing company, acquired TakePayments for an undisclosed amount. This acquisition allows Global Payments to enhance its international presence and strengthen its position in the UK market by offering improved payment processing solutions to a broader range of merchants, particularly small and medium-sized businesses. TakePayments is a UK-based provider of digital payment solutions, including card machines and online payment gateways for small and medium-sized enterprises.

Major companies operating in the digital payment gateways market are Stripe Inc, PayPal Holdings Inc, Adyen NV, Razorpay Software Private Limited, Cashfree Payments India Private Limited, CCAvenue, Instamojo Technologies Private Limited, Easebuzz Private Limited, PayKun Payment Solutions Private Limited, Zaakpay, Helcim Inc, BlueSnap Inc, Checkout.com, Mollie BV, Flutterwave Inc, Payoneer Inc, Worldline SA, Nuvei Corporation, Paytabs Group, Telr Payments.

North America was the largest region in the digital payment gateways market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the digital payment gateways market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the digital payment gateways market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The digital payment gateways market consists of revenues earned by entities by providing services such as payment authorization, transaction processing, customer support services, fraud detection, and prevention. The market value includes the value of related goods sold by the service provider or included within the service offering. The digital payment gateways market also includes sales of POS (point-of-sale) terminals, payment gateway software, payment SDKs, virtual payment terminals, and QR code scanners. Values in this market are ‘factory gate’ values, that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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