The credit risk management services market size has grown rapidly in recent years. It will grow from $8.11 billion in 2024 to $9.15 billion in 2025 at a compound annual growth rate (CAGR) of 12.8%. The growth during the historic period can be attributed to increased regulatory mandates, the growing adoption of cloud-based credit risk management tools, the expansion of cross-border lending activities, a heightened demand for comprehensive enterprise risk management, and a rise in consumer credit card debt.
The credit risk management services market size is expected to see rapid growth in the next few years. It will grow to $14.67 billion in 2029 at a compound annual growth rate (CAGR) of 12.5%. The projected growth in the forecast period can be attributed to heightened regulatory scrutiny of credit risk assessments, an increasing need for compliance, rising demand for transparent and auditable credit decision-making processes, greater adoption of blockchain technology, and the expanding presence of digital banking platforms. Key trends expected during this period include the use of cloud-based risk management platforms, real-time credit monitoring, blockchain for securing credit data, automated decision-making systems, advanced predictive modeling, and the integration of natural language processing.
The swift growth of the banking sector is expected to drive the expansion of the credit risk management services market in the coming years. The banking sector comprises institutions that manage financial assets by accepting deposits, issuing loans, and providing various financial services to individuals, businesses, and governments. This rapid expansion is largely due to increased financial inclusion, as more previously underserved populations gain access to banking and credit facilities. Credit risk management services support this sector by offering advanced risk assessment tools that improve the accuracy of lending decisions. These services help minimize default risks by identifying high-risk borrowers early, thereby strengthening financial stability and operational efficiency. For example, in April 2024, UK Finance Limited, a UK-based trade organization, reported that digital-only bank accounts experienced significant growth, rising from 24% in 2023 to 36% in 2024. As a result, the rapid development of the banking sector is a key driver of the credit risk management services market.
Leading companies in the credit risk management services market are increasingly focusing on the development of advanced solutions powered by artificial intelligence (AI) to improve the speed and accuracy of credit evaluations. AI-powered tools are software applications that utilize artificial intelligence to analyze and enhance complex processes such as credit risk assessment. For instance, in March 2025, martini.ai, a US-based fintech company specializing in AI, launched Financials Agent, an AI-driven tool for analyzing credit risk. This tool enables financial professionals to swiftly assess a company’s financial health by allowing users to upload documents like 10-K filings. It automatically extracts critical data such as income, debt, liquidity, and cash flow to generate real-time credit risk reports. The tool flags issues such as high leverage or declining profitability, accelerating risk identification and streamlining credit evaluations by enhancing precision and enabling users to review and adjust key inputs as needed.
In January 2025, Aon plc, a UK-based risk management firm, entered into a strategic partnership with Moody’s Ratings to integrate their services for enhanced client solutions. This collaboration aims to strengthen credit risk management capabilities by merging Aon’s analytics and client-focused insights with Moody’s expertise in credit assessment. Moody’s Ratings, a US-based firm, is recognized for its specialization in credit rating and risk analytics.
Major players in the credit risk management services market are IBM Corporation, PwC Corporation, Oracle Corporation, Salesforce Inc., KPMG International, SAP SE, Intuit, Aon plc, Boston Consulting Group, Hearst Communications, LexisNexis Risk Solutions, Experian plc, Equifax Inc., TransUnion LLC, SAS Institute Inc., S&P Global Inc., Fair Isaac Corporation, CRIF Realtime Ltd, Clearlake Capital Group L.P., and Creditsafe Group.
North America was the largest region in the credit risk management services market in 2024. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in credit risk management services report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.
The countries covered in the credit risk management services market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.
Credit risk management services focus on identifying, evaluating, and mitigating the potential financial losses that may arise when a borrower fails to repay a loan or fulfill contractual obligations. These services utilize tools such as credit scoring, risk modeling, and portfolio analysis to assess a borrower's creditworthiness. The primary goal is to reduce the likelihood of default and support the stability and profitability of lending or investment operations.
The primary service types of credit risk management include risk assessment services, credit scoring and reporting, portfolio management and analysis, regulatory compliance services, consulting services, and software solutions. Risk assessment services involve a structured process for identifying, analyzing, and evaluating potential risks that could adversely affect an organization’s operations, assets, or reputation. These services cater to a range of business sizes, including small and medium-sized enterprises as well as large corporations, with deployment options available both on-premises and through the cloud. Credit risk management solutions are used across various industries, such as banking, financial services and insurance (BFSI), retail, healthcare, manufacturing, and others.
The credit risk management services market research report is one of a series of new reports that provides credit risk management services market statistics, including credit risk management services industry global market size, regional shares, competitors with a credit risk management services market share, detailed credit risk management services market segments, market trends and opportunities, and any further data you may need to thrive in the credit risk management services industry. This credit risk management services market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.
The credit risk management services market includes revenues earned by entities through portfolio management, fraud detection and prevention, stress testing, credit assessment and scoring, risk modeling and analytics, regulatory compliance support, and the development of credit risk mitigation strategies. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.
The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).
The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.
This product will be delivered within 3-5 business days.
The credit risk management services market size is expected to see rapid growth in the next few years. It will grow to $14.67 billion in 2029 at a compound annual growth rate (CAGR) of 12.5%. The projected growth in the forecast period can be attributed to heightened regulatory scrutiny of credit risk assessments, an increasing need for compliance, rising demand for transparent and auditable credit decision-making processes, greater adoption of blockchain technology, and the expanding presence of digital banking platforms. Key trends expected during this period include the use of cloud-based risk management platforms, real-time credit monitoring, blockchain for securing credit data, automated decision-making systems, advanced predictive modeling, and the integration of natural language processing.
The swift growth of the banking sector is expected to drive the expansion of the credit risk management services market in the coming years. The banking sector comprises institutions that manage financial assets by accepting deposits, issuing loans, and providing various financial services to individuals, businesses, and governments. This rapid expansion is largely due to increased financial inclusion, as more previously underserved populations gain access to banking and credit facilities. Credit risk management services support this sector by offering advanced risk assessment tools that improve the accuracy of lending decisions. These services help minimize default risks by identifying high-risk borrowers early, thereby strengthening financial stability and operational efficiency. For example, in April 2024, UK Finance Limited, a UK-based trade organization, reported that digital-only bank accounts experienced significant growth, rising from 24% in 2023 to 36% in 2024. As a result, the rapid development of the banking sector is a key driver of the credit risk management services market.
Leading companies in the credit risk management services market are increasingly focusing on the development of advanced solutions powered by artificial intelligence (AI) to improve the speed and accuracy of credit evaluations. AI-powered tools are software applications that utilize artificial intelligence to analyze and enhance complex processes such as credit risk assessment. For instance, in March 2025, martini.ai, a US-based fintech company specializing in AI, launched Financials Agent, an AI-driven tool for analyzing credit risk. This tool enables financial professionals to swiftly assess a company’s financial health by allowing users to upload documents like 10-K filings. It automatically extracts critical data such as income, debt, liquidity, and cash flow to generate real-time credit risk reports. The tool flags issues such as high leverage or declining profitability, accelerating risk identification and streamlining credit evaluations by enhancing precision and enabling users to review and adjust key inputs as needed.
In January 2025, Aon plc, a UK-based risk management firm, entered into a strategic partnership with Moody’s Ratings to integrate their services for enhanced client solutions. This collaboration aims to strengthen credit risk management capabilities by merging Aon’s analytics and client-focused insights with Moody’s expertise in credit assessment. Moody’s Ratings, a US-based firm, is recognized for its specialization in credit rating and risk analytics.
Major players in the credit risk management services market are IBM Corporation, PwC Corporation, Oracle Corporation, Salesforce Inc., KPMG International, SAP SE, Intuit, Aon plc, Boston Consulting Group, Hearst Communications, LexisNexis Risk Solutions, Experian plc, Equifax Inc., TransUnion LLC, SAS Institute Inc., S&P Global Inc., Fair Isaac Corporation, CRIF Realtime Ltd, Clearlake Capital Group L.P., and Creditsafe Group.
North America was the largest region in the credit risk management services market in 2024. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in credit risk management services report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa.
The countries covered in the credit risk management services market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.
Credit risk management services focus on identifying, evaluating, and mitigating the potential financial losses that may arise when a borrower fails to repay a loan or fulfill contractual obligations. These services utilize tools such as credit scoring, risk modeling, and portfolio analysis to assess a borrower's creditworthiness. The primary goal is to reduce the likelihood of default and support the stability and profitability of lending or investment operations.
The primary service types of credit risk management include risk assessment services, credit scoring and reporting, portfolio management and analysis, regulatory compliance services, consulting services, and software solutions. Risk assessment services involve a structured process for identifying, analyzing, and evaluating potential risks that could adversely affect an organization’s operations, assets, or reputation. These services cater to a range of business sizes, including small and medium-sized enterprises as well as large corporations, with deployment options available both on-premises and through the cloud. Credit risk management solutions are used across various industries, such as banking, financial services and insurance (BFSI), retail, healthcare, manufacturing, and others.
The credit risk management services market research report is one of a series of new reports that provides credit risk management services market statistics, including credit risk management services industry global market size, regional shares, competitors with a credit risk management services market share, detailed credit risk management services market segments, market trends and opportunities, and any further data you may need to thrive in the credit risk management services industry. This credit risk management services market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.
The credit risk management services market includes revenues earned by entities through portfolio management, fraud detection and prevention, stress testing, credit assessment and scoring, risk modeling and analytics, regulatory compliance support, and the development of credit risk mitigation strategies. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.
The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).
The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.
This product will be delivered within 3-5 business days.
Table of Contents
1. Executive Summary2. Credit Risk Management Services Market Characteristics3. Credit Risk Management Services Market Trends And Strategies4. Credit Risk Management Services Market - Macro Economic Scenario Including The Impact Of Interest Rates, Inflation, Geopolitics, Trade Wars and Tariffs, And Covid And Recovery On The Market32. Global Credit Risk Management Services Market Competitive Benchmarking And Dashboard33. Key Mergers And Acquisitions In The Credit Risk Management Services Market34. Recent Developments In The Credit Risk Management Services Market
5. Global Credit Risk Management Services Growth Analysis And Strategic Analysis Framework
6. Credit Risk Management Services Market Segmentation
7. Credit Risk Management Services Market Regional And Country Analysis
8. Asia-Pacific Credit Risk Management Services Market
9. China Credit Risk Management Services Market
10. India Credit Risk Management Services Market
11. Japan Credit Risk Management Services Market
12. Australia Credit Risk Management Services Market
13. Indonesia Credit Risk Management Services Market
14. South Korea Credit Risk Management Services Market
15. Western Europe Credit Risk Management Services Market
16. UK Credit Risk Management Services Market
17. Germany Credit Risk Management Services Market
18. France Credit Risk Management Services Market
19. Italy Credit Risk Management Services Market
20. Spain Credit Risk Management Services Market
21. Eastern Europe Credit Risk Management Services Market
22. Russia Credit Risk Management Services Market
23. North America Credit Risk Management Services Market
24. USA Credit Risk Management Services Market
25. Canada Credit Risk Management Services Market
26. South America Credit Risk Management Services Market
27. Brazil Credit Risk Management Services Market
28. Middle East Credit Risk Management Services Market
29. Africa Credit Risk Management Services Market
30. Credit Risk Management Services Market Competitive Landscape And Company Profiles
31. Credit Risk Management Services Market Other Major And Innovative Companies
35. Credit Risk Management Services Market High Potential Countries, Segments and Strategies
36. Appendix
Executive Summary
Credit Risk Management Services Global Market Report 2025 provides strategists, marketers and senior management with the critical information they need to assess the market.This report focuses on credit risk management services market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.
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Description
Where is the largest and fastest growing market for credit risk management services ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The credit risk management services market global report answers all these questions and many more.The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market’s historic and forecast market growth by geography.
- The market characteristics section of the report defines and explains the market.
- The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
- The forecasts are made after considering the major factors currently impacting the market. These include:
- The forecasts are made after considering the major factors currently impacting the market. These include the Russia-Ukraine war, rising inflation, higher interest rates, and the legacy of the COVID-19 pandemic.
- Market segmentations break down the market into sub markets.
- The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets.
- The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
- The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.
Scope
Markets Covered:
1) By Service Type: Risk Assessment Services; Credit Scoring And Reporting; Portfolio Management And Analysis; Regulatory Compliance Services; Consulting Services; Software Solutions2) By Enterprise Size: Small And Medium Enterprises; Large Enterprises
3) By Deployment Mode: On-Premises; Cloud
4) By End-User: Banking, Financial Services, And Insurance; Retail; Healthcare; Manufacturing; Other End-Users
Subsegments:
1) By Risk Assessment Services: Genetic Risk Evaluation; Comorbidity Screening; Immunological Profiling; Infection Risk Monitoring; Organ Function Testing2) By Portfolio Management and Analysis: Drug Regimen Optimization; Combination Therapy Analysis; Biologic and Non-biologic Treatment Assessment; Cost-Effectiveness Analysis; Long-Term Outcome Tracking
3) By Consulting Services: Clinical Pathway Design; Hospital and Provider Training; Patient Education and Engagement Strategies; Market Access Consulting; Value-Based Care Strategy Development
4) By Credit Scoring And Reporting: Disease Activity Scoring; Renal Involvement Indexing; Pulmonary Damage Reporting; Treatment Adherence Reporting; Quality-of-Life Indexing
5) By Regulatory Compliance Services: Food and Drug Administration Or European Medicines Agency Therapy Approvals Assistance; Pharmacovigilance And Reporting; Clinical Trial Regulatory Consulting; Post-Marketing Surveillance Compliance; Health Authority Documentation
6) By Software Solutions: Electronic Health Record Integration Tools; Clinical Decision Support Systems; Remote Monitoring and Telehealth Apps; Treatment Outcome Analytics Platforms; Artificial Intelligence-driven Diagnostic and Prognostic Tools
Key Companies Profiled: IBM Corporation; PwC Corporation; Oracle Corporation; Salesforce Inc.; KPMG International
Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA; Canada; Italy; Spain
Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa
Time Series: Five years historic and ten years forecast.
Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita.
Data Segmentation: Country and regional historic and forecast data, market share of competitors, market segments.
Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.
Delivery Format: PDF, Word and Excel Data Dashboard.
Companies Mentioned
- IBM Corporation
- PwC Corporation
- Oracle Corporation
- Salesforce Inc.
- KPMG International
- SAP SE
- Intuit
- Aon plc
- Boston Consulting Group
- Hearst Communications
- LexisNexis Risk Solutions
- Experian plc
- Equifax Inc.
- TransUnion LLC
- SAS Institute Inc.
- S&P Global Inc.
- Fair Isaac Corporation
- CRIF Realtime Ltd
- Clearlake Capital Group L.P.
- Creditsafe Group.