Blockchain Finance Market Report 2025

The blockchain finance market size has grown exponentially in recent years. It will grow from $10.9 billion in 2024 to $13.72 billion in 2025 at a compound annual growth rate (CAGR) of 25.9%. The growth in the historic period can be attributed to adoption of block chain solutions, popularity of digital payments, demand for seamless, demand for decentralization, and e-commerce growth.

The blockchain finance market size is expected to see exponential growth in the next few years. It will grow to $34.63 billion in 2029 at a compound annual growth rate (CAGR) of 26%. The growth in the forecast period can be attributed to rising use in supply chain management, rising demand for secure and transparent transactions, increasing investment in blockchain by financial firms, and increasing use of real-time payments. Major trends in forecat period includes integration of blockchain in e-governance, advancements in cross-border payment solutions, advancements in blockchain consensus mechanisms, and biometric authentication in payments.

The forecast of 26% growth over the next five years reflects a modest reduction of 0.4% from the previous estimate for this market. This reduction is primarily due to the impact of tariffs between the US and other countries. This is likely to directly affect the US through constrained growth of decentralized finance platforms, as smart contract auditing services and node infrastructure hardware, predominantly supplied by firms in Switzerland and Taiwan, become less accessible due to rising costs. The effect will also be felt more widely due to reciprocal tariffs and the negative effect on the global economy and trade due to increased trade tensions and restrictions.

The increasing popularity of digital payments is projected to drive the expansion of the blockchain finance market in the coming years. Digital payments involve electronic financial transactions conducted without the need for physical cash or checks. Their growing adoption is fueled by the convenience they offer, allowing for quick, secure, and seamless transactions anytime and anywhere. Blockchain finance supports and enhances digital payments by offering decentralized, secure, and transparent transactions that help prevent fraud, eliminate intermediaries, and reduce the cost and time of cross-border payments. For example, in March 2025, a report by Visa Inc., a US-based payments technology company, revealed that its Tap to Phone service in the UK grew by 320% in 2025, surpassing the global adoption growth rate of 200% over the past year. Consequently, the rapid rise of digital payments is significantly contributing to the growth of the blockchain finance market.

Key players in the blockchain finance market are concentrating on the development of advanced technologies such as layer 1 blockchain networks to improve transaction speed, scalability, and security while lowering operational costs. A layer 1 blockchain network refers to the foundational protocol of a blockchain system, which operates independently to process transactions without dependence on external networks. For instance, in February 2025, Ondo Finance Inc., a US-based financial services company, introduced Ondo Chain - a platform designed to bridge traditional finance and decentralized finance (DeFi). This blockchain supports extensive use of tokenized real-world assets (RWAs) and integrates the transparency of public blockchains with the compliance features of permissioned chains. It includes RWA staking, permissioned validators, and native omni-chain bridging, offering robust security and scalability tailored to institutional financial markets.

In September 2023, Clear Junction Ltd, a UK-based financial services provider, acquired Altalix Ltd. for an undisclosed amount. Through this acquisition, Clear Junction aims to position itself as a comprehensive provider of global payment and treasury solutions. The move enhances the company’s capabilities in managing digital assets and boosts its compliance infrastructure to better serve regulated financial institutions. Altalix Ltd., also based in the UK, is a fintech company that specializes in blockchain finance solutions.

Major players in the blockchain finance market are Microsoft Corporation, JPMorgan Chase & Co., BNP Paribas S.A., Accenture plc, International Business Machines Corporation, Deloitte Touche Tohmatsu Limited, The Goldman Sachs Group Inc., Visa Inc., PayPal Holdings Inc., Banco Bilbao Vizcaya Argentaria S.A., Ripple Labs Inc., Circle Internet Financial LLC, Aave Labs, Anchorage Digital Bank National Association, R3 LLC, Fireblocks Inc., Paxos Trust Company LLC, Alchemy Insights Inc., Figure Technologies Inc., ConsenSys Software Inc., tZERO Group Inc., FMR LLC.

North America was the largest region in the blockchain finance market in 2024. Asia Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in blockchain finance report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East and Africa. The countries covered in the blockchain finance market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The blockchain finance market consists of revenues earned by entities by providing services such as cryptocurrency transactions, smart contracts, cross-border payments, tokenization of assets, and identity verification in decentralized finance. The market value includes the value of related goods sold by the service provider or included within the service offering. The blockchain finance market also consists of sales central bank digital currencies, blockchain-based identity solutions, and fraud prevention and security tools. Values in this market are ‘factory gate’ values, that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

Note that the outlook for this market is being affected by rapid changes in trade relations and tariffs globally. The report will be updated prior to delivery to reflect the latest status, including revised forecasts and quantified impact analysis. The report’s Recommendations and Conclusions sections will be updated to give strategies for entities dealing with the fast-moving international environment.

The sharp rise in U.S. tariffs and the ensuing trade tensions in spring 2025 are having a considerable impact on the financial sector, particularly in the areas of investment strategies and risk management. The increased tariffs have intensified market volatility, leading institutional investors to adopt more cautious approaches and driving greater demand for hedging solutions. Banks and asset managers are encountering higher costs in cross-border transactions as disrupted global supply chains and declining corporate earnings weigh on equity market performance. At the same time, insurance providers are facing elevated claims risks linked to supply chain interruptions and trade-related business losses. Furthermore, reduced consumer spending and weaker export demand are limiting credit growth and dampening investment appetite. In response to these challenges, the sector must focus on diversification, accelerate digital transformation, and strengthen scenario planning to manage the heightened economic uncertainty and safeguard profitability.

Blockchain finance refers to the application of blockchain technology to enhance, streamline, and secure financial services and transactions. By utilizing a decentralized, transparent, and immutable ledger system, blockchain finance enables faster and more efficient processes such as payments, asset transfers, smart contracts, and record-keeping, all without the need for traditional intermediaries such as banks.

The main transaction types in blockchain finance include peer-to-peer (P2P) transfers, cryptocurrency lending, cross-border payments, and supply chain finance. Peer-to-peer transfers allow direct exchanges of money or assets between individuals without intermediaries, utilizing digital platforms or blockchain networks. This process employs various protocols such as Bitcoin, Ethereum, Hyperledger, and Ripple, and is applied in areas such as digital asset management, trade finance, digital identity, and regulatory technology (regtech).

The blockchain finance market research report is one of a series of new reports that provides blockchain finance market statistics, including blockchain finance industry global market size, regional shares, competitors with a blockchain finance market share, detailed blockchain finance market segments, market trends and opportunities, and any further data you may need to thrive in the blockchain finance industry. This blockchain finance market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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