North America Cryptocurrency Payment Apps Market Size, Share & Industry Analysis Report by Payment Type, Type, End User, Cryptocurrency Type, Country and Growth Forecast, 2025-2032

The North America Cryptocurrency Payment Apps Market is expected to witness market growth of 16.1% CAGR during the forecast period (2025-2032).

The US market dominated the North America Cryptocurrency Payment Apps Market by country in 2024, and is expected to continue to be a dominant market till 2032; thereby, achieving a market value of $398.1 million by 2032. The Canada market is experiencing a CAGR of 18.5% during 2025-2032. Additionally, the Mexico market is expected to exhibit a CAGR of 17.6% during 2025-2032. The US and Canada led the North America Cryptocurrency Payment Apps Market by Country with a market share of 75.2% and 12% in 2024.



The market for cryptocurrency payment apps in North America has grown from a niche adoption among early digital communities to mainstream financial integration because of consumer demand, fintech innovation, and regulatory recognition. Through Cash App, which went beyond fiat transfers to Bitcoin trading and self-custody options with Bitkey, a hardware wallet renowned worldwide for its security and design, Block, Inc. (formerly Square) has played a key role in this expansion. Parallel infrastructure advancements, like Block's Proto mining system, which is based on proprietary 3nm chips, demonstrate a strategic move away from asset custody and consumer apps and toward network-level mining, which controls the entire ecosystem. Crypto has become more legitimate as a component of mainstream finance as regulatory engagement has also advanced, with organizations like the CFPB and NYDFS enforcing oversight to guarantee AML and KYC compliance.

These days, user experience, infrastructure depth, and regulatory cooperation are the main areas of competition in this industry. Block is positioned as a market leader thanks to its strategy of combining fiat and cryptocurrency services within Cash App, secure self-custody through Bitkey, and vertical integration through Proto. Block provides a comprehensive financial ecosystem, enhancing user trust and lowering reliance on outside parties, in contrast to rivals who rely on third-party suppliers. Another important differentiator is regulatory compliance, where companies like Block are proving resilient by enhancing safeguards and assisting with enforcement actions. Collectively, these factors highlight a market that is becoming more and more characterized by smooth interoperability, institutional preparedness, and the convergence of infrastructure, security, and payments in a regulated setting.

Payment Type Outlook

Based on Payment Type, the market is segmented into In-Store Payment, and Online Payment. The In-Store Payment market segment dominated the Mexico Cryptocurrency Payment Apps Market by Payment Type is expected to grow at a CAGR of 17.2 % during the forecast period thereby continuing its dominance until 2032. Also, The Online Payment market is anticipated to grow as a CAGR of 18.1 % during the forecast period during 2025-2032.

Cryptocurrency Type Outlook

Based on Cryptocurrency Type, the market is segmented into Bitcoin, Ethereum, DAI, Litecoin, Ripple, and Other Cryptocurrency Type. Among various US Cryptocurrency Payment Apps Market by Cryptocurrency Type; The Bitcoin market achieved a market size of USD $140.8 Million in 2024 and is expected to grow at a CAGR of 14.6 % during the forecast period. The Litecoin market is predicted to experience a CAGR of 16.8% throughout the forecast period from (2025 - 2032).

Country Outlook

The cryptocurrency payments industry in the United States is rapidly changing due to new laws, technological advancements, and widespread acceptance. While the bipartisan GENIUS Act set stringent guidelines for stablecoins, which fueled investor confidence and allowed Circle to successfully go public, the CFPB's oversight of digital payment apps has strengthened consumer protections and increased institutional confidence. With MoonPay growing its presence in the United States and PayPal introducing its "Pay with Crypto" program, which allows merchants to accept over 100 cryptocurrencies via PYUSD conversion, major players are advancing integration. With the help of features like instant cross-border transfers and Bitcoin cash-back, younger consumers are increasingly using cryptocurrency for daily transactions. As fintechs, crypto-native companies, and tech behemoths unite on stablecoins, wallets, and blockchain payment rails to influence the next wave of U.S. payments, competition is getting fiercer.

List of Key Companies Profiled

• Coinbase Global, Inc.
• BitPay Inc.
• CoinPayments Inc.
• ALFAcoins
• Paytomat
• Nest Services Limited (Binance)
• NOWPayments
• SecuX Technology Inc.
• PayPal Holdings, Inc.
• Circle Internet Financial Limited

Market Report Segmentation

By Payment Type

• In-Store Payment
• Online Payment

By Type

• Android
• iOS
• Other Type

By End User

• Businesses
• Individuals

By Cryptocurrency Type

• Bitcoin
• Ethereum
• DAI
• Litecoin
• Ripple
• Other Cryptocurrency Type

By Country

• US
• Canada
• Mexico
• Rest of North America