Peer-to-Peer (P2P) Crowdfunding Market Report 2026

The peer-to-peer (p2p) crowdfunding market size has grown rapidly in recent years. It will grow from $10.06 billion in 2025 to $11.43 billion in 2026 at a compound annual growth rate (CAGR) of 13.6%. The growth in the historic period can be attributed to expansion of internet-based fundraising, growth of startup ecosystems, increased participation from retail investors, rising popularity of online platforms, broader access to digital payments.

The peer-to-peer (p2p) crowdfunding market size is expected to see rapid growth in the next few years. It will grow to $18.85 billion in 2030 at a compound annual growth rate (CAGR) of 13.3%. The growth in the forecast period can be attributed to increasing regulatory support for crowdfunding, rising demand for alternative financing sources, expansion of community-driven investments, growing adoption of blockchain-enabled platforms, increasing focus on trust and transparency. Major trends in the forecast period include increasing adoption of equity-based crowdfunding models, rising use of digital fundraising platforms, growing integration of ai-based campaign matching, expansion of social impact crowdfunding, enhanced focus on transparent fund utilization.

The rising adoption of digital payment systems is expected to drive growth in the peer-to-peer (P2P) crowdfunding market. Digital payment systems are electronic methods for transferring money and conducting financial transactions via internet-enabled platforms and devices. Their increased use is fueled by growing smartphone penetration, which facilitates easy access to mobile wallets and digital banking apps. These systems improve P2P crowdfunding by enabling fast, secure, and seamless transfers between donors and recipients, while reducing transaction costs and fostering trust through transparent, real-time, and trackable payments. For example, in January 2024, the European Central Bank reported that contactless card payments in the first half of 2023 rose by 24.3% to 20.9 billion from the same period in 2022, with the total value increasing 25.9% to $545.27 billion. This trend is accelerating the growth of the P2P crowdfunding market.

Leading companies in the peer-to-peer (P2P) crowdfunding market are focusing on decentralized finance (DeFi) platforms to facilitate secure, direct transactions between funders and recipients. DeFi platforms are blockchain-based systems that enable financial activities without intermediaries such as banks. They use smart contracts to offer secure, transparent, and automated services including lending, borrowing, and investing. For instance, in December 2024, Definder Global, a UK-based DeFi firm, launched a peer-to-peer lending platform featuring blockchain smart contracts that connect investors directly with businesses. This platform provides faster, more transparent, and cost-effective lending and has already raised over $235,000 for real-world asset projects, illustrating how smart contracts enhance efficiency, security, and accessibility in P2P crowdfunding.

In May 2023, StartEngine, a US-based equity crowdfunding and fintech provider, acquired SeedInvest’s assets for an undisclosed amount. This acquisition aims to strengthen StartEngine’s position in the US equity crowdfunding market by expanding its investor base and offering more entrepreneurs alternative capital-raising options. SeedInvest is a US-based platform specializing in equity and revenue-based crowdfunding.

Major companies operating in the peer-to-peer (p2p) crowdfunding market are GoFundMe Inc., OneCause Inc., Givebutter Inc., StartEngine, Indiegogo, JustGiving, RaiseNow AG, Donorbox LLC, Tiltify Inc., FundRazr Inc., Mightycause Corporation, Donately Corporation, CanadaHelps.org, Chuffed.org, GiveWP, CiviCRM LLC, Fundly Inc., CauseVox Inc., Give Lively LLC, Handbid Inc., CharityEngine Inc.

North America was the largest region in the peer-to-peer (P2P) crowdfunding market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the peer-to-peer (p2p) crowdfunding market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the peer-to-peer (p2p) crowdfunding market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The peer-to-peer (P2P) crowdfunding market consists of revenues earned by entities by providing services such as campaign management tools, automated payment processing, risk scoring systems, escrow account handling, and platform analytics solutions. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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