International Health Insurance Market Report 2026

The international health insurance market size has grown strongly in recent years. It will grow from $31.68 billion in 2025 to $34.51 billion in 2026 at a compound annual growth rate (CAGR) of 8.9%. The growth in the historic period can be attributed to growth in international mobility, expansion of expatriate workforce, rising medical tourism activities, increasing demand for global healthcare access, availability of international insurance providers.

The international health insurance market size is expected to see strong growth in the next few years. It will grow to $48.04 billion in 2030 at a compound annual growth rate (CAGR) of 8.6%. The growth in the forecast period can be attributed to increasing adoption of digital health insurance platforms, rising demand for customized global health plans, expansion of telemedicine-enabled coverage, growing focus on aging expatriate populations, increasing regulatory harmonization across regions. Major trends in the forecast period include increasing demand for cross-border health coverage, rising adoption of digital enrollment and claims platforms, growing integration of global healthcare networks, expansion of flexible and modular insurance plans, enhanced focus on preventive and wellness coverage.

The increasing prevalence of chronic diseases is expected to drive the growth of the international health insurance market. Chronic diseases are long-lasting health conditions that develop gradually and require ongoing medical attention. This rise in chronic illnesses is partly attributed to sedentary lifestyles, as extended periods of inactivity elevate the risk of conditions such as heart disease and diabetes. International health insurance plays a crucial role in managing chronic conditions by offering consistent care across countries, enabling access to specialists and essential long-term medications. It improves health outcomes by covering routine check-ups, diagnostic tests, and follow-up treatments, making healthcare more reliable and accessible for individuals living or working abroad. For example, in June 2024, the National Health Service, a UK government agency, reported that 3,615,330 people registered with general practitioners had been diagnosed with non-diabetic hyperglycemia or pre-diabetes in 2023, representing an 18% increase from 3,065,825 cases in 2022. Consequently, the growing occurrence of chronic diseases is fueling the expansion of the international health insurance market.

Major companies operating in the international health insurance market are concentrating on developing enhanced coverage frameworks to increase flexibility and address the evolving needs of globally mobile customers. Enhanced coverage frameworks offer tiered benefits and customizable options, allowing policyholders to choose plans that align with their individual healthcare requirements while ensuring broad access to care across multiple regions. For example, in November 2025, Allianz Global Benefits GmbH, a Germany-based insurance company, launched a new range of international health insurance plans under its Care line for residents of the UK and European Union who plan to live abroad for more than 12 months, offering three coverage levels: Base, Enhanced, and Signature. These plans provide comprehensive benefits, including private hospital room accommodation, cancer screening, hormone replacement therapy, and medical repatriation across all tiers, while the Enhanced and Signature plans additionally cover maternity care, sleep apnoea, and bariatric surgery. Optional add-ons, such as outpatient services and dental care, allow customers to customize their coverage, and the product is designed to support proactive health management through generous outpatient benefits.

In October 2023, APRIL International Care, a health insurance provider based in France, acquired Expat & Co NV for an undisclosed amount. This acquisition is intended to strengthen APRIL International Care’s presence in Belgium, enhance its distribution channels, and support the growth of customized and flexible insurance plans for international clients. Expat & Co NV is a Belgium-based international health insurance provider catering to expatriates, students, and travelers.

Major companies operating in the international health insurance market are UnitedHealth Group Incorporated, Ping An Insurance (Group) Company of China Ltd., Cigna Corporation, Allianz SE, AXA S.A., Munich Reinsurance Company, Prudential plc, Zurich Insurance Group Ltd, Chubb Limited, The Manufacturers Life Insurance Company (Manulife), ALC Health Limited, Now Health International Limited, International Medical Group Inc., Bupa Global Limited, VIP Universal Medical Insurance Group Ltd., GeoBlue LLC, APRIL International Care, MSH International, Best Doctors Insurance Limited, PassportCard Group.

North America was the largest region in the international health insurance in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the international health insurance market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the international health insurance market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The international health insurance market includes revenues earned by entities inpatient and outpatient medical treatment, emergency care, specialist consultations, prescription drug coverage, maternity and newborn care, mental health services, evacuation and repatriation, preventive healthcare, and chronic condition management. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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