The auto asset backed security (abs) market size has grown strongly in recent years. It will grow from $282.45 billion in 2025 to $307.88 billion in 2026 at a compound annual growth rate (CAGR) of 9%. The growth in the historic period can be attributed to expansion of automotive lending activities, growth in vehicle leasing markets, increasing demand for capital market liquidity, rising participation of institutional investors, development of securitization frameworks.
The auto asset backed security (abs) market size is expected to see strong growth in the next few years. It will grow to $430.45 billion in 2030 at a compound annual growth rate (CAGR) of 8.7%. The growth in the forecast period can be attributed to increasing adoption of ev and mobility financing, rising focus on transparent risk modeling, expansion of subscription-based vehicle models, growing demand for yield-generating fixed income products, increasing regulatory oversight on securitized assets. Major trends in the forecast period include increasing issuance of auto loan backed securities, rising use of data analytics in abs structuring, growing inclusion of ev-related assets in abs pools, expansion of structured abs products, enhanced focus on risk segmentation and credit enhancement.
The increasing adoption of electric vehicles is expected to drive the growth of the auto asset-backed security (ABS) market moving forward. Electric vehicles operate using electric motors powered by rechargeable batteries, instead of gasoline or diesel engines. Their popularity is growing due to heightened environmental concerns, as they emit no tailpipe pollutants and contribute to lowering air pollution and greenhouse gas emissions. Auto asset-backed securities (ABS) support electric vehicles by offering automakers and financiers access to affordable capital through bundling EV loans or leases into tradable securities, thus facilitating the growth of EV financing and adoption. For example, in June 2024, the International Energy Agency (IEA), a France-based intergovernmental organization, reported that electric car sales increased by 3.5 million units in 2023 compared to the previous year, marking a 35% annual growth. They accounted for approximately 18% of total car sales in 2023, up from 14% in 2022. Hence, the surge in electric vehicle adoption is fueling the expansion of the auto asset-backed security (ABS) market.
The increasing disposable income is expected to propel the growth of the auto asset-backed security (ABS) market going forward. Disposable income refers to the amount of money that individuals or households have available to spend or save after taxes are deducted from total income. The rise in disposable income is mainly driven by higher wages and salaries, which leave consumers with greater financial flexibility after taxation. Growth in disposable income enhances consumer purchasing power, boosting vehicle demand and supporting the issuance and performance of auto asset-backed securities. For instance, in October 2023, according to data published by the Bureau of Economic Analysis (BEA), a US-based government agency that provides official macroeconomic and industry statistics, disposable income in the United States increased from $18.24 trillion in the first quarter of 2022 to $19.88 trillion in the first quarter of 2023. Therefore, the increasing disposable income is driving the growth of the auto asset-backed security (ABS) market.
Key players in the auto asset-backed security (ABS) market are concentrating on creating innovative solutions, such as sustainable finance options, to promote responsible capital use for future resilience. Sustainable finance solutions encompass financial services and instruments that support economic activities while integrating environmental, social, and governance (ESG) considerations to encourage long-term sustainability and responsible development. For example, in July 2024, Mercedes-Benz Auto Finance Ltd., a China-based provider of flexible and customized auto financial services, issued its inaugural Green Auto Loan Asset-Backed Security (ABS) in the Chinese Interbank Bond Market. The Class A Notes, valued at $116.36 million, have a weighted average life of 1.42 years and a coupon rate of 1.87%. This issuance represents Mercedes-Benz’s first-ever Green ABS globally and marks the first time a foreign automotive company has launched a Green Asset-Backed Security in the Chinese market. The proceeds will be allocated to financing new auto loan contracts for battery electric vehicles.
Major companies operating in the auto asset backed security (abs) market are BMW Group, Citigroup Inc., Tesla Inc., BNP Paribas SA, Porsche Financial Services Inc., Mizuho Bank Ltd., Carvana Co., General Motors Financial Company Inc., Guangzhou Xiaopeng Motors Technology Co. Ltd., Credit Acceptance Corporation, Ford Motor Credit Company LLC, Pagaya Technologies Ltd., Toyota Motor Credit Corporation, American Honda Finance Corporation, Dongfeng Motor Company Limited, Westlake Corporation, Stellantis Financial Services, Diamond Hill Capital Management Inc., Ping An Bank Ltd., Mercedes-Benz Auto Finance Ltd.
North America was the largest region in the auto asset backed security (ABS) market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the auto asset backed security (abs) market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the auto asset backed security (abs) market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.
The auto asset-backed security (ABS) market includes revenues earned by entities through securitization services, underwriting services, trust and custodial services and credit enhancement services. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.
The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).
The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.
This product will be delivered within 1-3 business days.
The auto asset backed security (abs) market size is expected to see strong growth in the next few years. It will grow to $430.45 billion in 2030 at a compound annual growth rate (CAGR) of 8.7%. The growth in the forecast period can be attributed to increasing adoption of ev and mobility financing, rising focus on transparent risk modeling, expansion of subscription-based vehicle models, growing demand for yield-generating fixed income products, increasing regulatory oversight on securitized assets. Major trends in the forecast period include increasing issuance of auto loan backed securities, rising use of data analytics in abs structuring, growing inclusion of ev-related assets in abs pools, expansion of structured abs products, enhanced focus on risk segmentation and credit enhancement.
The increasing adoption of electric vehicles is expected to drive the growth of the auto asset-backed security (ABS) market moving forward. Electric vehicles operate using electric motors powered by rechargeable batteries, instead of gasoline or diesel engines. Their popularity is growing due to heightened environmental concerns, as they emit no tailpipe pollutants and contribute to lowering air pollution and greenhouse gas emissions. Auto asset-backed securities (ABS) support electric vehicles by offering automakers and financiers access to affordable capital through bundling EV loans or leases into tradable securities, thus facilitating the growth of EV financing and adoption. For example, in June 2024, the International Energy Agency (IEA), a France-based intergovernmental organization, reported that electric car sales increased by 3.5 million units in 2023 compared to the previous year, marking a 35% annual growth. They accounted for approximately 18% of total car sales in 2023, up from 14% in 2022. Hence, the surge in electric vehicle adoption is fueling the expansion of the auto asset-backed security (ABS) market.
The increasing disposable income is expected to propel the growth of the auto asset-backed security (ABS) market going forward. Disposable income refers to the amount of money that individuals or households have available to spend or save after taxes are deducted from total income. The rise in disposable income is mainly driven by higher wages and salaries, which leave consumers with greater financial flexibility after taxation. Growth in disposable income enhances consumer purchasing power, boosting vehicle demand and supporting the issuance and performance of auto asset-backed securities. For instance, in October 2023, according to data published by the Bureau of Economic Analysis (BEA), a US-based government agency that provides official macroeconomic and industry statistics, disposable income in the United States increased from $18.24 trillion in the first quarter of 2022 to $19.88 trillion in the first quarter of 2023. Therefore, the increasing disposable income is driving the growth of the auto asset-backed security (ABS) market.
Key players in the auto asset-backed security (ABS) market are concentrating on creating innovative solutions, such as sustainable finance options, to promote responsible capital use for future resilience. Sustainable finance solutions encompass financial services and instruments that support economic activities while integrating environmental, social, and governance (ESG) considerations to encourage long-term sustainability and responsible development. For example, in July 2024, Mercedes-Benz Auto Finance Ltd., a China-based provider of flexible and customized auto financial services, issued its inaugural Green Auto Loan Asset-Backed Security (ABS) in the Chinese Interbank Bond Market. The Class A Notes, valued at $116.36 million, have a weighted average life of 1.42 years and a coupon rate of 1.87%. This issuance represents Mercedes-Benz’s first-ever Green ABS globally and marks the first time a foreign automotive company has launched a Green Asset-Backed Security in the Chinese market. The proceeds will be allocated to financing new auto loan contracts for battery electric vehicles.
Major companies operating in the auto asset backed security (abs) market are BMW Group, Citigroup Inc., Tesla Inc., BNP Paribas SA, Porsche Financial Services Inc., Mizuho Bank Ltd., Carvana Co., General Motors Financial Company Inc., Guangzhou Xiaopeng Motors Technology Co. Ltd., Credit Acceptance Corporation, Ford Motor Credit Company LLC, Pagaya Technologies Ltd., Toyota Motor Credit Corporation, American Honda Finance Corporation, Dongfeng Motor Company Limited, Westlake Corporation, Stellantis Financial Services, Diamond Hill Capital Management Inc., Ping An Bank Ltd., Mercedes-Benz Auto Finance Ltd.
North America was the largest region in the auto asset backed security (ABS) market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the auto asset backed security (abs) market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the auto asset backed security (abs) market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.
The auto asset-backed security (ABS) market includes revenues earned by entities through securitization services, underwriting services, trust and custodial services and credit enhancement services. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.
The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).
The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.
This product will be delivered within 1-3 business days.
Table of Contents
1. Executive Summary
2. Auto Asset Backed Security (ABS) Market Characteristics
3. Auto Asset Backed Security (ABS) Market Supply Chain Analysis
4. Global Auto Asset Backed Security (ABS) Market Trends and Strategies
5. Auto Asset Backed Security (ABS) Market Analysis of End Use Industries
7. Global Auto Asset Backed Security (ABS) Strategic Analysis Framework, Current Market Size, Market Comparisons and Growth Rate Analysis
8. Global Auto Asset Backed Security (ABS) Total Addressable Market (TAM) Analysis for the Market
9. Auto Asset Backed Security (ABS) Market Segmentation
10. Auto Asset Backed Security (ABS) Market Regional and Country Analysis
11. Asia-Pacific Auto Asset Backed Security (ABS) Market
12. China Auto Asset Backed Security (ABS) Market
13. India Auto Asset Backed Security (ABS) Market
14. Japan Auto Asset Backed Security (ABS) Market
15. Australia Auto Asset Backed Security (ABS) Market
16. Indonesia Auto Asset Backed Security (ABS) Market
17. South Korea Auto Asset Backed Security (ABS) Market
18. Taiwan Auto Asset Backed Security (ABS) Market
19. South East Asia Auto Asset Backed Security (ABS) Market
20. Western Europe Auto Asset Backed Security (ABS) Market
21. UK Auto Asset Backed Security (ABS) Market
22. Germany Auto Asset Backed Security (ABS) Market
23. France Auto Asset Backed Security (ABS) Market
24. Italy Auto Asset Backed Security (ABS) Market
25. Spain Auto Asset Backed Security (ABS) Market
26. Eastern Europe Auto Asset Backed Security (ABS) Market
27. Russia Auto Asset Backed Security (ABS) Market
28. North America Auto Asset Backed Security (ABS) Market
29. USA Auto Asset Backed Security (ABS) Market
30. Canada Auto Asset Backed Security (ABS) Market
31. South America Auto Asset Backed Security (ABS) Market
32. Brazil Auto Asset Backed Security (ABS) Market
33. Middle East Auto Asset Backed Security (ABS) Market
34. Africa Auto Asset Backed Security (ABS) Market
36. Auto Asset Backed Security (ABS) Market Competitive Landscape and Company Profiles
37. Auto Asset Backed Security (ABS) Market Other Major and Innovative Companies
40. Auto Asset Backed Security (ABS) Market High Potential Countries, Segments and Strategies
41. Appendix
Executive Summary
Auto Asset Backed Security (ABS) Market Global Report 2026 provides strategists, marketers and senior management with the critical information they need to assess the market.This report focuses auto asset backed security (abs) market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.
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Description
Where is the largest and fastest growing market for auto asset backed security (abs)? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward, including technological disruption, regulatory shifts, and changing consumer preferences? The auto asset backed security (abs) market global report answers all these questions and many more.The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, total addressable market (TAM), market attractiveness score (MAS), competitive landscape, market shares, company scoring matrix, trends and strategies for this market. It traces the market’s historic and forecast market growth by geography.
- The market characteristics section of the report defines and explains the market. This section also examines key products and services offered in the market, evaluates brand-level differentiation, compares product features, and highlights major innovation and product development trends.
- The supply chain analysis section provides an overview of the entire value chain, including key raw materials, resources, and supplier analysis. It also provides a list competitor at each level of the supply chain.
- The updated trends and strategies section analyses the shape of the market as it evolves and highlights emerging technology trends such as digital transformation, automation, sustainability initiatives, and AI-driven innovation. It suggests how companies can leverage these advancements to strengthen their market position and achieve competitive differentiation.
- The regulatory and investment landscape section provides an overview of the key regulatory frameworks, regularity bodies, associations, and government policies influencing the market. It also examines major investment flows, incentives, and funding trends shaping industry growth and innovation.
- The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
- The forecasts are made after considering the major factors currently impacting the market. These include the technological advancements such as AI and automation, Russia-Ukraine war, trade tariffs (government-imposed import/export duties), elevated inflation and interest rates.
- The total addressable market (TAM) analysis section defines and estimates the market potential compares it with the current market size, and provides strategic insights and growth opportunities based on this evaluation.
- The market attractiveness scoring section evaluates the market based on a quantitative scoring framework that considers growth potential, competitive dynamics, strategic fit, and risk profile. It also provides interpretive insights and strategic implications for decision-makers.
- Market segmentations break down the market into sub markets.
- The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth.
- Expanded geographical coverage includes Taiwan and Southeast Asia, reflecting recent supply chain realignments and manufacturing shifts in the region. This section analyzes how these markets are becoming increasingly important hubs in the global value chain.
- The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
- The company scoring matrix section evaluates and ranks leading companies based on a multi-parameter framework that includes market share or revenues, product innovation, and brand recognition.
Report Scope
Markets Covered:
1) By Type: Auto Loan Asset-Backed Security; Auto Finance Leasing Asset-Backed Security; Auto Operating Lease Asset-Backed Security; Other Types2) By Securitization Structure: Traditional Asset-Backed Security; Structured Asset-Backed Security
3) By Application: Automobile Manufacturers; Commercial Banks; Investment Banks; Trust Plans
4) By End User: Pension Funds; Insurance Companies; Hedge Funds; Asset Management Firms; Non-Banking Financial Companies (NBFCs)
Subsegments:
1) By Auto Loan Asset-Backed Security: Prime Auto Loan Asset-Backed Security (ABS); Subprime Auto Loan Asset-Backed Security (ABS); Near-Prime Auto Loan Asset-Backed Security (ABS); New Vehicle Loan Asset-Backed Security (ABS); Used Vehicle Loan Asset-Backed Security (ABS); Fixed Rate Auto Loan Asset-Backed Security (ABS); Floating Rate Auto Loan Asset-Backed Security (ABS); Captive Finance Auto Loan Asset-Backed Security (ABS); Non-Captive Lender Auto Loan Asset-Backed Security (ABS); Dealer Floorplan Loan Asset-Backed Security (ABS)2) By Auto Finance Leasing Asset-Backed Security: New Car Finance Lease Asset-Backed Security (ABS); Used Car Finance Lease Asset-Backed Security (ABS); Closed-End Lease Asset-Backed Security (ABS); Open-End Lease Asset-Backed Security (ABS); Manufacturer-Sponsored Lease Asset-Backed Security (ABS); Independent Lessor Lease Asset-Backed Security (ABS); Captive Finance Lease Asset-Backed Security (ABS); Balloon Payment Lease Asset-Backed Security (ABS); High Residual Risk Lease Asset-Backed Security (ABS); Subprime Auto Lease Asset-Backed Security (ABS)
3) By Auto Operating Lease Asset-Backed Security: Fleet Vehicle Lease Asset-Backed Security (ABS); Commercial Auto Lease Asset-Backed Security (ABS); Short-Term Operating Lease Asset-Backed Security (ABS); Subscription-Based Mobility Asset-Backed Security (ABS); Ride-Share Vehicle Lease Asset-Backed Security (ABS); Original Equipment Manufacturer (OEM)-Backed Operating Lease Asset-Backed Security (ABS); Residual Value Insurance-Backed Lease Asset-Backed Security (ABS); Used Vehicle Operating Lease Asset-Backed Security (ABS); Vehicle-as-a-Service (VaaS) Asset-Backed Security (ABS)
4) By Other Types: Auto Repair Finance Receivables; Extended Vehicle Warranty Asset-Backed Security (ABS); GAP Insurance Receivables Asset-Backed Security (ABS); Vehicle Service Contract Asset-Backed Security (ABS); Auto Title Loan Receivables Asset-Backed Security (ABS); Auto Parts Financing Asset-Backed Security (ABS); Dealer Services Fee Receivables Asset-Backed Security (ABS); Roadside Assistance Membership Asset-Backed Security (ABS); Buy-Here Pay-Here Receivables Asset-Backed Security (ABS); Telematics or Usage-Based Insurance Receivables Asset-Backed Security (ABS)
Companies Mentioned: BMW Group; Citigroup Inc.; Tesla Inc.; BNP Paribas SA; Porsche Financial Services Inc.; Mizuho Bank Ltd.; Carvana Co.; General Motors Financial Company Inc.; Guangzhou Xiaopeng Motors Technology Co. Ltd.; Credit Acceptance Corporation; Ford Motor Credit Company LLC; Pagaya Technologies Ltd.; Toyota Motor Credit Corporation; American Honda Finance Corporation; Dongfeng Motor Company Limited; Westlake Corporation; Stellantis Financial Services; Diamond Hill Capital Management Inc.; Ping An Bank Ltd.; Mercedes-Benz Auto Finance Ltd.
Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Taaiwan; Russia; South Korea; UK; USA; Canada; Italy; Spain.
Regions: Asia-Pacific; South East Asia; Western Europe; Eastern Europe; North America; South America; Middle East; Africa
Time Series: Five years historic and ten years forecast.
Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita.
Data Segmentation: Country and regional historic and forecast data, market share of competitors, market segments.
Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.
Delivery Format: Word, PDF or Interactive Report + Excel Dashboard
Added Benefits:
- Bi-Annual Data Update
- Customisation
- Expert Consultant Support
Companies Mentioned
The companies featured in this Auto Asset Backed Security (ABS) market report include:- BMW Group
- Citigroup Inc.
- Tesla Inc.
- BNP Paribas SA
- Porsche Financial Services Inc.
- Mizuho Bank Ltd.
- Carvana Co.
- General Motors Financial Company Inc.
- Guangzhou Xiaopeng Motors Technology Co. Ltd.
- Credit Acceptance Corporation
- Ford Motor Credit Company LLC
- Pagaya Technologies Ltd.
- Toyota Motor Credit Corporation
- American Honda Finance Corporation
- Dongfeng Motor Company Limited
- Westlake Corporation
- Stellantis Financial Services
- Diamond Hill Capital Management Inc.
- Ping An Bank Ltd.
- Mercedes-Benz Auto Finance Ltd.
Table Information
| Report Attribute | Details |
|---|---|
| No. of Pages | 250 |
| Published | January 2026 |
| Forecast Period | 2026 - 2030 |
| Estimated Market Value ( USD | $ 307.88 Billion |
| Forecasted Market Value ( USD | $ 430.45 Billion |
| Compound Annual Growth Rate | 8.7% |
| Regions Covered | Global |
| No. of Companies Mentioned | 21 |
