Instant Payments Market: 2025-2030

The Instant Payments research suite provides a wide-ranging and strategic analysis of this market; enabling stakeholders - from banks, infrastructure providers, regulators, and businesses - to understand future growth, key trends, and the competitive environment.

The research suite includes several different options that can be purchased separately. The Market Trends & Strategies element includes an insightful analysis of the key areas of real-time payments’ transformation and innovation, including key trends and challenges to market expansion. Additionally, it features the Country Readiness Index, which provides a country-level analysis of the current and future opportunities for instant payments in 61 different geographies. 

The Data & Forecasting element includes access to data mapping the adoption and future growth of the instant payments market over the next five years; split by cross-border versus domestic transactions, and B2B versus consumer. 

Additionally, the Competitor Leaderboard document features an extensive analysis of the 17 market leaders in the instant payments space; positioning them based on capability and capacity, as well as on their product offering itself; offering a robust analysis of each vendor. 

The coverage can also be purchased as a full research suite containing the Market Trends & Strategies, Data & Forecasting, and Competitor Leaderboard, and at a substantial discount.

Collectively, these documents provide a critical tool for understanding this important market. They allow instant payment providers and payments companies to shape their future strategy; capitalising on future growth opportunities. The research suite's extensive coverage makes it a valuable tool for navigating this high-growth market.

Key Features

• Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities, key findings, and key strategic recommendations for instant payment platforms, merchants, payment service providers, and banks.
• Market Outlook: Insights into emerging trends and drivers of the expansion of the instant payments market; addressing factors limiting its growth, such as scam risk and business hesitancy. It provides analysis of the different use cases in both the consumer and business sectors; breaking down which have witnessed different adoption rates among instant payment services. The Country Readiness Index positions 61 countries in their relative place in the real-time payments space; their readiness for the technology and their future growth.
• Benchmark Industry Forecasts: This provides an overview of the instant payments market, including the volume and value of instant payments transactions, split by B2B and consumer payments, and by domestic and cross-border payments.
• The Competitor Leaderboard: Key player capability and capacity assessment for 17 instant payment platforms, via the Competitor Leaderboard.

Market Data & Forecasting Report

The market-leading research suite for the Instant Payments market includes access to the full set of forecast data of 39 tables and over 24,000 datapoints. Metrics in the research suite include:

• Total Number of Instant Payments
• Total Value of Instant Payments

These metrics are provided for the following key market splits:

• Consumer Instant Payments
• Domestic Consumer Instant Payments
• Cross-border Consumer Instant Payments
• B2B Instant Payments
• Domestic B2B Instant Payments
• Cross-border B2B Instant Payments

The Interactive Forecast Excel contains the following functionality:

• Statistics Analysis: Users benefit from the ability to search for specific metrics; displayed for all regions and countries across the data period. Graphs are easily modified and can be exported to the clipboard.
• Country Data Tool: This tool enables users to look at metrics for all regions and countries in the forecast period. Users can refine the metrics displayed via a search bar.
• Country Comparison Tool: Users can select and compare countries. The ability to export graphs is included in this tool.
• What-if Analysis: Here, users can compare forecast metrics against their own assumptions, via 5 interactive scenarios.

Market Trends & Strategies Report

This report examines the Instant Payments market landscape in detail; assessing market trends and factors shaping the evolution of this transforming market. It delivers comprehensive analysis of the strategic opportunities in the instant payments landscape; assessing ways in which the market is changing based on different scheme types and trends, and what this means for overall market growth.

The report also examines key challenges and opportunities, as well as providing an evaluation of key country-level opportunities for instant payments growth via a Country Readiness Index. Combined, the report provides an insightful resource for key stakeholders. 

Competitor Leaderboard Report

The Competitor Leaderboard report provides coverage of 17 leading Instant Payments vendors; positioning them as established leaders, leading challengers, or disruptors and challengers based on capacity and capability assessments. The 17 vendors included are:

• ACI Worldwide
• Bottomline
• Finastra
• FIS
• Fiserv
• FSS
• Jack Henry
• Mastercard
• Montran Corporation
• Nexi
• Pelican
• SWIFT
• Tata Consultancy Services
• Tietoevry
• Visa
• Volante Technologies
• Worldline

The Competitor Leaderboard gives a comprehensive guide to the competitive landscape within instant payments; providing an important resource for stakeholders.