After the Event (ATE) Insurance Market Report 2026

The after the event (ate) insurance market size has grown strongly in recent years. It will grow from $2.8 billion in 2025 to $3.01 billion in 2026 at a compound annual growth rate (CAGR) of 7.5%. The growth in the historic period can be attributed to increasing volume of civil litigation cases, rising legal costs for claimants, expansion of legal finance solutions, growing awareness of litigation risk management, increased use of insurance-backed claims.

The after the event (ate) insurance market size is expected to see strong growth in the next few years. It will grow to $3.97 billion in 2030 at a compound annual growth rate (CAGR) of 7.2%. The growth in the forecast period can be attributed to increasing demand for access to justice solutions, rising use of insurance in dispute financing, expansion of digital policy distribution channels, growing focus on customized coverage structures, increasing adoption by corporate litigants. Major trends in the forecast period include increasing adoption of litigation risk protection policies, rising demand for cost-certain legal funding solutions, growing use of staged premium insurance models, expansion of coverage for complex legal disputes, enhanced integration with legal advisory services.

The rising volume of litigation cases is expected to drive growth in the after the event (ATE) insurance market. Litigation cases, which involve legal disputes over contracts, property, or personal injury, are increasing as individuals and businesses become more aware of their legal rights and seek judicial resolutions. ATE insurance mitigates financial risk by covering legal costs and opponents’ fees for unsuccessful claims, enabling claimants to pursue legitimate cases with confidence. For instance, between October and December 2024, County Court claims in the UK rose 9% to 439,000, with money claims increasing 8% to 362,000, according to the Ministry of Justice.

Companies are introducing innovative products to enhance financial protection for litigants. Litigation liability coverage provides insurance against the burden of paying opponents’ legal costs if a case is unsuccessful. In March 2023, Mosaic Insurance, a US-based insurer, launched litigation liability coverage as part of its ATE offerings. Designed for individuals, SMEs, multinational corporations, and litigation funders, the product empowers policyholders to pursue legal claims without fear of adverse cost exposure, strengthening confidence and access to justice.

In March 2025, PIB Group, a UK-based specialist insurer, acquired Litica to enhance its litigation and ATE insurance offerings. The acquisition allows PIB Group to provide tailored insurance-backed solutions for litigation and arbitration risks, consolidating its position in the niche market and broadening its legal risk management portfolio.

Major companies operating in the after the event (ate) insurance market are Allianz SE, Markel Corporation, ARAG PLC, Howden Group Holdings Limited, Box Legal Limited, Clyde & Co LLP, Miller Insurance Services LLP, Annecto Legal Limited, Keystone Legal Benefits Limited, Arc Legal Assistance Limited, Temple Legal Protection Ireland Limited, Basil Fry & Company, Mosaic Insurance, TheJudge Limited, Bench Walk Advisors LLC, Francis Wilks & Jones LLP, Harbour Underwriting Ltd., CJC Legal Finance, Factor Risk Management Ltd., Manolete Partners PLC.

North America was the largest region in the after the event (ATE) insurance market in 2025. North America is expected to be the fastest-growing region in the forecast period. The regions covered in the after the event (ate) insurance market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the after the event (ate) insurance market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The after the event (ATE) insurance market includes revenues earned by entities by providing services such as legal cost protection, commercial litigation coverage, multi-party litigation cover, policy customization services, and no-win, no-fee alignment. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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