Lending Analytics Solution Market Report 2026

The lending analytics solution market size has grown rapidly in recent years. It will grow from $5.05 billion in 2025 to $5.7 billion in 2026 at a compound annual growth rate (CAGR) of 12.9%. The growth in the historic period can be attributed to increasing digitization of lending operations, rising loan portfolio complexity, growing demand for risk-based lending decisions, expansion of consumer and SME lending markets, adoption of data-driven credit assessment.

The lending analytics solution market size is expected to see rapid growth in the next few years. It will grow to $9.22 billion in 2030 at a compound annual growth rate (CAGR) of 12.8%. The growth in the forecast period can be attributed to increasing adoption of explainable AI models, rising investments in cloud-native analytics solutions, expansion of alternative data usage, growing demand for real-time portfolio monitoring, increasing regulatory scrutiny of lending decisions. Major trends in the forecast period include increasing deployment of ai-based credit scoring models, rising use of predictive analytics for loan performance, growing integration of real-time risk monitoring tools, expansion of cloud-based lending analytics platforms, enhanced focus on regulatory and compliance analytics.

The rising frequency of cyberattacks is expected to drive growth in the lending analytics solution market in the coming years. Cyberattacks involve malicious attempts to access, disrupt, or damage computer systems or data, often targeting digital financial ecosystems to steal information or cause harm. The growing centralization of digital asset storage increases vulnerabilities, creating attractive targets for hackers. Lending analytics solutions help financial institutions address these threats by offering advanced risk monitoring and real-time transactional analysis, improving fraud prevention and protecting sensitive customer information. For example, in July 2024, Check Point Software Technologies Ltd., an Israel-based cybersecurity company, reported a 30% increase in weekly cyberattacks on corporate networks in Q2 2024 compared to the same period in 2023, and a 25% rise from Q1 2024. The increasing prevalence of cyberattacks is therefore supporting demand for lending analytics solutions.

Companies in the lending analytics solution market are increasingly adopting data-driven customer analytics to enhance lending transparency and improve decision-making efficiency. These tools analyze customer behavior, preferences, and trends to optimize engagement and lending strategies. For instance, in January 2025, Clearstream Banking S.A., a Luxembourg-based financial services company, launched the Lending Analytics Dashboard. This platform provides a consolidated view of lending activity, portfolio-level insights, customizable reporting, and benchmarking capabilities, enabling financial institutions to monitor performance, make informed decisions, and respond proactively to market changes.

In November 2024, Moody’s Corporation, a US-based financial analysis firm, acquired Numerated Growth Technologies Inc. for an undisclosed amount. The acquisition expands Moody’s Lending Suite by integrating Numerated’s loan origination technology, offering financial institutions an end-to-end solution for loan origination, decisioning, and credit lifecycle monitoring. Numerated, a US-based fintech company, specializes in providing lending analytics solutions, enhancing Moody’s ability to deliver comprehensive digital tools for modern financial institutions.

Major companies operating in the lending analytics solution market are Accenture plc, International Business Machines Corporation, Oracle Corporation, SAP SE, Experian plc, Moody's Analytics Inc., Equifax Inc., SAS Institute Inc., Finastra Group Holdings Limited, Teradata India Private Limited, Fico, Alteryx Inc., Upstart Holdings Inc., nCino Inc., Blend Labs Inc., Amount Inc., Nucleus Software Exports Limited, TurnKey Lender Inc., ZestFinance Inc., LendFoundry Inc.

North America was the largest region in the lending analytics solution market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the lending analytics solution market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the lending analytics solution market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The lending analytics solution market consists of revenues earned by entities by providing services such as borrower behavior analysis, loan performance monitoring, collections optimization, pricing strategy analytics, early warning systems, customer segmentation, and lifetime value prediction. The market value includes the value of related goods sold by the service provider or included within the service offering. The lending analytics solution market also includes sales of loan origination systems (LOS), data aggregation platforms, loan performance dashboards, debt collection analytics tools, and scenario modeling tools. Values in this market are ‘factory gate’ values; that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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