Digital Mortgage Platforms Market Report 2026

The digital mortgage platforms market size has grown rapidly in recent years. It will grow from $8.28 billion in 2025 to $9.53 billion in 2026 at a compound annual growth rate (CAGR) of 15%. The growth in the historic period can be attributed to rising mortgage application volumes, high administrative costs of manual processing, increasing use of online banking channels, demand for faster loan approvals, early adoption of mortgage automation software.

The digital mortgage platforms market size is expected to see rapid growth in the next few years. It will grow to $16.52 billion in 2030 at a compound annual growth rate (CAGR) of 14.8%. The growth in the forecast period can be attributed to growing investments in proptech solutions, rising demand for remote loan processing, increasing regulatory digitization requirements, expansion of AI-based risk assessment, growing adoption of cloud-native lending platforms. Major trends in the forecast period include increasing adoption of end-to-end digital mortgage workflows, rising use of automated credit decision engines, growing integration of e-signature and digital verification tools, expansion of cloud-based mortgage platforms, enhanced focus on compliance automation.

The increasing adoption of cloud-based solutions is expected to drive the growth of the digital mortgage platforms market in the coming years. Cloud-based solutions are internet-hosted computing services that provide on-demand access to software, data storage, and processing capabilities without the need for on-premise infrastructure. Their adoption is largely driven by the need for greater operational efficiency, as financial institutions aim to lower IT costs, improve scalability, and support remote access to mortgage processing systems. Cloud-based technologies enable digital mortgage platforms to offer scalable infrastructure, real-time data availability, strong security frameworks, and seamless system integration, helping lenders streamline operations, enhance customer experience, and speed up loan origination and approval processes. For example, in March 2025, according to the Office for National Statistics, a UK-based national statistical authority, 69% of UK firms used cloud-based computing systems and applications as part of their operations in 2023. Therefore, the rising use of cloud-based solutions is contributing to the expansion of the digital mortgage platforms market.

Companies operating in the digital mortgage platforms market are increasingly focusing on innovative solutions such as streamlined point-of-sale systems to accelerate application processing and improve borrower experience. A streamlined point-of-sale (POS) system is a digital solution that simplifies and automates mortgage applications by enabling lenders to manage submissions, pricing, and approvals more efficiently, while reducing paperwork and shortening approval timelines for borrowers. For instance, in October 2023, MeridianLink Inc., a US-based software provider, launched MeridianLink Mortgage Access, a configurable POS solution designed to deliver a seamless digital mortgage application experience. The platform integrates with MeridianLink’s mortgage loan origination system to streamline workflows, automate document handling, and enable faster approvals. It offers a highly customizable interface that allows lenders to tailor application journeys to borrower needs, reducing friction and turnaround times. The solution also incorporates extensive partner integrations and a built-in pricing and underwriting engine, enabling institutions to manage applications, pricing, and approvals efficiently while maintaining compliance and operational accuracy.

In February 2023, CoreLogic Inc., a US-based information services and analytics company, acquired Roostify Inc. for an undisclosed amount. Through this acquisition, CoreLogic aimed to strengthen its digital mortgage capabilities by combining its extensive property and borrower data assets with Roostify’s digital mortgage platform. This integration enhances loan processing efficiency, improves accuracy, and delivers a more streamlined and user-friendly borrower experience. Roostify Inc. is a US-based technology company specializing in digital mortgage origination and lending workflow solutions.

Major companies operating in the digital mortgage platforms market are Quicken Loans Inc., Tavant Technologies Inc., LoanDepot LLC, Blend Labs Inc., Better.com Inc., Finicity LLC, Maxwell Technologies Inc., BeSmartee Inc., Mortgage Cadence Inc., Calyx Software Inc., Cloudvirga Inc., DocMagic Inc., Mortech Inc., OperCredits Inc., Floify Inc., LendingHome Inc., Blue Sage Solutions LLC, Molo Finance Ltd., LendingQB Inc., OpenClose Inc.

North America was the largest region in the digital mortgage platforms market in 2025. The regions covered in the digital mortgage platforms market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the digital mortgage platforms market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The digital mortgage platforms market includes revenues earned by entities by providing services such as risk and compliance management, data analytics and decisioning, document management and e-signature solutions, borrower onboarding and KYC verification, integration and implementation, system maintenance and support, and consulting or workflow optimization services. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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