Split Payments for Collaborations Market Report 2026

The split payments for collaborations market size has grown exponentially in recent years. It will grow from $2.03 billion in 2025 to $2.46 billion in 2026 at a compound annual growth rate (CAGR) of 21.3%. The growth in the historic period can be attributed to growth of gig economy business models, expansion of digital marketplaces, rising use of online collaboration platforms, increased adoption of digital wallets, growth of subscription-based revenue sharing.

The split payments for collaborations market size is expected to see exponential growth in the next few years. It will grow to $5.28 billion in 2030 at a compound annual growth rate (CAGR) of 21%. The growth in the forecast period can be attributed to increasing demand for embedded finance solutions, rising cross-border digital collaborations, expansion of creator economy platforms, growing adoption of blockchain-enabled payment automation, increasing need for scalable payment compliance. Major trends in the forecast period include increasing adoption of automated revenue-splitting platforms, rising demand for api-driven payment orchestration, growing integration of smart contracts in collaborative payments, expansion of cross-border split payment capabilities, enhanced focus on real-time financial transparency.

The growing adoption of Industry 4.0 and digital transformation is expected to drive the growth of the split payments for collaborations market. Industry 4.0 and digital transformation involve integrating advanced digital technologies such as automation, artificial intelligence, cloud computing, and the Internet of Things into manufacturing processes to create smart, connected production systems. The adoption of Industry 4.0 and digital transformation is increasing due to the rising need for automation and real-time data analytics to enhance operational efficiency. Split payments for collaborations support digital transformation by enabling seamless, transparent, and performance-based financial flows among multiple partners, fostering trust, agility, and efficiency across interconnected ecosystems. For instance, in June 2025, Arvato Ltd., a Germany-based company providing digital solutions, reported that 56% of UK government organizations were leading enterprise-wide digital transformation initiatives, up from 51% the previous year. Therefore, the growing adoption of Industry 4.0 and digital transformation is driving the growth of the split payments for collaborations market.

Key companies in the split payments for collaborations market are focusing on technological innovations, such as decoupled pay-ins and payouts. Decoupled pay-ins and payouts refer to a payment architecture that separates the processes of receiving funds (pay-ins) and distributing funds (payouts) within a transaction flow. For example, in April 2024, Nuvei Corporation, a Canada-based financial technology company specializing in payment processing solutions, introduced a new split payments functionality within its Nuvei for Platforms offering. This feature enables platforms to automatically divide transactions between multiple parties, such as allocating commissions to platforms and payouts to sellers, while ensuring compliance with regulatory frameworks such as PSD2. The enhancement also incorporates decoupled pay-ins and payouts, offering greater flexibility in managing fund flows, optimizing settlement timing, and simplifying complex multi-party payment operations, thereby improving efficiency and transparency for digital marketplaces and platforms.

In September 2025, Hands In, a UK-based provider of digital split payment solutions, partnered with Asia Pay to expand split payment solutions across the Asia-Pacific region. This partnership aims to enable merchants to offer seamless split payments, allowing transactions to be divided across multiple cards or among multiple parties in real time. Asia Pay, a Hong Kong-based payment gateway and financial technology provider, offers secure, multi-channel payment processing solutions. Through this collaboration, Asia Pay now supports advanced split payment functionality for its merchant network.

Major companies operating in the split payments for collaborations market are Stripe Inc., PayPal Holdings Inc., Wise plc, Adyen N.V., Square Inc., Cashfree Payments Pvt. Ltd., Mozaic Finance Inc., CollabPay Ltd., Ryft Inc., Razorpay Software Pvt. Ltd., Ekurpay Ltd., Mangopay S.A., Splitwise Inc., Settle Up Labs s.r.o., Tricount SA, Splittr GmbH, PagBrasil Serviços Digitais Ltda., Nuvei Corporation, Dwolla Inc., Braintree Payments Inc.

North America was the largest region in the split payments for collaborations market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the split payments for collaborations market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the split payments for collaborations market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The split payments for collaborations market consists of revenues earned by entities by providing services such as payment integration services, transaction analytics services, compliance and fraud monitoring services, customization and API development services and technical support and maintenance services. The market value includes the value of related goods sold by the service provider or included within the service offering. The split payments for collaborations market also includes sales of automated payout platforms, digital wallet solutions, revenue management software, smart contract payment systems and payment reconciliation tools. Values in this market are ‘factory gate’ values, that is the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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