Agentic Artificial Intelligence (AI) Insurance Market Global Report 2026

The agentic artificial intelligence (AI) insurance market size has grown exponentially in recent years. It will grow from $1.05 billion in 2025 to $1.41 billion in 2026 at a compound annual growth rate (CAGR) of 35.1%. The growth in the historic period can be attributed to the growth of automation software, expansion of cloud computing platforms, adoption of AI in decision support systems, increasing enterprise data volumes, and early deployment of virtual assistants.

The agentic artificial intelligence (AI) insurance market size is expected to see exponential growth in the next few years. It will grow to $4.1 billion in 2030 at a compound annual growth rate (CAGR) of 30.5%. The growth in the forecast period can be attributed to the increasing penetration of cloud-based platforms, increasing availability of big data, growing consumer expectations for 24/7 support, increasing digital transformation across insurers, and rising complexity of insurance products. Major trends in the forecast period include the advancement of autonomous underwriting systems, advancement of real-time claims processing, advancement of fraud detection and prevention, improvement in decision accuracy and underwriting speed, and innovation in personalized insurance products.

The increasing adoption of artificial intelligence (AI) is anticipated to drive the growth of the agentic artificial intelligence (AI) insurance market going forward. Artificial intelligence (AI) refers to advanced computational systems capable of learning, reasoning, predicting outcomes, and autonomously carrying out tasks that traditionally require human intelligence. The growing adoption of artificial intelligence (AI) is driven by insurers seeking faster claims processing and enhanced customer personalization through autonomous, self-directed artificial intelligence (AI) agents. Agentic artificial intelligence (AI) insurance supports artificial intelligence (AI) by independently analyzing data, generating insights, and making real-time decisions, thereby improving operational efficiency and reducing administrative workloads. For instance, in January 2025, according to Eurostat, the statistical office of the European Union, 13.5% of enterprises in the European Union with 10 or more employees used artificial intelligence technologies in 2024, representing a 5.5 percentage point increase from 8.0% in 2023. Therefore, the increasing adoption of artificial intelligence is contributing to the growth of the agentic artificial intelligence (AI) insurance market.

Major companies operating in the agentic artificial intelligence (AI) insurance market are concentrating on technological innovation, such as agentic artificial intelligence (AI), to perform autonomous, task-specific actions. Agentic artificial intelligence (AI) refers to autonomous artificial intelligence (AI) systems that can independently reason, plan, and take actions to achieve specified goals with minimal human oversight using advanced capabilities. For instance, in September 2025, Shift Technology SAS, a France-based provider of artificial intelligence (AI)-driven insurance decisioning solutions, launched Shift Claims to transform claims operations through agentic artificial intelligence (AI). Shift Claims uses agentic artificial intelligence (AI) to modernize claim management by automatically analyzing all documents to assess complexity, coverage, liability, damages, subrogation, and litigation risk, then classifying and scoring each claim to establish priority and route work appropriately. It determines which claims or tasks can be fully automated and which should be directed to human handlers, and when humans are involved, it supports their review, decisions, communications, and negotiations while continuously updating the claim file.

In July 2024, Applied Systems Inc., a US-based provider of cloud-based insurance software, acquired Planck Resolution Ltd. for an undisclosed amount. Through this acquisition, Applied Systems Inc. aimed to significantly strengthen its artificial intelligence (AI) capabilities and streamline underwriting and distribution processes by utilizing Planck’s real-time data insights. Planck Resolution Ltd. is an Israel-based company specializing in agentic artificial intelligence for the insurance industry.

Major companies operating in the agentic artificial intelligence (AI) insurance market are Salesforce Inc., Cognizant Technology Solutions Corporation, Genpact, LTIMindtree Limited, Hexaware Technologies Limited​, Hyland Software Inc., Newgen Software Technologies Limited, Duck Creek Technologies Inc., EIS Group, Kellton Tech Solutions Ltd., Foncière INEA, Earnix, Tractable Ltd., FRISS, Angular Minds, Gradient AI, Simplifai, ZestyAI, Intellivon, Roots, FurtherAI Inc.

North America was the largest region in the agentic artificial intelligence insurance market in 2025. Asia-Pacific is expected to be the fastest-growing region in the forecast period. The regions covered in the agentic artificial intelligence (AI) insurance market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.

The countries covered in the agentic artificial intelligence (AI) insurance market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

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