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Credit intermediation is the process of connecting borrowers and lenders in the credit and loan market. Credit intermediaries, such as banks, credit unions, and other financial institutions, act as a bridge between the two parties, providing services such as loan origination, loan servicing, and loan securitization. Credit intermediaries also provide credit risk management services, such as credit scoring, credit reporting, and debt collection.
The credit intermediation market is an important part of the global financial system, providing access to credit for individuals and businesses. It is also a key source of revenue for financial institutions, as they earn fees for their services.
Some of the major players in the credit intermediation market include banks, credit unions, mortgage lenders, consumer finance companies, and online lenders. Other players include credit card companies, peer-to-peer lenders, and alternative lenders. Show Less Read more
