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Electronic Bill Presentment and Payment (EBPP) - Global Strategic Business Report

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    Report

  • 411 Pages
  • July 2025
  • Region: Global
  • Global Industry Analysts, Inc
  • ID: 1382303
The global market for Electronic Bill Presentment and Payment (EBPP) was estimated at 29.4 Billion Bills in 2024 and is projected to reach 42.1 Billion Bills by 2030, growing at a CAGR of 6.2% from 2024 to 2030. This comprehensive report provides an in-depth analysis of market trends, drivers, and forecasts, helping you make informed business decisions. The report includes the most recent global tariff developments and how they impact the Electronic Bill Presentment and Payment (EBPP) market.

Global Electronic Bill Presentment and Payment (EBPP) Market - Key Trends & Drivers Summarized

Electronic Bill Presentment and Payment (EBPP) systems have revolutionized the way consumers and businesses handle billing and payments. EBPP systems enable organizations to send bills and invoices electronically and allow recipients to view, manage, and pay their bills online. This digital approach offers several advantages over traditional paper-based billing, including reduced processing time, lower costs, and enhanced customer convenience. EBPP systems are widely used by utilities, telecommunications companies, financial institutions, and other service providers to streamline their billing processes and improve cash flow management. The adoption of EBPP has been accelerated by the increasing use of internet banking and mobile payment platforms.

The market for EBPP is growing rapidly as businesses seek to enhance operational efficiency and customer satisfaction. The integration of EBPP systems with other financial technologies, such as mobile banking apps and digital wallets, has made bill payments more accessible and convenient for consumers. Advanced features such as automated reminders, recurring payments, and real-time payment tracking are enhancing the functionality and appeal of EBPP solutions. Additionally, the shift towards a cashless economy and the increasing consumer preference for digital transactions are driving the adoption of EBPP systems. Regulatory frameworks that promote electronic payments and digital financial services are also supporting market growth.

The growth in the Electronic Bill Presentment and Payment (EBPP) market is driven by several factors. Firstly, the increasing penetration of internet banking and mobile payment solutions is making electronic bill payments more accessible to consumers. Secondly, the cost savings and operational efficiencies gained by businesses through the adoption of EBPP systems are encouraging their widespread implementation. Thirdly, the enhanced security features and convenience of digital payment options are attracting more users to EBPP platforms. Lastly, regulatory support for digital financial transactions and the global trend towards a cashless economy are further propelling the market. These factors collectively contribute to the robust expansion of the EBPP market.

SCOPE OF STUDY:

The report analyzes the Electronic Bill Presentment and Payment (EBPP) market in terms of units by the following Segments, and Geographic Regions/Countries:
  • Segments: Product Type (Electronic Bill Payment, Electronic Bill Presentment, Electronic Bill Posting); End-Use (BFSI, IT & Telecom, Retail, Manufacturing, Healthcare, Media & Entertainment, Other End-Uses)
  • Geographic Regions/Countries: World; USA; Canada; Japan; China; Europe; France; Germany; Italy; UK; Rest of Europe; Asia-Pacific; Rest of World.

Key Insights:

  • Market Growth: Understand the significant growth trajectory of the Electronic Bill Payment segment, which is expected to reach 24.8 Billion Bills by 2030 with a CAGR of a 6.9%. The Electronic Bill Presentment segment is also set to grow at 5.5% CAGR over the analysis period.
  • Regional Analysis: Gain insights into the U.S. market, valued at 7.2 Billion Bills in 2024, and China, forecasted to grow at an impressive 7.8% CAGR to reach 6.7 Billion Bills by 2030. Discover growth trends in other key regions, including Japan, Canada, Germany, and the Asia-Pacific.

Why You Should Buy This Report:

  • Detailed Market Analysis: Access a thorough analysis of the Global Electronic Bill Presentment and Payment (EBPP) Market, covering all major geographic regions and market segments.
  • Competitive Insights: Get an overview of the competitive landscape, including the market presence of major players across different geographies.
  • Future Trends and Drivers: Understand the key trends and drivers shaping the future of the Global Electronic Bill Presentment and Payment (EBPP) Market.
  • Actionable Insights: Benefit from actionable insights that can help you identify new revenue opportunities and make strategic business decisions.

Key Questions Answered:

  • How is the Global Electronic Bill Presentment and Payment (EBPP) Market expected to evolve by 2030?
  • What are the main drivers and restraints affecting the market?
  • Which market segments will grow the most over the forecast period?
  • How will market shares for different regions and segments change by 2030?
  • Who are the leading players in the market, and what are their prospects?

Report Features:

  • Comprehensive Market Data: Independent analysis of annual sales and market forecasts in US$ Million from 2024 to 2030.
  • In-Depth Regional Analysis: Detailed insights into key markets, including the U.S., China, Japan, Canada, Europe, Asia-Pacific, Latin America, Middle East, and Africa.
  • Company Profiles: Coverage of players such as AT&T, Inc., ACI Worldwide, Inc., API Outsourcing, Inc., Bottomline Technologies, Inc., Aliaswire, Inc. and more.
  • Complimentary Updates: Receive free report updates for one year to keep you informed of the latest market developments.

Some of the 119 companies featured in this Electronic Bill Presentment and Payment (EBPP) market report include:

  • AT&T, Inc.
  • ACI Worldwide, Inc.
  • API Outsourcing, Inc.
  • Bottomline Technologies, Inc.
  • Aliaswire, Inc.
  • Alipay
  • AvidXchange, Inc.
  • Conduent Business Services LLC
  • Alacriti
  • Calvi Business Software BV
  • Corcentric
  • Bill.com
  • Agile Payments
  • Brite:Bill
  • Cadence Bancorp LLC

This edition integrates the latest global trade and economic shifts as of June 2025 into comprehensive market analysis. Key updates include:

  • Tariff and Trade Impact: Insights into global tariff negotiations across 180+ countries, with analysis of supply chain turbulence, sourcing disruptions, and geographic realignment. Special focus on 2025 as a pivotal year for trade tensions, including updated perspectives on the Trump-era tariffs.
  • Adjusted Forecasts and Analytics: Revised global and regional market forecasts through 2030, incorporating tariff effects, economic uncertainty, and structural changes in globalization. Includes segmentation by product, technology, type, material, distribution channel, application, and end-use, with historical analysis since 2015.
  • Strategic Market Dynamics: Evaluation of revised market prospects, regional outlooks, and key economic indicators such as population and urbanization trends.
  • Innovation & Technology Trends: Latest developments in product and process innovation, emerging technologies, and key industry drivers shaping the competitive landscape.
  • Competitive Intelligence: Updated global market share estimates for 2025, competitive positioning of major players (Strong/Active/Niche/Trivial), and refined focus on leading global brands and core players.
  • Expert Insight & Commentary: Strategic analysis from economists, trade experts, and domain specialists to contextualize market shifts and identify emerging opportunities.
  • Complimentary Update: Buyers receive a free July 2025 update with finalized tariff impacts, new trade agreement effects, revised projections, and expanded country-level coverage.

Table of Contents

I. METHODOLOGYII. EXECUTIVE SUMMARY
1. MARKET OVERVIEW
  • Tariff Impact on Global Supply Chain Patterns
  • Electronic Bill Presentment & Payment (EBPP): Strongly Founded on Next Generation Internet Economy
  • Why High-Speed Broadband Matters?
  • Electronic Bill Presentment and Payments (EBPP): Definition, Scope, Benefits & Importance
  • Components of EBPP
  • Parties Involved in Implementing EBPP
  • EBPP Models
  • Consumer-to-Business (C2B) Payment Choices
  • Global Market Prospects & Outlook
  • Competition
  • Electronic Bill Presentment and Payment (EBPP) - Global Key Competitors Percentage Market Share in 2025 (E)
  • Competitive Market Presence - Strong/Active/Niche/Trivial for Players Worldwide in 2025 (E)
  • Recent Market Activity
2. FOCUS ON SELECT PLAYERS
3. MARKET TRENDS & DRIVERS
  • Global Efforts to Go Cashless Provides Policy-Led Support for the Evolution of EBPP
  • Pandemic Accelerates the Move towards Electronic Modes of Bill Payment
  • Global Volume of Non-Cash Transactions (In Billion) for the Years 2018, 2020, 2022 & 2024
  • Rise of Digital Lifestyles, Increase in FTTH Connections & Internet Banking Habits to Support Growth in the Market
  • More Homes With Fiber Internet Increases the Odds of Digital Payment Adoption: Global Fiber-to-the-Home/Building (FTTH/B) Market (In US$ Million) for Years 2020 and 2026
  • Digital Banking Makes Strong Gains
  • Global Digital Banking Market Revenues (US$ Million) by Geographic Region/Country for Years 2020 and 2027
  • Smartphones, a Ubiquitous Indicator of Modern Digital Life
  • Spectacular Rise in Internet Activity Supported by the Pandemic
  • Smart Homes, Barometer of the Level of Digitalization in Consumer Life
  • Spectacular Rise in eCommerce and mCommerce Strengthens Business Case for EBPP
  • Global B2C E-Commerce Sales in US$ Trillion for the Years 2019 through 2025
  • Retail M-Commerce Sales as % of Retail E-commerce Sales Worldwide for the Years 2016, 2018, 2020, 2022 & 2024
  • EBPP Solutions Witness Increased Adoption Among Banks
  • Mobile Wallets & Payments Goes Mainstream Spurring Growth in the EBPP Market
  • Mobile Payments Continue to Gain Share
  • Developments in Mobile Wallets Encourage Increase in Mobile Payments
  • Mobile Money Flourishes in Developing Countries
  • Conclusion
  • Electronic Billing Platforms Poised to Bring About Improvements in Government Payments
  • Outsourced EBPP Services Gain in Popularity
  • The Rise of Customer Self-Service Tilts EBPP Technologies into the Mass Adoption Stage
  • Global Customer Self-Service Market Opportunity (In US$ Billion) for Years 2020, 2022, 2024 and 2026
  • Intuitive Design of Electronic Bills: Vital to the Success of Bill Presentment
  • SMS & ATMs Emerge as Innovative Mediums of Electronic Payment
  • SMBs: An Emerging & Lucrative Customer Cluster for EBPP
  • EBPP Facilitates Improvement in Reconciling, Billing and Payment Functions of Businesses
  • Convergence of Billing with Customer Analytics Opens a New Window of Opportunity
  • Launch of e-Bill Adoption Campaigns to Benefit Market Growth
  • Growing Focus on Environmental Sustainability to Benefit EBPP
  • Why CSPs Are Turning towards EBPP Solutions?
  • EBPP Solution Enables Auto Insurers to Offer Seamless Experiences
  • Credit Unions Leverage EBPP and Online Banking Integration
  • Hyper-Customization & Implications for EBPP
  • AI Technology Presents New Opportunities for Payments and Billing
  • Cryptocurrency as a Payment Model Gains in Popularity
  • QR Code Payments Gains Momentum
  • 5G Connectivity to Boost Mobile-First Approach to Digital Payments
  • 5G Smartphone Sales in Million Units: 2019-2024
  • Key Challenges Associated with EBPP Implementation
4. GLOBAL MARKET PERSPECTIVE
  • TABLE 1: World Electronic Bill Presentment and Payment (EBPP) Market Analysis of Annual Sales in Million Bills for Years 2015 through 2030
  • TABLE 2: World Recent Past, Current & Future Analysis for Electronic Bill Presentment and Payment (EBPP) by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 3: World Historic Review for Electronic Bill Presentment and Payment (EBPP) by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 4: World 15-Year Perspective for Electronic Bill Presentment and Payment (EBPP) by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets for Years 2015, 2025 & 2030
  • TABLE 5: World Recent Past, Current & Future Analysis for Electronic Bill Payment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 6: World Historic Review for Electronic Bill Payment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 7: World 15-Year Perspective for Electronic Bill Payment by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 8: World Recent Past, Current & Future Analysis for Electronic Bill Presentment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 9: World Historic Review for Electronic Bill Presentment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 10: World 15-Year Perspective for Electronic Bill Presentment by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 11: World Recent Past, Current & Future Analysis for Electronic Bill Posting by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 12: World Historic Review for Electronic Bill Posting by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 13: World 15-Year Perspective for Electronic Bill Posting by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 14: World Recent Past, Current & Future Analysis for BFSI by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 15: World Historic Review for BFSI by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 16: World 15-Year Perspective for BFSI by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 17: World Recent Past, Current & Future Analysis for IT & Telecom by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 18: World Historic Review for IT & Telecom by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 19: World 15-Year Perspective for IT & Telecom by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 20: World Recent Past, Current & Future Analysis for Retail by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 21: World Historic Review for Retail by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 22: World 15-Year Perspective for Retail by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 23: World Recent Past, Current & Future Analysis for Manufacturing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 24: World Historic Review for Manufacturing by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 25: World 15-Year Perspective for Manufacturing by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 26: World Recent Past, Current & Future Analysis for Healthcare by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 27: World Historic Review for Healthcare by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 28: World 15-Year Perspective for Healthcare by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 29: World Recent Past, Current & Future Analysis for Media & Entertainment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 30: World Historic Review for Media & Entertainment by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 31: World 15-Year Perspective for Media & Entertainment by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
  • TABLE 32: World Recent Past, Current & Future Analysis for Other End-Uses by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2024 through 2030 and % CAGR
  • TABLE 33: World Historic Review for Other End-Uses by Geographic Region - USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World Markets - Independent Analysis of Annual Bills Generated in Million Bills for Years 2015 through 2023 and % CAGR
  • TABLE 34: World 15-Year Perspective for Other End-Uses by Geographic Region - Percentage Breakdown of Volume Bills Generated for USA, Canada, Japan, China, Europe, Asia-Pacific and Rest of World for Years 2015, 2025 & 2030
III. MARKET ANALYSIS
  • UNITED STATES
  • Electronic Bill Presentment and Payment (EBPP) Market Presence - Strong/Active/Niche/Trivial - Key Competitors in the United States for 2025 (E)
  • CANADA
  • Electronic Bill Presentment and Payment (EBPP) Market Presence - Strong/Active/Niche - Key Competitors in Canada for 2022 (E)
  • JAPAN
  • CHINA
  • EUROPE
  • Electronic Bill Presentment and Payment (EBPP) Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Europe for 2025 (E)
  • FRANCE
  • GERMANY
  • ITALY
  • UNITED KINGDOM
  • REST OF EUROPE
  • ASIA-PACIFIC
  • Electronic Bill Presentment and Payment (EBPP) Market Presence - Strong/Active/Niche/Trivial - Key Competitors in Asia-Pacific for 2025 (E)
  • REST OF WORLD
  • Electronic Bill Presentment and Payment (EBPP) Market Presence - Strong/Active/Niche - Key Competitors in Rest of World for 2022 (E)
IV. COMPETITION

Companies Mentioned (Partial List)

A selection of companies mentioned in this report includes, but is not limited to:

  • AT&T, Inc.
  • ACI Worldwide, Inc.
  • API Outsourcing, Inc.
  • Bottomline Technologies, Inc.
  • Aliaswire, Inc.
  • Alipay
  • AvidXchange, Inc.
  • Conduent Business Services LLC
  • Alacriti
  • Calvi Business Software BV
  • Corcentric
  • Bill.com
  • Agile Payments
  • Brite:Bill
  • Cadence Bancorp LLC

Table Information